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      Property at 640 Boyd Street, Watertown City, NY 13601
      ACTIVE
      $10,000
      $189,900

      640 Boyd StreetWatertown City, NY, 13601

      5 Beds2 Baths2,501 SqFt0.253 Acres
      Charming Two-Story Victorian – Flexible Single-Family or Duplex Layout This spacious two-story Victorian home offers versatility and character, easily functioning as either a single-family residence or a duplex. A dividing wall provides separation between the upstairs and downstairs units, making it ideal for multi-generational living or rental income potential. Potential In-Law Suite. There are 2 electric meters and 2 water meters, there are also 2 controls for a dual split for the furnace, with 2 separate controls on the unit itself in the basement. Each apartment has it's own thermostat The property features 5 bedrooms and 2 full bathrooms, offering plenty of room for comfortable living. The upstairs unit includes 2 enclosed sunporches, perfect for relaxing, enjoying morning coffee, or creating a bright workspace. Double wide side by side driveway, not a shared driveway! Whether you’re looking to invest or create a large family home, this property blends historic charm with functional flexibility.
      1 / 50

      Est. Monthly

      $900/mo

      $189,900
      $10,000

      640 Boyd Street, Watertown City, NY

      5 Beds2 Baths2,501 SqFt0.253 Acres

      Charming Two-Story Victorian – Flexible Single-Family or Duplex Layout This spacious two-story Victorian home offers versatility and character, easily functioning as either a single-family residence or a duplex. A dividing wall provides separation between the upstairs and downstairs units, making it ideal for multi-generational living or rental income potential. Potential In-Law Suite. There are 2 electric meters and 2 water meters, there are also 2 controls for a dual split for the furnace, with 2 separate controls on the unit itself in the basement. Each apartment has it's own thermostat The property features 5 bedrooms and 2 full bathrooms, offering plenty of room for comfortable living. The upstairs unit includes 2 enclosed sunporches, perfect for relaxing, enjoying morning coffee, or creating a bright workspace. Double wide side by side driveway, not a shared driveway! Whether you’re looking to invest or create a large family home, this property blends historic charm with functional flexibility.

      StatusActive
      Property TypeResidential
      Property SubtypeSingle Family Residence
      Year Built1842
      Total Rooms12 rooms
      Days on Market167 days

      Est. Monthly Payment

      $900.12

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      640 Boyd Street

      Watertown City, NY 13601 • Jefferson
      5
      Beds
      2
      Baths
      2,501
      SqFt
      0.253
      Acres
      Status
      Active
      Property Type
      Residential
      Property Subtype
      Single Family Residence
      Year Built
      1842184 years ago
      Total Rooms
      12 rooms
      Days on Market
      167 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $2,650
      Property History
      • Price reduced
        May 1, 2026 • NYSAMLS • S1652880
        $199,900 → $189,900
      • Listed for sale
        Nov 29, 2025 • NYSAMLS • S1652880
        $219,900
      Mortgage Calculator
      Estimated monthly payment for this property
      $900.12
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        S1652880
      • Listing Office
        Marble Key Realty LLC
      • Last Updated
        6 hours ago

      Appliances

      • Appliances
        • Dryer
        • Dishwasher
        • Electric Water Heater
        • Gas Oven
        • Gas Range
        • Refrigerator
        • Washer

      Climate & Systems

      • Heating
        • Gas
        • Hot Water

      Interior Features

      • Flooring
        • Carpet
        • Hardwood
        • Tile
        • Varies
      • Basement
        Full
      • Interior Features
        • Separate Formal Dining Room
        • Eat In Kitchen
        • Separate Formal Living Room
        • Bedroom On Main Level

      Parking

      • Parking Features
        No Garage

      Lot & Grounds

      • Lot Size
        0.253 acres
      • Lot Features
        Irregular Lot
      • Exterior Features
        • Blacktop Driveway
        • Enclosed Porch
        • Porch

      Type

      • Property Type
        Residential
      • Property Subtype
        Single Family Residence
      • Architectural Style
        Two Story

      Structure

      • Construction
        Composite Siding
      • Foundation
        Stone

      Condition

      • Year Built
        1842
      • Condition
        Resale
      • Days on Market
        167 days
      • Water
        Connected
      • Sewer
        Connected
      • Utilities
        • Cable Available
        • High Speed Internet Available
        • Sewer Connected
        • Water Connected

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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