HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 82 Ludlow Street, Saratoga Springs, Inside, NY 12866
OPEN 7/4
ACTIVE
0
$1,249,900

82 Ludlow StreetSaratoga Springs, Inside, NY, 12866

4 Beds3.5 Baths2,020 SqFt0.07 Acres
Location, Luxury, and Lifestyle. It just doesn't get better than this. Only blocks from the Saratoga Race Course and vibrant downtown Broadway, this completely renovated 4-bedroom, 3.5-bath home masterfully blends timeless character and quality craftsmanship with modern luxury and convenience. Remodeled from top to bottom with updated electrical, plumbing, and high-efficiency mechanicals, every improvement was made with an emphasis on quality, efficiency, and preserving the home's historic charm. The beautifully redesigned kitchen is the heart of the home, featuring custom shaker cabinetry, quartzite countertops, Viking appliances, and an open layout ideal for everyday living and effortless entertaining. Original hardwood floors have been professionally restored and complemented by custom millwork, pocket doors, recessed lighting, and designer finishes throughout, creating an inviting blend of warmth and sophistication. Retreat to the primary suite complete with a walk-in closet and a spa-inspired bath showcasing a custom tiled wet room that seamlessly combines a soaking tub and shower into one luxurious space. Two additional full baths have been beautifully appointed with high-end finishes, while second-floor laundry adds everyday convenience. Additional upgrades include a high-efficiency heating and cooling system, whole-house water filtration, on-demand hot water, Andersen replacement windows, and Rockwool soundproofing between floors for added comfort and privacy. Outside, enjoy all-new siding, a detached garage, a beautifully restored Dutch front door, and a charming screened porch perfect for morning coffee or relaxing summer evenings. A rare opportunity to own a truly stunning, turnkey home where timeless Saratoga character meets exceptional craftsmanship, modern efficiency, and an unbeatable in-town location.
1 / 53

Est. Monthly

$5,924/MO

$1,249,900

82 Ludlow Street, Saratoga Springs, Inside, NY

4 Beds3.5 Baths2,020 SqFt0.07 Acres

Location, Luxury, and Lifestyle. It just doesn't get better than this. Only blocks from the Saratoga Race Course and vibrant downtown Broadway, this completely renovated 4-bedroom, 3.5-bath home masterfully blends timeless character and quality craftsmanship with modern luxury and convenience. Remodeled from top to bottom with updated electrical, plumbing, and high-efficiency mechanicals, every improvement was made with an emphasis on quality, efficiency, and preserving the home's historic charm. The beautifully redesigned kitchen is the heart of the home, featuring custom shaker cabinetry, quartzite countertops, Viking appliances, and an open layout ideal for everyday living and effortless entertaining. Original hardwood floors have been professionally restored and complemented by custom millwork, pocket doors, recessed lighting, and designer finishes throughout, creating an inviting blend of warmth and sophistication. Retreat to the primary suite complete with a walk-in closet and a spa-inspired bath showcasing a custom tiled wet room that seamlessly combines a soaking tub and shower into one luxurious space. Two additional full baths have been beautifully appointed with high-end finishes, while second-floor laundry adds everyday convenience. Additional upgrades include a high-efficiency heating and cooling system, whole-house water filtration, on-demand hot water, Andersen replacement windows, and Rockwool soundproofing between floors for added comfort and privacy. Outside, enjoy all-new siding, a detached garage, a beautifully restored Dutch front door, and a charming screened porch perfect for morning coffee or relaxing summer evenings. A rare opportunity to own a truly stunning, turnkey home where timeless Saratoga character meets exceptional craftsmanship, modern efficiency, and an unbeatable in-town location.

Upcoming
July 4, 2026

10:00 AM - 12:00 PM

Add to Calendar
StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1928
Total Rooms13 rooms

Est. Monthly Payment

$5,924.49

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

82 Ludlow Street

Saratoga Springs, Inside, NY 12866 • Saratoga
4
Beds
3.5
Baths
2,020
SqFt
0.07
Acres

Open House

Upcoming Open House

July 4, 2026

10:00 AM - 12:00 PM
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
192898 years ago
Total Rooms
13 rooms
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $7,517
  • School Taxes
    $4,646
  • Town/County Taxes
    $2,871
Property History
  • Listed for sale
    Jul 1, 2026 • GLOBAL MLS • 202620819
    $1,249,900
Mortgage Calculator
Estimated monthly payment for this property
$5,924.49
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202620819
  • Listing Office
    KW Platform
  • Last Updated
    57 minutes ago

