HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 402 Arsenal Street, Watertown City, NY 13601
ACTIVE
$9,400
$90,000

402 Arsenal StreetWatertown City, NY, 13601

3 Beds2 Baths1,119 SqFt0.0402 Acres
Affordable home in the City of Watertown offering strong potential and a highly functional layout. The first floor features a spacious front living room, a welcoming front entrance porch, and a large kitchen that flows nicely into the main living space. Tall ceilings and classic woodwork throughout add character that’s hard to find at this price point. This home offers 3 bedrooms and 2 full bathrooms, with one full bath conveniently located on each level. All three bedrooms are well-positioned on the second floor, providing a practical separation of living and sleeping space. While the home is in need of cosmetic updates, the fundamentals are solid. Currently nearly fully carpeted, the interior presents an excellent opportunity to modernize with updated flooring such as luxury vinyl plank and bring your own style to life. The basement has been fully cleared and has remained dry even in the wettest of months, offering clean, usable storage space or additional use. Situated directly on Arsenal Street, this property is as centrally located as it gets—placing you right in the middle of Watertown’s main corridor with immediate access to shopping, restaurants, and everyday conveniences. With the right vision and improvements, this property could be transformed into a great owner-occupied home or a smart investment opportunity.
1 / 27

Est. Monthly

$427/MO

$90,000
$9,400

402 Arsenal Street, Watertown City, NY

3 Beds2 Baths1,119 SqFt0.0402 Acres

Affordable home in the City of Watertown offering strong potential and a highly functional layout. The first floor features a spacious front living room, a welcoming front entrance porch, and a large kitchen that flows nicely into the main living space. Tall ceilings and classic woodwork throughout add character that’s hard to find at this price point. This home offers 3 bedrooms and 2 full bathrooms, with one full bath conveniently located on each level. All three bedrooms are well-positioned on the second floor, providing a practical separation of living and sleeping space. While the home is in need of cosmetic updates, the fundamentals are solid. Currently nearly fully carpeted, the interior presents an excellent opportunity to modernize with updated flooring such as luxury vinyl plank and bring your own style to life. The basement has been fully cleared and has remained dry even in the wettest of months, offering clean, usable storage space or additional use. Situated directly on Arsenal Street, this property is as centrally located as it gets—placing you right in the middle of Watertown’s main corridor with immediate access to shopping, restaurants, and everyday conveniences. With the right vision and improvements, this property could be transformed into a great owner-occupied home or a smart investment opportunity.

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1915
Total Rooms8 rooms
Days on Market58 days

Est. Monthly Payment

$426.60

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

402 Arsenal Street

Watertown City, NY 13601 • Jefferson
3
Beds
2
Baths
1,119
SqFt
0.0402
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1915111 years ago
Total Rooms
8 rooms
Days on Market
58 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $1,411
Property History
  • Price reduced
    Jun 6, 2026 • NYSAMLS • S1673444
    $99,400 → $90,000
  • Listed for sale
    Apr 21, 2026 • NYSAMLS • S1673444
    $120,000
Mortgage Calculator
Estimated monthly payment for this property
$426.60
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1673444
  • Listing Office
    Keller Williams Northern New York
  • Last Updated
    11 days ago

Appliances

  • Appliances
    • Electric Oven
    • Electric Range
    • Gas Water Heater
    • Refrigerator

Climate & Systems

  • Heating
    • Gas
    • Forced Air

Interior Features

  • Flooring
    • Carpet
    • Varies
    • Vinyl
  • Basement
    Full
  • Interior Features
    • Den
    • Entrance Foyer
    • Separate Formal Living Room
    • Kitchen Family Room Combo
    • Living Dining Room

Parking

  • Parking Features
    No Garage

Lot & Grounds

  • Lot Size
    0.0402 acres
  • Lot Features
    • Corner Lot
    • Irregular Lot
  • Exterior Features
    • Blacktop Driveway
    • Enclosed Porch
    • Porch

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Historic Antique

Structure

  • Construction
    Vinyl Siding
  • Foundation
    • Block
    • Stone

Condition

  • Year Built
    1915
  • Condition
    Resale
  • Days on Market
    58 days
  • Water
    Connected
  • Sewer
    Connected
  • Utilities
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 5905 Morton Hill Road, Hornellsville, NY 14843ACTIVE$82,500

    5905 Morton Hill Road, Hornellsville, NY 14843

    3 Beds1 Bath1,056 SqFt0.94 Acres

    LISTING BY VYLLA HOME

  • 6050 Lake Street, Wolcott, NY 14590ACTIVE$82,500

    6050 Lake Street, Wolcott, NY 14590

    4 Beds3 Baths1,476 SqFt0.34 Acres

    LISTING BY DE ANGELIS REAL ESTATE LLC

  • L97 Highview Lane, Johnsburg, NY 12886ACTIVE$82,500

    L97 Highview Lane, Johnsburg, NY 12886

    Unit • Lot 13LandSingle Family Residence3.57 Acres

    LISTING BY GALLO REALTY ADK INC

  • 4 West Street, German Flatts, NY 13407ACTIVE$83,000

    4 West Street, German Flatts, NY 13407

    4 Beds1.5 Baths1,426 SqFt0.0894 Acres

    LISTING BY INTEGRATED REAL ESTATE SER LLC

  • 212 W Newell Street, Syracuse, NY 13205ACTIVE$84,200

    212 W Newell Street, Syracuse, NY 13205

    4 Beds1 Bath1,452 SqFt0.1219 Acres

    LISTING BY RE/MAX ONE

  • L87 Highview Lane, Johnsburg, NY 12886ACTIVE$84,500

    L87 Highview Lane, Johnsburg, NY 12886

    Unit • Lot 3LandSingle Family Residence4.33 Acres

    LISTING BY GALLO REALTY ADK INC

  • 1657 Linwood Avenue, Niagara Falls, NY 14305ACTIVE$84,900

    1657 Linwood Avenue, Niagara Falls, NY 14305

    2 Beds2 Baths1,024 SqFt0.0871 Acres

    LISTING BY HOOPER REALTY

  • 3010 Mckoon Avenue, Niagara Falls, NY 14305ACTIVE$84,900

    3010 Mckoon Avenue, Niagara Falls, NY 14305

    4 Beds1.5 Baths1,584 SqFt0.1033 Acres

    LISTING BY HOOPER REALTY

  • 3417 Riverside Drive, Scio, NY 14895ACTIVE$84,900

    3417 Riverside Drive, Scio, NY 14895

    3 Beds1 Bath1,224 SqFt1.39 Acres

    LISTING BY LANDQUEST INC.

  • 193 Hertel Avenue, Buffalo, NY 14207ACTIVE$84,900

    193 Hertel Avenue, Buffalo, NY 14207

    4 Beds2 Baths1,317 SqFt0.0716 Acres

    LISTING BY KELLER WILLIAMS REALTY WNY