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Property at 97 E Church Street, Adams, NY 13605
CLOSED
$14,900
$235,000

97 E Church StreetAdams, NY, 13605

3 Beds2 Baths1,914 SqFt0.4752 Acres
Income-Generating Dual Homes in Prime Village Location! Two distinct homes on a single, easy-to-maintain lot—perfect for investors or owner-occupants seeking flexibility and income potential. The main residence features 2 bedrooms, a formal dining room, a spacious living room, and a cozy eat-in kitchen. A full basement provides ample storage and offers excellent potential for future finishing or utility space. Conveniently separate, the second home offers 1 bedroom and boasts an open floor plan centered around a beautiful kitchen. The large bedroom can easily be converted into two bedrooms, offering increased income potential. Completing the property is a two-story barn with abundant parking and storage capabilities. This expansive structure is perfect for creative use—whether as a photography or art studio, hobby workshop, or rentable storage space—giving you endless income possibilities. Nestled in the heart of the village, the property is just steps away from charming shops, dining, and local amenities. Both homes have been meticulously cared for by involved owners, and reliable tenants are currently in place. Rents are below market value, allowing room for increased revenue. Live in one home and rent the other, lease both for dual income, or reimagine the barn for even more returns—this property offers an exceptional foundation for building equity and success.

Est. Monthly

$1,114/MO

$235,000
$14,900

97 E Church Street, Adams, NY

3 Beds2 Baths1,914 SqFt0.4752 Acres

Income-Generating Dual Homes in Prime Village Location! Two distinct homes on a single, easy-to-maintain lot—perfect for investors or owner-occupants seeking flexibility and income potential. The main residence features 2 bedrooms, a formal dining room, a spacious living room, and a cozy eat-in kitchen. A full basement provides ample storage and offers excellent potential for future finishing or utility space. Conveniently separate, the second home offers 1 bedroom and boasts an open floor plan centered around a beautiful kitchen. The large bedroom can easily be converted into two bedrooms, offering increased income potential. Completing the property is a two-story barn with abundant parking and storage capabilities. This expansive structure is perfect for creative use—whether as a photography or art studio, hobby workshop, or rentable storage space—giving you endless income possibilities. Nestled in the heart of the village, the property is just steps away from charming shops, dining, and local amenities. Both homes have been meticulously cared for by involved owners, and reliable tenants are currently in place. Rents are below market value, allowing room for increased revenue. Live in one home and rent the other, lease both for dual income, or reimagine the barn for even more returns—this property offers an exceptional foundation for building equity and success.

StatusClosed
Property TypeResidential
Property SubtypeMulti Family
Year Built1940
Days on Market241 days

Est. Monthly Payment

$1,113.89

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

97 E Church Street

Adams, NY 13605 • Jefferson
3
Beds
2
Baths
1,914
SqFt
0.4752
Acres
Status
Closed
Property Type
Residential
Property Subtype
Multi Family
Year Built
194086 years ago
Days on Market
241 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,271
Property History
  • Closed
    Mar 16, 2026 • NYSAMLS • S1623126
    $235,000
  • Price reduced
    Oct 21, 2025 • NYSAMLS • S1623126
    $249,900 → $235,000
  • Listed for sale
    Jul 18, 2025 • NYSAMLS • S1623126
    $249,900
Mortgage Calculator
Estimated monthly payment for this property
$1,113.89
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1623126
  • Listing Office
    Home With Us Realty Group, LLC
  • Last Updated
    57 days ago

Appliances

  • Appliances
    Electric Water Heater

Climate & Systems

  • Heating
    • Gas
    • Forced Air

Interior Features

  • Flooring
    • Ceramic Tile
    • Varies
    • Vinyl
  • Basement
    • Full
    • Sump Pump
  • Interior Features
    Ceiling Fans

Parking

  • Parking Features
    • Parking Available
    • Two Or More Spaces
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.4752 acres
  • Lot Features
    • Flag Lot
    • Residential Lot

Type

  • Property Type
    Residential
  • Property Subtype
    Multi Family

Structure

  • Construction
    Vinyl Siding
  • Roof
    Metal
  • Foundation
    • Block
    • Other
    • See Remarks

Condition

  • Year Built
    1940
  • Condition
    Resale
  • Days on Market
    241 days
  • Water
    Connected
  • Sewer
    Connected
  • Electric
    Circuit Breakers
  • Utilities
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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