HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 39 Center Street, Waterloo, NY 13165
IN ESCROW
0
$249,000

39 Center StreetWaterloo, NY, 13165

5 Beds2 Baths2,836 SqFt0.32 Acres
This charming home blends timeless character with modern convenience. A welcoming main foyer opens through French doors into a sun-filled living room, complemented by a formal dining room featuring beautiful built-ins and hardwood floors. Extensively renovated, the home includes a first-floor addition with a spacious primary suite offering a private sitting room and a full bath with walk-in shower. The eat-in kitchen is equipped with hickory cabinets, a full butler’s pantry, and a conveniently located first-floor laundry area. Upstairs, you’ll find four additional bedrooms, a full bath, and a large bonus room ideal for entertainment or flexible living space. Additional sitting room used as an office. Furniture is negotiable. Meticulously maintained, this home has seen numerous updates including windows, insulation, roof, furnace, and central air. Enjoy warm evenings on the wrap-around porch. Additional features include an attached two-car garage and storage shed. Ideally located close to churches, schools, and downtown amenities—this is a truly special home that offers space, comfort, and convenience
1 / 33

Est. Monthly

$1,180/MO

$249,000

39 Center Street, Waterloo, NY

5 Beds2 Baths2,836 SqFt0.32 Acres

This charming home blends timeless character with modern convenience. A welcoming main foyer opens through French doors into a sun-filled living room, complemented by a formal dining room featuring beautiful built-ins and hardwood floors. Extensively renovated, the home includes a first-floor addition with a spacious primary suite offering a private sitting room and a full bath with walk-in shower. The eat-in kitchen is equipped with hickory cabinets, a full butler’s pantry, and a conveniently located first-floor laundry area. Upstairs, you’ll find four additional bedrooms, a full bath, and a large bonus room ideal for entertainment or flexible living space. Additional sitting room used as an office. Furniture is negotiable. Meticulously maintained, this home has seen numerous updates including windows, insulation, roof, furnace, and central air. Enjoy warm evenings on the wrap-around porch. Additional features include an attached two-car garage and storage shed. Ideally located close to churches, schools, and downtown amenities—this is a truly special home that offers space, comfort, and convenience

StatusIn Escrow
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1900
Total Rooms14 rooms
Days on Market75 days

Est. Monthly Payment

$1,180.25

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

39 Center Street

Waterloo, NY 13165 • Seneca
5
Beds
2
Baths
2,836
SqFt
0.32
Acres
Status
In Escrow
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1900126 years ago
Total Rooms
14 rooms
Days on Market
75 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $7,287
Property History
  • Listed for sale
    Mar 26, 2026 • NYSAMLS • S1669217
    $249,000
Mortgage Calculator
Estimated monthly payment for this property
$1,180.25
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1669217
  • Listing Office
    Post Realty
  • Last Updated
    39 days ago

Appliances

  • Appliances
    • Dryer
    • Dishwasher
    • Gas Oven
    • Gas Range
    • Gas Water Heater
    • Refrigerator
    • Washer

Climate & Systems

  • Heating
    Gas

Interior Features

  • Flooring
    • Hardwood
    • Varies
  • Basement
    Full
  • Interior Features
    • Separate Formal Dining Room
    • Eat In Kitchen
    • Main Level Primary
    • Primary Suite

Parking

  • Parking Features
    • Attached
    • Garage
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.32 acres
  • Lot Features
    • Corner Lot
    • Rectangular
    • Rectangular Lot
  • Exterior Features
    Blacktop Driveway

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Two Story

Structure

  • Construction
    • Vinyl Siding
    • Wood Siding
  • Roof
    Asphalt
  • Foundation
    Stone

Condition

  • Year Built
    1900
  • Condition
    Resale
  • Days on Market
    75 days
  • Water
    Connected
  • Sewer
    Connected
  • Utilities
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 1775 Genesee Street, York, NY 14533ACTIVE$224,500

    1775 Genesee Street, York, NY 14533

    5 Beds2 Baths2,584 SqFt0.4683 Acres

    LISTING BY HOWARD HANNA

  • 71 Hoerner Avenue, Cheektowaga, NY 14211ACTIVE$224,500

    71 Hoerner Avenue, Cheektowaga, NY 14211

    4 Beds1.5 Baths1,144 SqFt0.11 Acres

    LISTING BY TOWNE HOUSING REAL ESTATE

  • 6417 US Highway 11, Canton, NY 13617ACTIVE$224,700

    6417 US Highway 11, Canton, NY 13617

    3 Beds2 Baths1,200 SqFt3.5 Acres

    LISTING BY GARLOCK REALTY

  • 1468 Vroom Road, Ogden, NY 14559ACTIVE$224,900

    1468 Vroom Road, Ogden, NY 14559

    3 Beds2 Baths1,400 SqFt0.46 Acres

    LISTING BY HOWARD HANNA

  • 801 S Huth Road, Cheektowaga, NY 14225ACTIVE$224,900

    801 S Huth Road, Cheektowaga, NY 14225

    3 Beds1 Bath1,171 SqFt0.15 Acres

    LISTING BY KELLER WILLIAMS REALTY WNY

  • 142 Prentiss Way, Henrietta, NY 14467ACTIVE$224,900

    142 Prentiss Way, Henrietta, NY 14467

    3 Beds1 Bath1,368 SqFt0.29 Acres

    LISTING BY DUKE PROPERTIES LLC

  • 26 Valley Crest Road, Greece, NY 14616ACTIVE$224,900

    26 Valley Crest Road, Greece, NY 14616

    4 Beds1.5 Baths1,730 SqFt0.19 Acres

    LISTING BY KELLER WILLIAMS REALTY GREATER ROCHESTER

  • 12 Goodrich Avenue, Fort Plain, NY 13339ACTIVE$224,900

    12 Goodrich Avenue, Fort Plain, NY 13339

    3 Beds2 Baths1,170 SqFt1 Acres

    LISTING BY KRUTZ PROPERTIES, LLC

  • 136 N Fulton Street, Auburn, NY 13021ACTIVE$224,900

    136 N Fulton Street, Auburn, NY 13021

    4 Beds2 Baths1,494 SqFt0.3487 Acres

    LISTING BY BAIER REAL ESTATE LLC

  • 7685 Sodus Center Road, Sodus, NY 14551ACTIVE$224,900

    7685 Sodus Center Road, Sodus, NY 14551

    5 Beds2 Baths2,453 SqFt0.43 Acres

    LISTING BY HOWARD HANNA