HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 81 Main Street, Otego, NY 13825
CLOSED
$5,000
$194,000

81 Main StreetOtego, NY, 13825

3 Beds1.5 Baths1,298 SqFt0.52 Acres
Welcome to 81 Main Street, a charming 3-bedroom, 1.5 bath country home on 0.52 acre. This home features custom hand-tooled kitchen cabinets and woodwork throughout. Kitchen and dining room replaced with vinyl waterproof laminate. Fireplace insert replaced with a Jotul enamel woodstove. Electrical service updated to 200 amps with additional outlets added. Septic tank and dry well replaced in 2015. A detached 2-car garage with a remote opener with workshop space and a large barn with endless possibilities. Conveniently located just off I-88, just a short ride to Oneonta. Schedule your appointment today!

Est. Monthly

$920/MO

$194,000
$5,000

81 Main Street, Otego, NY

3 Beds1.5 Baths1,298 SqFt0.52 Acres

Welcome to 81 Main Street, a charming 3-bedroom, 1.5 bath country home on 0.52 acre. This home features custom hand-tooled kitchen cabinets and woodwork throughout. Kitchen and dining room replaced with vinyl waterproof laminate. Fireplace insert replaced with a Jotul enamel woodstove. Electrical service updated to 200 amps with additional outlets added. Septic tank and dry well replaced in 2015. A detached 2-car garage with a remote opener with workshop space and a large barn with endless possibilities. Conveniently located just off I-88, just a short ride to Oneonta. Schedule your appointment today!

StatusClosed
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1900
Total Rooms6 rooms
Days on Market114 days

Est. Monthly Payment

$919.56

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

81 Main Street

Otego, NY 13825 • Otsego
3
Beds
1.5
Baths
1,298
SqFt
0.52
Acres
Status
Closed
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1900126 years ago
Total Rooms
6 rooms
Days on Market
114 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $2,421
Property History
  • Closed
    Oct 7, 2025 • NYSAMLS • R1615005
    $194,000
  • Price reduced
    Jun 28, 2025 • NYSAMLS • R1615005
    $199,000 → $194,000
  • Listed for sale
    Jun 15, 2025 • NYSAMLS • R1615005
    $199,000
Mortgage Calculator
Estimated monthly payment for this property
$919.56
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1615005
  • Listing Office
    Keller Williams Upstate NY Properties
  • Last Updated
    43 days ago

Appliances

  • Appliances
    • Dryer
    • Electric Water Heater
    • Gas Oven
    • Gas Range
    • Refrigerator
    • Washer

Climate & Systems

  • Heating
    • Oil
    • Baseboard
    • Hot Water

Interior Features

  • Flooring
    • Hardwood
    • Varies
    • Vinyl
  • Basement
    Full
  • Interior Features
    • Cedar Closets
    • Ceiling Fans
    • Central Vacuum
    • Eat In Kitchen

Parking

  • Parking Features
    • Detached
    • Electricity
    • Garage
    • Workshop In Garage
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.52 acres
  • Lot Features
    • Other
    • Rectangular
    • Rectangular Lot
    • See Remarks
  • Exterior Features
    • Blacktop Driveway
    • Dirt Driveway

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Historic Antique

Structure

  • Construction
    Vinyl Siding
  • Roof
    • Asphalt
    • Shingle
  • Foundation
    • Block
    • Poured

Condition

  • Year Built
    1900
  • Condition
    Resale
  • Days on Market
    114 days
  • Water
    Connected
  • Sewer
    Other
  • Utilities
    • Electricity Available
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 301 Elbow Road, Salina, NY 13212ACTIVE$174,900

    301 Elbow Road, Salina, NY 13212

    3 Beds2 Baths1,326 SqFt0.2032 Acres

    LISTING BY KIRNAN REAL ESTATE

  • 61 Royal Avenue, Buffalo, NY 14207ACTIVE$174,900OPEN 6/3

    61 Royal Avenue, Buffalo, NY 14207

    4 Beds1.5 Baths1,249 SqFt0.0758 Acres

    LISTING BY KELLER WILLIAMS REALTY WNY

  • 59 Cayuga Street, Auburn, NY 13021ACTIVE$174,900

    59 Cayuga Street, Auburn, NY 13021

    3 Beds1.5 Baths1,516 SqFt0.2264 Acres

    LISTING BY UNITED COUNTRY PALMER REAL ESTATE

  • 321 Sill Street, Watertown City, NY 13601ACTIVE$174,900

    321 Sill Street, Watertown City, NY 13601

    3 Beds2 Baths1,280 SqFt0.1429 Acres

    LISTING BY HOMETOWN REAL ESTATE SERVICES

  • 224 Liberty Street, Oswego, NY 13126ACTIVE$174,900OPEN 5/30

    224 Liberty Street, Oswego, NY 13126

    3 Beds1.5 Baths1,100 SqFt0.25 Acres

    LISTING BY RE/MAX PLUS

  • 66 Main Street, Wheatland, NY 14546ACTIVE$174,900OPEN 5/30

    66 Main Street, Wheatland, NY 14546

    3 Beds1 Bath1,604 SqFt0.85 Acres

    LISTING BY HOWARD HANNA

  • 13-15 Cary Avenue, German Flatts, NY 13407ACTIVE$174,900

    13-15 Cary Avenue, German Flatts, NY 13407

    3 Beds1.5 Baths1,261 SqFt0.0942 Acres

    LISTING BY RIVER HILLS PROPERTIES LLC LF

  • 708 Orwood Place, Salina, NY 13208ACTIVE$174,900

    708 Orwood Place, Salina, NY 13208

    3 Beds1.5 Baths1,416 SqFt0.1492 Acres

    LISTING BY HOWARD HANNA REAL ESTATE

  • 2244 Clifford Avenue, Rochester, NY 14609ACTIVE$174,900OPEN 5/30

    2244 Clifford Avenue, Rochester, NY 14609

    3 Beds2 Baths1,684 SqFt0.1325 Acres

    LISTING BY ELYSIAN HOMES BY MARK SIWIEC AND ASSOCIATES

  • 9748 Watson Avenue, Royalton, NY 14105ACTIVE$174,900OPEN 5/30

    9748 Watson Avenue, Royalton, NY 14105

    2 Beds1.5 Baths1,057 SqFt1.15 Acres

    LISTING BY GREAT LAKES REAL ESTATE INC.