HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 88-90 Front Street, Ballston Spa, NY 12020
IN ESCROW
$45,100
$599,900

88-90 Front StreetBallston Spa, NY, 12020

3,048 SqFt0.11 Acres
Located on one of the busiest streets in the Village of Ballston Spa, this well-maintained mixed-use commercial building offers a rare opportunity for investors or owner-occupants. The property features two street-level retail spaces and two residential apartments on the second floor, all fully rented with a total monthly income of $4,400. Annual expenses are low at just $15,885, and all utilities are separately metered except for water and sewer. The property includes off-street parking in the back as well as a small detached garage. The building is in excellent condition with minimal maintenance required, making it truly turn-key. Front St is a busy location with many popular shops & eateries and this location is directly across from the Ballston Spa National Bank that is currently undergoing a full renovation. This location is poised for continued growth in visibility and value. Whether you're looking to occupy part of the space yourself or simply enjoy steady rental income, this property presents a strong and flexible investment opportunity in a vibrant and growing community.
1 / 35

Est. Monthly

$2,844/mo

$599,900
$45,100

88-90 Front Street, Ballston Spa, NY

3,048 SqFt0.11 Acres

Located on one of the busiest streets in the Village of Ballston Spa, this well-maintained mixed-use commercial building offers a rare opportunity for investors or owner-occupants. The property features two street-level retail spaces and two residential apartments on the second floor, all fully rented with a total monthly income of $4,400. Annual expenses are low at just $15,885, and all utilities are separately metered except for water and sewer. The property includes off-street parking in the back as well as a small detached garage. The building is in excellent condition with minimal maintenance required, making it truly turn-key. Front St is a busy location with many popular shops & eateries and this location is directly across from the Ballston Spa National Bank that is currently undergoing a full renovation. This location is poised for continued growth in visibility and value. Whether you're looking to occupy part of the space yourself or simply enjoy steady rental income, this property presents a strong and flexible investment opportunity in a vibrant and growing community.

StatusIn Escrow
Property TypeCommercial Sale
Property SubtypeMixed Use
Year Built1900
Days on Market51 days

Est. Monthly Payment

$2,843.51

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

88-90 Front Street

Ballston Spa, NY 12020 • Saratoga
—
Beds
—
Baths
3,048
SqFt
0.11
Acres
Status
In Escrow
Property Type
Commercial Sale
Property Subtype
Mixed Use
Year Built
1900126 years ago
Days on Market
51 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $9,208
  • School Taxes
    $7,009
  • Town/County Taxes
    $2,199
Property History
  • Back on market
    Jan 6, 2026 • GLOBAL MLS • 202526141
    $599,900
  • Price reduced
    Nov 10, 2025 • GLOBAL MLS • 202526141
    $645,000 → $599,900
  • Price reduced
    Oct 14, 2025 • GLOBAL MLS • 202526141
    $695,000 → $645,000
Mortgage Calculator
Estimated monthly payment for this property
$2,843.51
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202526141
  • Listing Office
    Howard Hanna Capital Inc
  • Last Updated
    87 days ago

Climate & Systems

  • Heating
    Forced Air

Interior Features

  • Flooring
    • Carpet
    • Laminate
    • Vinyl
  • Basement
    • Unfinished
    • Walk-Out Access
    • Full
  • Interior Features
    • Vaulted Ceiling(s)
    • Paddle Fan

Parking

  • Parking Features
    • Detached
    • Gravel
  • Parking Spaces
    3

Lot & Grounds

  • Lot Size
    0.11 acres
  • Patio & Porch
    Porch

Type

  • Property Type
    Commercial Sale
  • Property Subtype
    Mixed Use
  • Architectural Style
    Traditional

Structure

  • Construction
    • Brick
    • Vinyl Siding
  • Roof
    Rubber

Condition

  • Year Built
    1900
  • Days on Market
    51 days
  • Water
    Public
  • Sewer
    Public Sewer
  • Electric
    Circuit Breakers

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 458 NY-146, Halfmoon, NY 12065ACTIVE$540,000

    458 NY-146, Halfmoon, NY 12065

    Commercial SaleMixed Use0.98 Acres

    LISTING BY KW PLATFORM

  • 1204 State Route 9, Queensbury, NY 12804ACTIVE$540,000

    1204 State Route 9, Queensbury, NY 12804

    Commercial SaleMixed Use0.37 Acres

    LISTING BY HUNT ERA

  • 2616 County Route 12, Whitehall, NY 12887ACTIVE$544,900

    2616 County Route 12, Whitehall, NY 12887

    LandMixed Use134.57 Acres

    LISTING BY FOUR SEASONS SOTHEBY'S INTERNATIONAL REALTY

  • 414 Main Street, Catskill, NY 12414ACTIVE$549,000

    414 Main Street, Catskill, NY 12414

    2,300 SqFt0.08 Acres

    LISTING BY MIRANDA REAL ESTATE GROUP INC

  • 135 W Manlius Street, DeWitt, NY 13057ACTIVE$549,900

    135 W Manlius Street, DeWitt, NY 13057

    3 Beds3 Baths6,083 SqFt0.15 Acres

    LISTING BY E XP REALTY

  • 783 STATE Street, Schenectady, NY 12307ACTIVE$549,900

    783 STATE Street, Schenectady, NY 12307

    Unit • 7835,431 SqFt0.12 Acres

    LISTING BY BETTER NETWORKING REALTY INC

  • 12 1/2 Delaware Avenue, Albany, NY 12210ACTIVE$575,000

    12 1/2 Delaware Avenue, Albany, NY 12210

    3,654 SqFt0.1 Acres

    LISTING BY COLDWELL BANKER PRIME PROPERTIES

  • 165 Madison Avenue, Albany, NY 12202ACTIVE$575,000

    165 Madison Avenue, Albany, NY 12202

    3,272 SqFt0.1 Acres

    LISTING BY HOWARD HANNA CAPITAL INC

  • 2015 Rosa Road, Schenectady, NY 12309ACTIVE$575,000

    2015 Rosa Road, Schenectady, NY 12309

    5,473 SqFt0.22 Acres

    LISTING BY RE/MAX CAPITAL

  • 7850 State Highway 5, St Johnsville, NY 13452ACTIVE$575,000

    7850 State Highway 5, St Johnsville, NY 13452

    Commercial SaleMixed Use0.82 Acres

    LISTING BY HOWARD HANNA CAPITAL INC