Kitchen & Laundry

  • Kitchen
    • Gourmet Kitchen
    • Kitchen Island
    • Modern Kitchen

Appliances

  • Appliances
    • Range
    • Refrigerator
    • Microwave
    • Range Hood
    • Washer or Dryer
    • Water Purifier
    • Oven
    • Instant Hot Water

Climate & Systems

  • Heating
    • Natural Gas
    • Forced Air
  • Fireplace
    • Electric
    • Insert
    • Living Room

Interior Features

  • Flooring
    • Hardwood
    • Tile
  • Basement
    • Unfinished
    • Interior Entry
  • Windows
    • ENERGY STAR Qualified Windows
    • Double Pane Windows
  • Interior Features
    • Walk-In Closet(s)
    • Vaulted Ceiling(s)
    • Ceramic Tile Bath
    • Built-in Features
    • Kitchen Island

Parking

  • Parking Features
    • Detached
    • Paved
    • Driveway
    • Garage
  • Parking Spaces
    3
  • Garage Spaces
    1

Lot & Grounds

  • Lot Size
    0.07 acres
  • Lot Features
    • Cleared
    • Landscaped
    • Level
  • Patio & Porch
    • Patio
    • Screened
    • Side Porch
  • Exterior Features
    None

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    • Victorian
    • Custom
    • Farmhouse
    • Other

Structure

  • Construction
    Vinyl Siding
  • Roof
    Metal

Condition

  • Year Built
    1928
  • Condition
    Updated or Remodeled
  • Water
    Public
  • Sewer
    Public Sewer
  • Electric
    • 200+ Amp Service
    • Circuit Breakers

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 5 Mystic Lane, Saratoga Springs, NY 12866ACTIVE$1,125,000

    5 Mystic Lane, Saratoga Springs, NY 12866

    4 Beds3.5 Baths3,116 SqFt0.63 Acres

    LISTING BY HUNT ERA

  • 1110 River Road, Schodack, NY 12156ACTIVE$1,139,050

    1110 River Road, Schodack, NY 12156

    7 Beds3 Baths5,672 SqFt23.24 Acres

    LISTING BY SIERRA NORTH REAL ESTATE LLC

  • 49 Cannon Royal Drive, Wilton, NY 12866ACTIVE$1,139,800

    49 Cannon Royal Drive, Wilton, NY 12866

    4 Beds2.5 Baths2,620 SqFt0.93 Acres

    LISTING BY STERLING REAL ESTATE GROUP

  • Lot 47 Longbow Way, Lysander, NY 13027ACTIVE$1,140,000

    Lot 47 Longbow Way, Lysander, NY 13027

    4 Beds2.5 Baths3,100 SqFt

    LISTING BY KIRNAN REAL ESTATE

  • 20682 Russell Tract, Alexandria, NY 13607ACTIVE$1,149,000

    20682 Russell Tract, Alexandria, NY 13607

    4 Beds2.5 Baths2,304 SqFt1.2 Acres

    LISTING BY GARLOCK REALTY

  • 3 Blue Heron Drive, Orchard Park, NY 14127ACTIVE$1,149,000

    3 Blue Heron Drive, Orchard Park, NY 14127

    5 Beds4.5 Baths4,467 SqFt0.72 Acres

    LISTING BY REALTY ONE GROUP EMPOWER

  • 5010 East River Road, Grand Island, NY 14072ACTIVE$1,149,000

    5010 East River Road, Grand Island, NY 14072

    5 Beds5.5 Baths5,708 SqFt0.4706 Acres

    LISTING BY CENTURY 21 NORTH EAST

  • 2769 W Lake Road, Cazenovia, NY 13035ACTIVE$1,149,900

    2769 W Lake Road, Cazenovia, NY 13035

    3 Beds3.5 Baths3,610 SqFt4.67 Acres

    LISTING BY HUNT REAL ESTATE ERA

  • 22-26 Old Mill Road, Stephentown, NY 12169ACTIVE$1,150,000

    22-26 Old Mill Road, Stephentown, NY 12169

    3 Beds1.5 Baths1,664 SqFt8.94 Acres

    LISTING BY COMPASS GREATER NY, LLC

  • 285 Cook Road, Aurora, NY 14052ACTIVE$1,150,000OPEN 7/5

    285 Cook Road, Aurora, NY 14052

    4 Beds3.5 Baths2,700 SqFt5.8 Acres

    LISTING BY WN YBY OWNER.COM