HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

Layout spacer

    Layout spacer

      About Us

      • Who We are
      • Meet the Team

      Resources

      • Latest Blogs
      • Free Vendor List
      • Need Funding?
      • Property Inspector
      • Down Payment Eligibility

      Communities

      • Otsego County
      • Schoharie County
      • Chenango County
      • Delaware County
      • Greene County
      • Broome County
      • Oneida County
      • Montgomery County
      • Ulster County

      Disclosures

      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution

      © 2026 Homes, Farms & Land. All rights reserved.

      Property at 97 Church Street, Adams, NY 13605
      CLOSED
      $14,900
      $235,000

      97 Church StreetAdams, NY, 13605

      3 Beds2 Baths1,914 SqFt0.4752 Acres
      Income-Generating Dual Homes in Prime Village Location! Two distinct homes on a single, easy-to-maintain lot—perfect for investors or owner-occupants seeking flexibility and income potential. The main residence features 2 bedrooms, a formal dining room, a spacious living room, and a cozy eat-in kitchen. A full basement provides ample storage and offers excellent potential for future finishing or utility space. Conveniently separate, the second home offers 1 bedroom and boasts an open floor plan centered around a beautiful kitchen. The large bedroom can easily be converted into two bedrooms, offering increased income potential. Completing the property is a two-story barn with abundant parking and storage capabilities. This expansive structure is perfect for creative use—whether as a photography or art studio, hobby workshop, or rentable storage space—giving you endless income possibilities. Nestled in the heart of the village, the property is just steps away from charming shops, dining, and local amenities. Both homes have been meticulously cared for by involved owners, and reliable tenants are currently in place. Rents are below market value, allowing room for increased revenue. Live in one home and rent the other, lease both for dual income, or reimagine the barn for even more returns—this property offers an exceptional foundation for building equity and success.

      Est. Monthly

      $1,114/mo

      $235,000
      $14,900

      97 Church Street, Adams, NY

      3 Beds2 Baths1,914 SqFt0.4752 Acres

      Income-Generating Dual Homes in Prime Village Location! Two distinct homes on a single, easy-to-maintain lot—perfect for investors or owner-occupants seeking flexibility and income potential. The main residence features 2 bedrooms, a formal dining room, a spacious living room, and a cozy eat-in kitchen. A full basement provides ample storage and offers excellent potential for future finishing or utility space. Conveniently separate, the second home offers 1 bedroom and boasts an open floor plan centered around a beautiful kitchen. The large bedroom can easily be converted into two bedrooms, offering increased income potential. Completing the property is a two-story barn with abundant parking and storage capabilities. This expansive structure is perfect for creative use—whether as a photography or art studio, hobby workshop, or rentable storage space—giving you endless income possibilities. Nestled in the heart of the village, the property is just steps away from charming shops, dining, and local amenities. Both homes have been meticulously cared for by involved owners, and reliable tenants are currently in place. Rents are below market value, allowing room for increased revenue. Live in one home and rent the other, lease both for dual income, or reimagine the barn for even more returns—this property offers an exceptional foundation for building equity and success.

      StatusClosed
      Property TypeResidential
      Property SubtypeMulti Family
      Year Built1940
      Days on Market241 days

      Est. Monthly Payment

      $1,113.89

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      97 Church Street

      Adams, NY 13605 • Jefferson
      3
      Beds
      2
      Baths
      1,914
      SqFt
      0.4752
      Acres
      Status
      Closed
      Property Type
      Residential
      Property Subtype
      Multi Family
      Year Built
      194086 years ago
      Days on Market
      241 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $4,271
      Property History
      • Closed
        Mar 16, 2026 • NYSAMLS • S1623126
        $235,000
      • Price reduced
        Oct 21, 2025 • NYSAMLS • S1623126
        $249,900 → $235,000
      • Listed for sale
        Jul 18, 2025 • NYSAMLS • S1623126
        $249,900
      Mortgage Calculator
      Estimated monthly payment for this property
      $1,113.89
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        S1623126
      • Listing Office
        Home With Us Realty Group, LLC
      • Last Updated
        21 days ago

