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Property at 402 Arsenal Street, Watertown City, NY 13601
ACTIVE
$500
$99,400

402 Arsenal StreetWatertown City, NY, 13601

3 Beds2 Baths1,119 SqFt0.0402 Acres
Affordable home in the City of Watertown offering strong potential and a highly functional layout. The first floor features a spacious front living room, a welcoming front entrance porch, and a large kitchen that flows nicely into the main living space. Tall ceilings and classic woodwork throughout add character that’s hard to find at this price point. This home offers 3 bedrooms and 2 full bathrooms, with one full bath conveniently located on each level. All three bedrooms are well-positioned on the second floor, providing a practical separation of living and sleeping space. While the home is in need of cosmetic updates, the fundamentals are solid. Currently nearly fully carpeted, the interior presents an excellent opportunity to modernize with updated flooring such as luxury vinyl plank and bring your own style to life. The basement has been fully cleared and has remained dry even in the wettest of months, offering clean, usable storage space or additional use. Situated directly on Arsenal Street, this property is as centrally located as it gets—placing you right in the middle of Watertown’s main corridor with immediate access to shopping, restaurants, and everyday conveniences. With the right vision and improvements, this property could be transformed into a great owner-occupied home or a smart investment opportunity.
1 / 30

Est. Monthly

$471/MO

$99,400
$500

402 Arsenal Street, Watertown City, NY

3 Beds2 Baths1,119 SqFt0.0402 Acres

Affordable home in the City of Watertown offering strong potential and a highly functional layout. The first floor features a spacious front living room, a welcoming front entrance porch, and a large kitchen that flows nicely into the main living space. Tall ceilings and classic woodwork throughout add character that’s hard to find at this price point. This home offers 3 bedrooms and 2 full bathrooms, with one full bath conveniently located on each level. All three bedrooms are well-positioned on the second floor, providing a practical separation of living and sleeping space. While the home is in need of cosmetic updates, the fundamentals are solid. Currently nearly fully carpeted, the interior presents an excellent opportunity to modernize with updated flooring such as luxury vinyl plank and bring your own style to life. The basement has been fully cleared and has remained dry even in the wettest of months, offering clean, usable storage space or additional use. Situated directly on Arsenal Street, this property is as centrally located as it gets—placing you right in the middle of Watertown’s main corridor with immediate access to shopping, restaurants, and everyday conveniences. With the right vision and improvements, this property could be transformed into a great owner-occupied home or a smart investment opportunity.

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1915
Total Rooms8 rooms
Days on Market37 days

Est. Monthly Payment

$471.15

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

402 Arsenal Street

Watertown City, NY 13601 • Jefferson
3
Beds
2
Baths
1,119
SqFt
0.0402
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1915111 years ago
Total Rooms
8 rooms
Days on Market
37 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $1,411
Property History
  • Price reduced
    May 28, 2026 • NYSAMLS • S1673444
    $99,900 → $99,400
  • Listed for sale
    Apr 21, 2026 • NYSAMLS • S1673444
    $120,000
Mortgage Calculator
Estimated monthly payment for this property
$471.15
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1673444
  • Listing Office
    Keller Williams Northern New York
  • Last Updated
    3 hours ago

Appliances

  • Appliances
    • Electric Oven
    • Electric Range
    • Gas Water Heater
    • Refrigerator

Climate & Systems

  • Heating
    • Gas
    • Forced Air

Interior Features

  • Flooring
    • Carpet
    • Varies
    • Vinyl
  • Basement
    Full
  • Interior Features
    • Den
    • Entrance Foyer
    • Separate Formal Living Room
    • Kitchen Family Room Combo
    • Living Dining Room

Parking

  • Parking Features
    No Garage

Lot & Grounds

  • Lot Size
    0.0402 acres
  • Lot Features
    • Corner Lot
    • Irregular Lot
  • Exterior Features
    • Blacktop Driveway
    • Enclosed Porch
    • Porch

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Historic Antique

Structure

  • Construction
    Vinyl Siding
  • Foundation
    • Block
    • Stone

Condition

  • Year Built
    1915
  • Condition
    Resale
  • Days on Market
    37 days
  • Water
    Connected
  • Sewer
    Connected
  • Utilities
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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