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Property at 5 Short Street, Cohoes, NY 12047
ACTIVE
$10,000
$319,999

5 Short StreetCohoes, NY, 12047

6 Beds2 Baths2,116 SqFt0.31 Acres
HOUSE HACK OPPORTUNITY - LIVE FOR FREE IN COHOES - Sold ''As Is'' Fully renovated duplex with immediate cash flow. Unit 1 is vacant and ready for owner-occupant. Unit 2 currently rented at $1,700/month -- tenant covers majority of your mortgage from day one. 6 bedrooms, 2 full baths, 2,116 sq ft Both units completely updated with modern finishes Recent basement waterproofing - new sump pump installed April 2026 Low taxes: $3,785/year Strong rental history INVESTOR MATH: 3.5% down FHA (~$11,900) Monthly mortgage: ~$2,663 PITI Tenant pays: $1,700/month Your cost to live there: ~$963/month Perfect house hack opportunity - tenant covers 64% of your housing cost while you build equity. This is one of the strongest house hack opportunities in the Capital Region. Perfect for first-time investors, owner-occupants looking to offset housing costs, or buy-and-hold portfolios.
1 / 22

Est. Monthly

$1,517/MO

$319,999
$10,000

5 Short Street, Cohoes, NY

6 Beds2 Baths2,116 SqFt0.31 Acres

HOUSE HACK OPPORTUNITY - LIVE FOR FREE IN COHOES - Sold ''As Is'' Fully renovated duplex with immediate cash flow. Unit 1 is vacant and ready for owner-occupant. Unit 2 currently rented at $1,700/month -- tenant covers majority of your mortgage from day one. 6 bedrooms, 2 full baths, 2,116 sq ft Both units completely updated with modern finishes Recent basement waterproofing - new sump pump installed April 2026 Low taxes: $3,785/year Strong rental history INVESTOR MATH: 3.5% down FHA (~$11,900) Monthly mortgage: ~$2,663 PITI Tenant pays: $1,700/month Your cost to live there: ~$963/month Perfect house hack opportunity - tenant covers 64% of your housing cost while you build equity. This is one of the strongest house hack opportunities in the Capital Region. Perfect for first-time investors, owner-occupants looking to offset housing costs, or buy-and-hold portfolios.

StatusActive
Property TypeMulti Family
Property SubtypeDuplex
Year Built1910
Days on Market110 days

Est. Monthly Payment

$1,516.79

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

5 Short Street

Cohoes, NY 12047 • Albany
6
Beds
2
Baths
2,116
SqFt
0.31
Acres
Status
Active
Property Type
Multi Family
Property Subtype
Duplex
Year Built
1910116 years ago
Days on Market
110 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $3,785
  • School Taxes
    $1,158
  • Town/County Taxes
    $1,845
Property History
  • Price reduced
    Jun 30, 2026 • GLOBAL MLS • 202613396
    $329,999 → $319,999
  • Price reduced
    May 12, 2026 • GLOBAL MLS • 202613396
    $339,999 → $329,999
  • Price reduced
    Apr 6, 2026 • GLOBAL MLS • 202613396
    $349,999 → $339,999
Mortgage Calculator
Estimated monthly payment for this property
$1,516.79
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202613396
  • Listing Office
    Real Broker NY LLC
  • Last Updated
    4 days ago

Climate & Systems

  • Heating
    Baseboard

Interior Features

  • Basement
    Full

Lot & Grounds

  • Lot Size
    0.31 acres
  • Fencing
    • Fenced
    • Back Yard
  • Exterior Features
    Outdoor Kitchen

Type

  • Property Type
    Multi Family
  • Property Subtype
    Duplex
  • Architectural Style
    Duplex-Over or Under

Structure

  • Construction
    Aluminum Siding

Condition

  • Year Built
    1910
  • Days on Market
    110 days
  • Water
    Public
  • Sewer
    Public Sewer

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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