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HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

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Process

The Buying Process

Your step-by-step guide to finding and purchasing the perfect home with our team.

HomesFarmsAndLand - Buying Process

kevin@homesfarmsandland.com

Ready to Start Your Home Buying Journey?

Visit our buying form and one of our agents will contact you to discuss your needs and answer any questions.

Get Started Now

Buyer-Broker Agreement

Please review the following disclosure documents that explain the relationship between buyers and real estate agents. These documents outline the different types of agency relationships and your rights as a buyer.

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1

Selecting an Agent

Do You Have a Personal Real Estate Agent?

If you're planning on buying a home, you may have already done some shopping around on your own. Perhaps you've checked out a few open houses or called the number on a For Sale sign to schedule a private viewing.

Yes, you can do all of that on your own. However, statistics prove that you'll be more successful in finding your dream home at the right price with your own personal real estate agent.

Your Real Estate Agent Works for You

A real estate agent who knows the local market well can help you find and buy your ideal home quickly and make the entire process go smoothly. Your agent will give you the inside scoop on a property so you know the full story.

When it comes time to make an offer, your real estate agent will present and negotiate it on your behalf. Without your own agent you deal directly with the seller's agent — who is legally obliged to work in the seller's best interests, not yours.

What to Look for in a Real Estate Agent

When buying a home, you want a real estate agent who…

  • Takes the time to understand your needs and goals
  • Explains everything clearly and answers your questions
  • Has expertise in the local market
  • Knows how to find great properties in your price range
  • Alerts you to new listings quickly
  • Advises on the best price to offer

Next Steps

The best way to select the right real estate agent is to meet in person. Ask questions. See if there is a good fit. To schedule an appointment with our team, please call, email, or submit the form below.

2

Arrange Financing

Get a Mortgage Pre-Approval

An important ingredient in a successful home search is knowing how much you can afford. You don't want to fall in love with a property only to find out it's outside your price range.

Benefits of Pre-Approval

  • Peace of mind knowing what you can afford
  • Shows sellers you're a serious buyer
  • Speeds up the buying process
  • Helps you focus your home search

How Much Can You Afford?

Lenders consider:

  • Your income and employment status
  • Monthly expenses and debts
  • Credit history and score
  • Down payment amount

We can recommend reputable mortgage brokers and lenders who can help you get pre-approved quickly and easily.

3

Viewing Homes

The Home Shopping Process

As your real estate team, our most important job is to make the home shopping process pleasant and rewarding for you.

Our Process

  • We recommend properties that match your criteria
  • Alert you to new listings immediately
  • Schedule viewings at your convenience
  • Provide detailed property information
  • Give you neighborhood insights

Viewing Checklist

  • Check for must-have features
  • Note the home's condition
  • Look for potential issues
  • Consider the neighborhood
  • Think about future needs

We're committed to helping you find the perfect home that meets all your needs and wants.

4

Making an Offer

Preparing the Offer

When you find a home you love, we'll help you craft a strong offer that gives you the best chance of success while protecting your interests.

Our Approach

  • Market analysis to determine fair value
  • Strategic pricing recommendations
  • Expert negotiation on your behalf
  • Clear communication throughout

Common Conditions

  • Home inspection
  • Financing approval
  • Appraisal
  • Title search

We'll guide you through every step of the offer process and work tirelessly to get you the best possible deal.

5

Closing the Sale

Final Steps to Homeownership

Once your offer is accepted, we'll help you navigate the closing process to ensure everything goes smoothly.

Due Diligence

  • Schedule and attend the home inspection
  • Review inspection reports
  • Address any issues that arise
  • Finalize your mortgage approval

Closing Preparation

  • Final walkthrough of the property
  • Review closing documents
  • Arrange for homeowners insurance
  • Plan for moving day

Closing Day

  • Sign final paperwork
  • Receive the keys to your new home
  • Celebrate your successful purchase