HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 440 Summit Avenue, Schenectady, NY 12307
ACTIVE
0
$165,000

440 Summit AvenueSchenectady, NY, 12307

3 Beds1.5 Baths1,550 SqFt0.09 Acres
This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home!

Est. Monthly

$782/mo

$165,000

440 Summit Avenue, Schenectady, NY

3 Beds1.5 Baths1,550 SqFt0.09 Acres

This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home!

StatusActive
Property TypeResidential
Property SubtypeTownhouse
Year Built2026
Total Rooms6 rooms
Days on Market22 days

Est. Monthly Payment

$782.10

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

440 Summit Avenue

Schenectady, NY 12307 • Schenectady
3
Beds
1.5
Baths
1,550
SqFt
0.09
Acres
Status
Active
Property Type
Residential
Property Subtype
Townhouse
Year Built
2026This year
Total Rooms
6 rooms
Days on Market
22 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,650
Property History
  • Listed for sale
    Apr 29, 2026 • GLOBAL MLS • 202616045
    $165,000
Mortgage Calculator
Estimated monthly payment for this property
$782.10
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202616045
  • Listing Office
    Peek Realty
  • Last Updated
    18 days ago

Kitchen & Laundry

  • Kitchen
    • Eat-in Kitchen
    • Kitchen Island

Appliances

  • Appliances
    • Range
    • Refrigerator
    • Dishwasher
    • Range Hood
    • Tankless Water Heater
    • Instant Hot Water
    • ENERGY STAR Qualified Appliances

Climate & Systems

  • Heating
    • Electric
    • Heat Pump
    • Ductless

Interior Features

  • Flooring
    • Carpet
    • Linoleum
  • Basement
    • Crawl Space
    • Unfinished
    • Slab
  • Windows
    • Blinds
    • Egress Window
    • ENERGY STAR Qualified Windows
    • Low-Emissivity Windows
    • Screens
  • Interior Features
    • High Speed Internet
    • Radon System
    • Eat-in Kitchen
    • Kitchen Island

Parking

  • Parking Spaces
    2

Lot & Grounds

  • Lot Size
    0.09 acres
  • View
    • Skyline
    • Trees or Woods
  • Patio & Porch
    None
  • Exterior Features
    Drive-Paved

Type

  • Property Type
    Residential
  • Property Subtype
    Townhouse
  • Architectural Style
    • Manufactured
    • Modular

Structure

  • Construction
    • Vinyl Siding
    • Drywall
  • Roof
    Shingle
  • Foundation
    • Slab
    • Concrete Perimeter
    • Permanent

Condition

  • Year Built
    2026
  • Days on Market
    22 days
  • Water
    Public
  • Sewer
    Public Sewer
  • Electric
    200+ Amp Service
  • Utilities
    Cable Available

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 417 Summit Avenue, Schenectady, NY 12307ACTIVE$165,000

    417 Summit Avenue, Schenectady, NY 12307

    3 Beds1.5 Baths1,550 SqFt0.08 Acres

    LISTING BY PEEK REALTY

  • 894 Hidden Valley Road, Gates, NY 14624ACTIVE$173,900OPEN 5/24

    894 Hidden Valley Road, Gates, NY 14624

    3 Beds1.5 Baths989 SqFt0.09 Acres

    LISTING BY HOWARD HANNA