HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 128 Academy Street, Middletown, NY 12455
CLOSED
0
$425,000

128 Academy StreetMiddletown, NY, 12455

6 Beds3 Baths3,300 SqFt0.36 Acres
Step into a property that does it all—gorgeous turnkey vacation home, lucrative Airbnb, a multi-generational getaway, or a sun-filled retreat with built-in income potential. Whether you're looking for a serene escape from city life, or you're an investor ready to house hack your way to passive income, this property checks every box! Modern & spacious, this home offers two distinct living spaces under one roof—perfect for Airbnb guests, multi-family use, or keeping the upstairs for yourself while the downstairs pays the mortgage. The original section of the home features classic charm with modern styling: wood floors, exposed beams, a cozy wood-burning stove, and an open-concept layout that flows from living room to dining area to a bright, modern kitchen with newer appliances. With two bedrooms on each level and a full bath on both floors, you’ll have plenty of space for guests or renters. The back deck is made for al fresco dinners, stargazing, or lazy weekend mornings with coffee in hand. Upstairs, a sun-soaked addition feels like your own Catskills penthouse. Lofty cathedral ceilings, large skylights, and a wide-open floor plan connect the living, dining, and kitchen areas, all opening to a private balcony with mountain views. The back yard is huge and private, perfect for summer games, a garden, or letting the dogs run around to their hearts content! All this within walking distance to the sweet village of Margaretville with its shops, dining and entertainment! Use one unit, rent the other. Host guests, share with family, or enjoy the entire home to yourself—this is flexibility at its finest. Whether you're escaping the city, building your investment portfolio, or looking for a move-in ready home in a desirable village, this property is ready to welcome you.

Est. Monthly

$2,014/MO

$425,000

128 Academy Street, Middletown, NY

6 Beds3 Baths3,300 SqFt0.36 Acres

Step into a property that does it all—gorgeous turnkey vacation home, lucrative Airbnb, a multi-generational getaway, or a sun-filled retreat with built-in income potential. Whether you're looking for a serene escape from city life, or you're an investor ready to house hack your way to passive income, this property checks every box! Modern & spacious, this home offers two distinct living spaces under one roof—perfect for Airbnb guests, multi-family use, or keeping the upstairs for yourself while the downstairs pays the mortgage. The original section of the home features classic charm with modern styling: wood floors, exposed beams, a cozy wood-burning stove, and an open-concept layout that flows from living room to dining area to a bright, modern kitchen with newer appliances. With two bedrooms on each level and a full bath on both floors, you’ll have plenty of space for guests or renters. The back deck is made for al fresco dinners, stargazing, or lazy weekend mornings with coffee in hand. Upstairs, a sun-soaked addition feels like your own Catskills penthouse. Lofty cathedral ceilings, large skylights, and a wide-open floor plan connect the living, dining, and kitchen areas, all opening to a private balcony with mountain views. The back yard is huge and private, perfect for summer games, a garden, or letting the dogs run around to their hearts content! All this within walking distance to the sweet village of Margaretville with its shops, dining and entertainment! Use one unit, rent the other. Host guests, share with family, or enjoy the entire home to yourself—this is flexibility at its finest. Whether you're escaping the city, building your investment portfolio, or looking for a move-in ready home in a desirable village, this property is ready to welcome you.

StatusClosed
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1952
Total Rooms11 rooms
Days on Market155 days

Est. Monthly Payment

$2,014.49

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

128 Academy Street

Middletown, NY 12455 • Delaware
6
Beds
3
Baths
3,300
SqFt
0.36
Acres
Status
Closed
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
195274 years ago
Total Rooms
11 rooms
Days on Market
155 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,518
Property History
  • Closed
    Dec 4, 2025 • NYSAMLS • R1618824
    $425,000
  • Listed for sale
    Jul 2, 2025 • NYSAMLS • R1618824
    $425,000
Mortgage Calculator
Estimated monthly payment for this property
$2,014.49
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1618824
  • Listing Office
    Keller Williams Upstate NY Properties
  • Last Updated
    77 days ago

