HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

Layout spacer

    Layout spacer

      About Us

      • Who We are
      • Meet the Team

      Resources

      • Latest Blogs
      • Free Vendor List
      • Need Funding?
      • Property Inspector
      • Down Payment Eligibility

      Communities

      • Otsego County
      • Schoharie County
      • Chenango County
      • Delaware County
      • Greene County
      • Broome County
      • Oneida County
      • Montgomery County
      • Ulster County

      Disclosures

      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution

      © 2026 Homes, Farms & Land. All rights reserved.

      Property at 7045 Pine Lake Terrace, Pendleton, NY 14120
      CLOSED
      0
      $789,900

      7045 Pine Lake TerracePendleton, NY, 14120

      3 Beds2.5 Baths2,331 SqFt1.2 Acres
      This thoughtfully designed ranch, built in 2019, sits on 1.2 acres and offers a rare combination of refined interior finishes w/a picturesque outdoor setting, including professional landscaping and direct access to a fully stocked pond. The property line extends beyond the water, offering a scenic and private outdoor backdrop perfect for everyday relaxation, entertaining or both! Inside, an open layout connects kitchen, dining and living areas, w/hardwood flooring, crown molding and abundant natural light throughout. At the heart of the space, a large kitchen island anchors the room and offers plenty of seating plus workspace, making it the hub for everyday living and entertaining. The living room is warm and inviting, highlighted by a gas fireplace w/stone surround, custom built-ins and a reclaimed wood mantel locally sourced from a 1890s barn – adding a unique touch of history and character to the modern design. Whether arriving through the front foyer or entering from the attached garage, this home is designed for comfortable living w/practical storage, thoughtful transitions and a layout that balances function and style. The foyer features double solid wood doors, tile flooring and additional hall closet. A light-filled office w/tray ceiling, plantation shutters and French doors provides a quiet, polished workspace just off the entry. The primary suite offers hardwood floors, tray ceiling, serene pond views and an oversized en-suite w/expansive double vanity and glass walk-in shower w/floor-to-ceiling tile as well as a custom walk-in closet. Two additional bedrooms at the front of the home share a full bath featuring a double vanity w/quartz counters and separate shower area. Additional highlights include a walk-in kitchen panty, mudroom w/cubbies, half bath and laundry room w/tile flooring and granite-topped utility sink. The insulated basement features drywall, plumbing and electrical all in place, w/a roughed-in bath and bedroom w/egress plus a large storage area too. This home is a must-see – combining quality craftsmanship and thoughtful design on a spacious, well-planned lot tailored for modern living in the sought-after Starpoint School District!

      Est. Monthly

      $3,744/mo

      $789,900

      7045 Pine Lake Terrace, Pendleton, NY

      3 Beds2.5 Baths2,331 SqFt1.2 Acres

      This thoughtfully designed ranch, built in 2019, sits on 1.2 acres and offers a rare combination of refined interior finishes w/a picturesque outdoor setting, including professional landscaping and direct access to a fully stocked pond. The property line extends beyond the water, offering a scenic and private outdoor backdrop perfect for everyday relaxation, entertaining or both! Inside, an open layout connects kitchen, dining and living areas, w/hardwood flooring, crown molding and abundant natural light throughout. At the heart of the space, a large kitchen island anchors the room and offers plenty of seating plus workspace, making it the hub for everyday living and entertaining. The living room is warm and inviting, highlighted by a gas fireplace w/stone surround, custom built-ins and a reclaimed wood mantel locally sourced from a 1890s barn – adding a unique touch of history and character to the modern design. Whether arriving through the front foyer or entering from the attached garage, this home is designed for comfortable living w/practical storage, thoughtful transitions and a layout that balances function and style. The foyer features double solid wood doors, tile flooring and additional hall closet. A light-filled office w/tray ceiling, plantation shutters and French doors provides a quiet, polished workspace just off the entry. The primary suite offers hardwood floors, tray ceiling, serene pond views and an oversized en-suite w/expansive double vanity and glass walk-in shower w/floor-to-ceiling tile as well as a custom walk-in closet. Two additional bedrooms at the front of the home share a full bath featuring a double vanity w/quartz counters and separate shower area. Additional highlights include a walk-in kitchen panty, mudroom w/cubbies, half bath and laundry room w/tile flooring and granite-topped utility sink. The insulated basement features drywall, plumbing and electrical all in place, w/a roughed-in bath and bedroom w/egress plus a large storage area too. This home is a must-see – combining quality craftsmanship and thoughtful design on a spacious, well-planned lot tailored for modern living in the sought-after Starpoint School District!

