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a Charlotteville Realty Team

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      Property at 490 4th Street, Troy, NY 12180
      ACTIVE
      $15,000
      $134,900

      490 4th StreetTroy, NY, 12180

      4 Beds2 Baths2,300 SqFt0.16 Acres
      Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.

      Est. Monthly

      $639/mo

      $134,900
      $15,000

      490 4th Street, Troy, NY

      4 Beds2 Baths2,300 SqFt0.16 Acres

      Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.

      StatusActive
      Property TypeMulti Family
      Property SubtypeDuplex
      Year Built1880
      Days on Market155 days

      Est. Monthly Payment

      $639.42

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      490 4th Street

      Troy, NY 12180 • Rensselaer
      4
      Beds
      2
      Baths
      2,300
      SqFt
      0.16
      Acres
      Status
      Active
      Property Type
      Multi Family
      Property Subtype
      Duplex
      Year Built
      1880146 years ago
      Days on Market
      155 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $5,641
      • School Taxes
        $946
      • Town/County Taxes
        $4,695
      Property History
      • Price reduced
        Feb 4, 2026 • GLOBAL MLS • 202530826
        $149,900 → $134,900
      • Price reduced
        Jan 15, 2026 • GLOBAL MLS • 202530826
        $169,900 → $149,900
      • Listed for sale
        Dec 15, 2025 • GLOBAL MLS • 202530826
        $169,900
      Mortgage Calculator
      Estimated monthly payment for this property
      $639.42
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        Global MLS
      • MLS#
        202530826
      • Listing Office
        Coldwell Banker Prime Properties
      • Last Updated
        77 days ago

      Climate & Systems

      • Heating
        Forced Air

      Interior Features

      • Flooring
        • Laminate
        • Hardwood
      • Basement
        Unfinished

      Parking

      • Parking Features
        Off Street

      Lot & Grounds

      • Lot Size
        0.16 acres
      • Lot Features
        Sloped
      • View
        None
      • Fencing
        • Chain Link
        • Front Yard
        • Gate
      • Patio & Porch
        Side Porch
      • Exterior Features
        None

      Type

      • Property Type
        Multi Family
      • Property Subtype
        Duplex
      • Architectural Style
        Traditional

      Structure

      • Construction
        • Aluminum Siding
        • Vinyl Siding
      • Roof
        Rubber
      • Foundation
        Block

      Condition

      • Year Built
        1880
      • Days on Market
        155 days
      • Water
        Public
      • Sewer
        Public Sewer
      • Electric
        100 Amp Service

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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