Appliances

  • Appliances
    • Dryer
    • Dishwasher
    • Electric Oven
    • Electric Range
    • Microwave
    • Refrigerator
    • Washer

Climate & Systems

  • Heating
    • Oil
    • Baseboard

Interior Features

  • Flooring
    • Hardwood
    • Tile
    • Varies
  • Doors
    Sliding Doors
  • Basement
    • Full
    • Finished
    • Sump Pump
  • Windows
    Skylights
  • Interior Features
    • Eat In Kitchen
    • Living Dining Room
    • Sliding Glass Doors
    • Skylights

Parking

  • Parking Features
    • Attached
    • Garage
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.36 acres
  • Lot Features
    • Flood Zone
    • Rectangular
    • Rectangular Lot
  • Exterior Features
    • Blacktop Driveway
    • Private Yard
    • See Remarks

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Contemporary

Structure

  • Construction
    Vinyl Siding
  • Foundation
    • Block
    • Poured

Condition

  • Year Built
    1952
  • Condition
    Resale
  • Days on Market
    155 days
  • Water
    Connected
  • Sewer
    Connected
  • Utilities
    • High Speed Internet Available
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 1419 Olmsted Drive, Watertown City, NY 13601ACTIVE$383,900

    1419 Olmsted Drive, Watertown City, NY 13601

    4 Beds1.5 Baths2,480 SqFt0.3214 Acres

    LISTING BY LISA WOODWARD HOMES LLC

  • 360 Halseyville Road, Enfield, NY 14850ACTIVE$384,000

    360 Halseyville Road, Enfield, NY 14850

    3 Beds2 Baths1,404 SqFt2 Acres

    LISTING BY RE/MAX IN MOTION

  • 13 Parkside Drive, Ellicottville, NY 14731ACTIVE$384,900

    13 Parkside Drive, Ellicottville, NY 14731

    4 Beds2.5 Baths1,824 SqFt0.194 Acres

    LISTING BY KELLER WILLIAMS REALTY LANCASTER

  • 20 Meadow Street, Kirkland, NY 13323ACTIVE$384,900

    20 Meadow Street, Kirkland, NY 13323

    4 Beds2 Baths1,794 SqFt0.3673 Acres

    LISTING BY HOWARD HANNA CNY INC

  • 350 Valley Road, Richland, NY 13142ACTIVE$384,900

    350 Valley Road, Richland, NY 13142

    4 Beds2.5 Baths2,200 SqFt5.07 Acres

    LISTING BY MOVE REAL ESTATE

  • 176 N Main Street, Moravia, NY 13118ACTIVE$384,900

    176 N Main Street, Moravia, NY 13118

    5 Beds2.5 Baths3,404 SqFt1.35 Acres

    LISTING BY RE/MAX IN MOTION

  • 5152 John Darling Road, Conowingo, NY 14726ACTIVE$384,900

    5152 John Darling Road, Conowingo, NY 14726

    3 Beds2.5 Baths2,728 SqFt18.9 Acres

    LISTING BY REAL ESTATE ADVANTAGE

  • 469 Mountain View Drive, Tompkins, NY 13856ACTIVE$385,000

    469 Mountain View Drive, Tompkins, NY 13856

    2 Beds2 Baths1,441 SqFt11.3 Acres

    LISTING BY KELLER WILLIAMS UPSTATE NY PROPERTIES

  • 5867 Sacandaga Road, Galway, NY 12074ACTIVE$385,000

    5867 Sacandaga Road, Galway, NY 12074

    3 Beds1 Bath1,280 SqFt1.13 Acres

    LISTING BY PROPERLY

  • 1302 County Highway 107, Perth, NY 12070ACTIVE$385,000

    1302 County Highway 107, Perth, NY 12070

    3 Beds1.5 Baths1,708 SqFt12.51 Acres

    LISTING BY INGLENOOK REALTY INC