      StatusClosed
      Property TypeResidential
      Property SubtypeSingle Family Residence
      Year Built2019
      Total Rooms9 rooms
      Days on Market102 days

      Est. Monthly Payment

      $3,744.11

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      7045 Pine Lake Terrace

      Pendleton, NY 14120 • Niagara
      3
      Beds
      2.5
      Baths
      2,331
      SqFt
      1.2
      Acres
      Status
      Closed
      Property Type
      Residential
      Property Subtype
      Single Family Residence
      Year Built
      20197 years ago
      Total Rooms
      9 rooms
      Days on Market
      102 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $11,200
      Property History
      • Closed
        Nov 17, 2025 • NYSAMLS • B1624199
        $789,900
      • Listed for sale
        Aug 7, 2025 • NYSAMLS • B1624199
        $789,900
      Mortgage Calculator
      Estimated monthly payment for this property
      $3,744.11
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        B1624199
      • Listing Office
        MJ Peterson Real Estate Inc.
      • Last Updated
        22 days ago

      Appliances

      • Appliances
        • Appliances Negotiable
        • Dryer
        • Dishwasher
        • Exhaust Fan
        • Gas Oven
        • Gas Range
        • Gas Water Heater
        • Microwave
        • Refrigerator
        • Range Hood
        • Washer

      Climate & Systems

      • Heating
        • Gas
        • Forced Air

      Interior Features

      • Flooring
        • Carpet
        • Hardwood
        • Tile
        • Varies
      • Doors
        Sliding Doors
      • Basement
        • Egress Windows
        • Full
        • Partially Finished
        • Sump Pump
      • Interior Features
        • Bathroom Rough In
        • Ceiling Fans
        • Den
        • Entrance Foyer
        • Kitchen Island
        • Kitchen Family Room Combo
        • Quartz Counters
        • Sliding Glass Doors
        • Walk In Pantry
        • Bedroom On Main Level
        • Main Level Primary
        • Primary Suite
        • Programmable Thermostat

      Parking

      • Parking Features
        • Attached
        • Garage
        • Heated Garage
        • Storage
        • Water Available
        • Garage Door Opener
      • Garage Spaces
        2.5

      Lot & Grounds

      • Lot Size
        1.2 acres
      • Lot Features
        • Irregular Lot
        • Residential Lot
      • Fencing
        Pet Fence
      • Patio & Porch
        • Open
        • Patio
        • Porch
      • Exterior Features
        • Concrete Driveway
        • Patio

      Type

      • Property Type
        Residential
      • Property Subtype
        Single Family Residence
      • Architectural Style
        Ranch

      Structure

      • Construction
        • Stone
        • Vinyl Siding
        • Copper Plumbing
      • Roof
        • Architectural
        • Shingle
      • Foundation
        Poured

      Condition

      • Year Built
        2019
      • Condition
        Resale
      • Days on Market
        102 days
      • Water
        Connected
      • Sewer
        Connected
      • Electric
        • Underground
        • Circuit Breakers
      • Utilities
        • Electricity Connected
        • High Speed Internet Available
        • Sewer Connected
        • Water Connected

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
      Picked for you

      Similar Properties

      Handpicked listings that match what you're looking at

      View all →
      • 3918 Wheatfield Crossing, Wheatfield, NY 14120ACTIVE$712,500

        3918 Wheatfield Crossing, Wheatfield, NY 14120

        4 Beds2.5 Baths2,690 SqFt0.46 Acres

        LISTING BY FORBES CAPRETTO HOMES

      • 27 Mendon Green Lane, Mendon, NY 14534ACTIVE$712,650

        27 Mendon Green Lane, Mendon, NY 14534

        3 Beds2.5 Baths2,191 SqFt0.39 Acres

        LISTING BY RE/MAX REALTY GROUP

      • 7 Wyatt's Way, Clifton Park, NY 12065ACTIVE$712,900

        7 Wyatt's Way, Clifton Park, NY 12065

        3 Beds2.5 Baths2,278 SqFt0.4 Acres

        LISTING BY COLDWELL BANKER PRIME PROPERTIES

      • L8 Burnham Road, Wilton, NY 12831ACTIVE$714,400

        L8 Burnham Road, Wilton, NY 12831

        3 Beds2 Baths1,915 SqFt0.5 Acres

        LISTING BY BERKSHIRE HATHAWAY HOME SERVICES BLAKE

      • 7852 State Route 104, Oswego, NY 13126ACTIVE$714,900

        7852 State Route 104, Oswego, NY 13126

        3 Beds3.5 Baths1,768 SqFt17.82 Acres

        LISTING BY ACROPOLIS REALTY GROUP LLC

      • 55 Kent Place, Wynantskill, NY 12198ACTIVE$715,000

        55 Kent Place, Wynantskill, NY 12198

        3 Beds2.5 Baths2,652 SqFt1.19 Acres

        LISTING BY TIBBITTS & CO REALTY

      • 3863 Ridgeland Drive, Wheatfield, NY 14120ACTIVE$715,000

        3863 Ridgeland Drive, Wheatfield, NY 14120

        3 Beds2.5 Baths2,632 SqFt0.46 Acres

        LISTING BY FORBES CAPRETTO HOMES

      • lot 3T MISTRAL Circle, Clay, NY 13090ACTIVE$718,240

        lot 3T MISTRAL Circle, Clay, NY 13090

        3 Beds2.5 Baths2,320 SqFt1.114 Acres

        LISTING BY COLDWELL BANKER PRIME PROP,INC

      • 1 Jennifer Lane, Milton, NY 12020ACTIVE$719,000

        1 Jennifer Lane, Milton, NY 12020

        3 Beds2.5 Baths2,088 SqFt0.52 Acres

        LISTING BY STERLING REAL ESTATE GROUP

      • 409 Newport Road, Irondequoit, NY 14622ACTIVE$719,000

        409 Newport Road, Irondequoit, NY 14622

        3 Beds4 Baths2,537 SqFt1.47 Acres

        LISTING BY HOWARD HANNA