      Appliances

      • Appliances
        Electric Water Heater

      Climate & Systems

      • Heating
        • Gas
        • Forced Air

      Interior Features

      • Flooring
        • Ceramic Tile
        • Varies
        • Vinyl
      • Basement
        • Full
        • Sump Pump
      • Interior Features
        Ceiling Fans

      Parking

      • Parking Features
        • Parking Available
        • Two Or More Spaces
      • Garage Spaces
        2

      Lot & Grounds

      • Lot Size
        0.4752 acres
      • Lot Features
        • Flag Lot
        • Residential Lot

      Type

      • Property Type
        Residential
      • Property Subtype
        Multi Family

      Structure

      • Construction
        Vinyl Siding
      • Roof
        Metal
      • Foundation
        • Block
        • Other
        • See Remarks

      Condition

      • Year Built
        1940
      • Condition
        Resale
      • Days on Market
        241 days
      • Water
        Connected
      • Sewer
        Connected
      • Electric
        Circuit Breakers
      • Utilities
        • Sewer Connected
        • Water Connected

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
      Picked for you

      Similar Properties

      Handpicked listings that match what you're looking at

      View all →
      • 1109 Wolf Street, Syracuse, NY 13208ACTIVE$214,900

        1109 Wolf Street, Syracuse, NY 13208

        6 Beds2 Baths2,500 SqFt0.0905 Acres

        LISTING BY UNIVERSITY HILL REALTY LTD

      • 4724 State Route 410, Denmark, NY 13620ACTIVE$214,900

        4724 State Route 410, Denmark, NY 13620

        5 Beds2 Baths2,184 SqFt1.92 Acres

        LISTING BY THE GREENE REALTY GROUP

      • 1511 State Street, Syracuse, NY 13208ACTIVE$214,999

        1511 State Street, Syracuse, NY 13208

        Unit • 46 Beds4 Baths3,892 SqFt0.1408 Acres

        LISTING BY HUNT REAL ESTATE ERA

      • 314 Ellington Street, Cheektowaga, NY 14043ACTIVE$215,000OPEN 5/9

        314 Ellington Street, Cheektowaga, NY 14043

        5 Beds2 Baths1,824 SqFt0.18 Acres

        LISTING BY CENTURY 21 NORTH EAST

      • 159 Murray Street, Binghamton, NY 13905ACTIVE$215,000

        159 Murray Street, Binghamton, NY 13905

        6 Beds2 Baths2,506 SqFt0.0991 Acres

        LISTING BY GILBO REALTY LLC

      • 250 Main Street, Frankfort, NY 13340ACTIVE$215,000

        250 Main Street, Frankfort, NY 13340

        6 Beds4.5 Baths5,445 SqFt0.1286 Acres

        LISTING BY HOME PRO REALTY

      • 220 Yates Street, DeWitt, NY 13057ACTIVE$215,000

        220 Yates Street, DeWitt, NY 13057

        6 Beds2 Baths2,632 SqFt0.15 Acres

        LISTING BY HOWARD HANNA REAL ESTATE

      • 108 Lewis Street, Lenox, NY 13032ACTIVE$215,000

        108 Lewis Street, Lenox, NY 13032

        6 Beds2 Baths1,743 SqFt0.25 Acres

        LISTING BY MOVE REAL ESTATE

      • 5 Sands Street, Cortland, NY 13045ACTIVE$215,900

        5 Sands Street, Cortland, NY 13045

        6 Beds2 Baths1,926 SqFt0.1545 Acres

        LISTING BY THE REAL ESTATE AGENCY

      • 13 Madison Avenue, Auburn, NY 13021ACTIVE$219,000

        13 Madison Avenue, Auburn, NY 13021

        5 Beds2 Baths2,096 SqFt0.25 Acres

        LISTING BY POST REALTY