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Property at 51 Pioneer Street, Otsego, NY 13326
IN ESCROW
0
$459,000

51 Pioneer StreetOtsego, NY, 13326

3 Beds1.5 Baths2,648 SqFt0.04 Acres
Discover a rare and versatile Residential/Commercial investment opportunity in the heart of downtown Cooperstown. This meticulously decorated property features one retail space along with one residential space, offering the perfect blend of business and living potential. The home includes three bedrooms, a bonus room for additional sleeping and one and a half baths, while the full finished walk-out basement has been thoughtfully converted into a beautiful studio apartment that can also serve as additional retail or office space. With commercial and residential zoning and multiple private entrances, the possibilities are nearly endless—ideal for retail, office use, apartments, restaurants, or a seamless live/work setup. The property also includes a full walk-up attic, providing excellent storage or future expansion potential. Outside, you’ll find two to three parking spaces conveniently located behind the building in the alley, along with a small, fenced backyard for added privacy or outdoor enjoyment. Situated just a short walk from downtown shopping, dining, and the scenic beauty of Otsego Lake, this prime location enhances both lifestyle and business appeal. To make your transition even easier, the sellers are including all furnishings, making this a true turnkey opportunity where the world is your oyster.
1 / 34

Est. Monthly

$2,176/MO

$459,000

51 Pioneer Street, Otsego, NY

3 Beds1.5 Baths2,648 SqFt0.04 Acres

Discover a rare and versatile Residential/Commercial investment opportunity in the heart of downtown Cooperstown. This meticulously decorated property features one retail space along with one residential space, offering the perfect blend of business and living potential. The home includes three bedrooms, a bonus room for additional sleeping and one and a half baths, while the full finished walk-out basement has been thoughtfully converted into a beautiful studio apartment that can also serve as additional retail or office space. With commercial and residential zoning and multiple private entrances, the possibilities are nearly endless—ideal for retail, office use, apartments, restaurants, or a seamless live/work setup. The property also includes a full walk-up attic, providing excellent storage or future expansion potential. Outside, you’ll find two to three parking spaces conveniently located behind the building in the alley, along with a small, fenced backyard for added privacy or outdoor enjoyment. Situated just a short walk from downtown shopping, dining, and the scenic beauty of Otsego Lake, this prime location enhances both lifestyle and business appeal. To make your transition even easier, the sellers are including all furnishings, making this a true turnkey opportunity where the world is your oyster.

StatusIn Escrow
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1826
Total Rooms6 rooms
Days on Market71 days

Est. Monthly Payment

$2,175.65

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

51 Pioneer Street

Otsego, NY 13326 • Otsego
3
Beds
1.5
Baths
2,648
SqFt
0.04
Acres
Status
In Escrow
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1826200 years ago
Total Rooms
6 rooms
Days on Market
71 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,480
Property History
  • Listed for sale
    Apr 1, 2026 • NYSAMLS • R1670186
    $459,000
Mortgage Calculator
Estimated monthly payment for this property
$2,175.65
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1670195
  • Listing Office
    Howard Hanna
  • Last Updated
    58 days ago

Appliances

  • Appliances
    • Dryer
    • Dishwasher
    • Electric Cooktop
    • Electric Oven
    • Electric Range
    • Freezer
    • Microwave
    • Oil Water Heater
    • Refrigerator
    • Washer

Climate & Systems

  • Heating
    • Oil
    • Forced Air

Interior Features

  • Flooring
    • Hardwood
    • Varies
  • Basement
    • Full
    • Finished
    • Walk Out Access
  • Interior Features
    • Attic
    • Separate Formal Dining Room
    • Furnished
    • Granite Counters
    • Country Kitchen
    • Other
    • See Remarks
    • Second Kitchen
    • Natural Woodwork

Parking

  • Parking Features
    No Garage

Lot & Grounds

  • Lot Size
    0.04 acres
  • Lot Features
    • Rectangular
    • Rectangular Lot
  • Fencing
    Partial
  • Patio & Porch
    Patio
  • Exterior Features
    • Concrete Driveway
    • Fence
    • Patio

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Two Story

Structure

  • Construction
    • Frame
    • Stone
  • Foundation
    Stone

Condition

  • Year Built
    1826
  • Condition
    Resale
  • Days on Market
    71 days
  • Water
    Lake
  • Sewer
    Connected
  • Utilities
    • Electricity Available
    • High Speed Internet Available
    • Sewer Connected
Also Listed On
  • NYSAMLS
    1 related listing
    In Escrow$459,000

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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