ACTIVE
$15,000
$134,900
Est. Monthly
$639/mo
$134,900
$15,000
490 4th Street, Troy, NY
4 Beds2 Baths2,300 SqFt0.16 Acres
Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.
StatusActive
Property TypeMulti Family
Property SubtypeDuplex
Year Built1880
Days on Market133 days
Est. Monthly Payment
$639.42
%
%
yr
Private Mortgage Insurance
Not required
Affordability Checkoptional
$
Property Details
Property Information
490 4th Street
Troy, NY 12180 • Rensselaer4
Beds
2
Baths
2,300
SqFt
0.16
Acres
Additional Information
Status
Active
Property Type
Multi Family
Property Subtype
Duplex
Year Built
1880146 years ago
Days on Market
133 days
Tax History
Estimated values, may not reflect current amounts.
- Annual Tax Amount$5,641
- School Taxes$946
- Town/County Taxes$4,695
Property History
- Price reducedFeb 4, 2026 • GLOBAL MLS • 202530826$149,900 → $134,900
- Price reducedJan 15, 2026 • GLOBAL MLS • 202530826$169,900 → $149,900
- Listed for saleDec 15, 2025 • GLOBAL MLS • 202530826$169,900
Mortgage Calculator
Estimated monthly payment for this property
$639.42
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$
Private Mortgage Insurance
Not required — down payment above 20%
MLS Information
- SourceGlobal MLS
- MLS#202530826
- Listing OfficeColdwell Banker Prime Properties
- Last Updated56 days ago
Interior
- Flooring
- Laminate
- Hardwood
Exterior
- ArchitectureTraditional
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