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Property at 420 Main Street, Cold Brook, NY 13324
IN ESCROW
$5,000
$214,900

420 Main StreetCold Brook, NY, 13324

3 Beds1.5 Baths1.25 Acres
Pull up, turn off the engine, and just sit there for a second - because this is one of those houses. The kind that makes you smile before you even grab the door handle. A classic turn-of-the-century village home with undeniable curb appeal, a little swagger, and a whole lot of personality, lovingly renovated so you can enjoy the charm without inheriting the headaches. It's handsome, welcoming, and quietly confident, like it knows exactly how good it looks. Inside, the house leans into its history in the best possible way. Original millwork still doing its thing after all these years. Refinished pine floors that have clearly seen some life and are absolutely ready for more. Bits of stained glass catching the sunlight and scattering it around the rooms like tiny moments of magic. Solid old doors that close with a weighty thunk - the kind that makes you feel grounded and oddly reassured, like yes, this house has your back. But don't mistake charm for preciousness - this place has been fully brought into the present. A fresh, inviting kitchen anchors the home, ready for everything from elaborate dinner parties to standing-at-the-counter snacks at midnight. Brand new, never-used stainless appliances, lots of butcher block countertops, brand new white shaker cabinetry and cool details make it super special. Updated bathrooms, replacement windows, fresh lighting, and thoughtfully chosen paint colors keep things feeling bright, current, and effortlessly cool. A newer metal roof and easy-care vinyl siding quietly handle the practical stuff, freeing you up to focus on the fun parts of life instead. And then... the backyard. Or rather, the moment. Step onto the back deck and you're greeted by a babbling creek running right behind the house, close enough to hear every splash, swirl, and tumble of water over stone. This isn't a background feature - it's a daily companion. Coffee tastes better here. Conversations linger. Time slows down just a touch. Cross the charming little footbridge and you'll find a wonderfully private, generously sized backyard that feels like your own secret clearing - perfect for cornhole championships, lazy afternoons in the sun, firefly watching, or simply doing absolutely nothing at all. Inside again, the home continues to surprise. High ceilings and a flowing layout keep everything feeling open and easy. Sunshine pours through the windows, bouncing off exposed brick, built-in shelving, and warm butcher block countertops that add layers of texture and soul. Oversized bedroom closets mean no tough decisions when it comes to wardrobe space. A first-floor laundry keeps life running smoothly. A walkout basement adds flexibility. And the massive garage stands ready for projects, passions, hobbies, and all the grown-up toys that deserve a proper home of their own.
1 / 71

Est. Monthly

$1,019/MO

$214,900
$5,000

420 Main Street, Cold Brook, NY

3 Beds1.5 Baths1.25 Acres

Pull up, turn off the engine, and just sit there for a second - because this is one of those houses. The kind that makes you smile before you even grab the door handle. A classic turn-of-the-century village home with undeniable curb appeal, a little swagger, and a whole lot of personality, lovingly renovated so you can enjoy the charm without inheriting the headaches. It's handsome, welcoming, and quietly confident, like it knows exactly how good it looks. Inside, the house leans into its history in the best possible way. Original millwork still doing its thing after all these years. Refinished pine floors that have clearly seen some life and are absolutely ready for more. Bits of stained glass catching the sunlight and scattering it around the rooms like tiny moments of magic. Solid old doors that close with a weighty thunk - the kind that makes you feel grounded and oddly reassured, like yes, this house has your back. But don't mistake charm for preciousness - this place has been fully brought into the present. A fresh, inviting kitchen anchors the home, ready for everything from elaborate dinner parties to standing-at-the-counter snacks at midnight. Brand new, never-used stainless appliances, lots of butcher block countertops, brand new white shaker cabinetry and cool details make it super special. Updated bathrooms, replacement windows, fresh lighting, and thoughtfully chosen paint colors keep things feeling bright, current, and effortlessly cool. A newer metal roof and easy-care vinyl siding quietly handle the practical stuff, freeing you up to focus on the fun parts of life instead. And then... the backyard. Or rather, the moment. Step onto the back deck and you're greeted by a babbling creek running right behind the house, close enough to hear every splash, swirl, and tumble of water over stone. This isn't a background feature - it's a daily companion. Coffee tastes better here. Conversations linger. Time slows down just a touch. Cross the charming little footbridge and you'll find a wonderfully private, generously sized backyard that feels like your own secret clearing - perfect for cornhole championships, lazy afternoons in the sun, firefly watching, or simply doing absolutely nothing at all. Inside again, the home continues to surprise. High ceilings and a flowing layout keep everything feeling open and easy. Sunshine pours through the windows, bouncing off exposed brick, built-in shelving, and warm butcher block countertops that add layers of texture and soul. Oversized bedroom closets mean no tough decisions when it comes to wardrobe space. A first-floor laundry keeps life running smoothly. A walkout basement adds flexibility. And the massive garage stands ready for projects, passions, hobbies, and all the grown-up toys that deserve a proper home of their own.

StatusIn Escrow
Property TypeResidential
Property Subtype—
Year Built1916
Total Rooms9 rooms
Days on Market129 days

Est. Monthly Payment

$1,018.62

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

420 Main Street

Cold Brook, NY 13324 • Herkimer
3
Beds
1.5
Baths
—
SqFt
1.25
Acres
Status
In Escrow
Property Type
Residential
Property Subtype
—
Year Built
1916110 years ago
Total Rooms
9 rooms
Days on Market
129 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $2,096
Property History
  • Price reduced
    Apr 30, 2026 • NY State MLS • 11632899
    $219,900 → $214,900
  • Listed for sale
    Jan 16, 2026 • NY State MLS • 11632899
    $229,900
Mortgage Calculator
Estimated monthly payment for this property
$1,018.62
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NY State MLS
  • MLS#
    11632899
  • Listing Office
    THE BOUTIQUE REAL ESTATE SHOPPE
  • Last Updated
    27 days ago

Appliances

  • Appliances
    • Range
    • Refrigerator
    • Dishwasher

Climate & Systems

  • Heating
    • Zoned
    • Forced Air
    • Oil

Interior Features

  • Flooring
    • Vinyl
    • Hardwood
  • Basement
    Unfinished
  • Interior Features
    Entrance Foyer

Parking

  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    1.25 acres
  • View
    Creek or Stream
  • Patio & Porch
    Deck

Type

  • Property Type
    Residential

Structure

  • Construction
    Vinyl Siding
  • Roof
    Metal

Condition

  • Year Built
    1916
  • Days on Market
    129 days
  • Water
    Well
  • Sewer
    Septic Tank
Also Listed On
  • NYSAMLS
    1 related listing
    Closed$33,000

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
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