HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 3595 Owasco Drive, Owasco, NY 13021
ACTIVE
0
$297,500

3595 Owasco DriveOwasco, NY, 13021

2 Beds1 Baths915 SqFt0.2942 Acres
Do not judge a book by its cover! This home is that statement’s biggest testament! This home is a hidden gem with lake rights to dock a boat. What you see from the outside is only a small part of the story because the interior of this home has been fully remodeled into a fresh, modern, move in ready space that feels completely transformed the moment you walk in. Inside you will find brand new finishes, updated flooring, a beautifully redone kitchen, and a clean, contemporary bathroom that give the entire home a bright and stylish feel! Every detail has been thoughtfully updated, creating a comfortable and low maintenance living space from day one. Functionality is a huge bonus here with a first floor bedroom, full bathroom, and laundry all on the main level. This layout offers easy everyday living and is perfect for anyone looking to avoid stairs or simply enjoy the convenience of having the main living essentials all on one floor. Upstairs, the additional room offers great flexibility and could easily be used as a second bedroom, bonus room, home office, guest space, or hobby area depending on your needs. Whether you want to place a boat hoist, take your boat out for the day, or simply enjoy time by the water, this is a rare opportunity to enjoy lake living without the full waterfront price tag. Spend your summers on the water relaxing, swimming, or entertaining friends and family just minutes from your front door. Outside, the property includes a detached garage, ideal for parking, storage, or workshop space. The home truly has so much potential on the exterior. With some new siding and added curb appeal, you could easily bring the outside up to the same level as the beautiful interior and instantly build even more value. This is an ideal option for buyers looking for a turnkey interior, lake access, and the chance to add their own finishing touches outside. Whether you are searching for a year round home, a weekend getaway, or an rental investment opportunity, this property combines modern updates, a flexible layout, and future upside all in one.
1 / 27

Est. Monthly

$1,410/MO

$297,500

3595 Owasco Drive, Owasco, NY

2 Beds1 Bath915 SqFt0.2942 Acres

Do not judge a book by its cover! This home is that statement’s biggest testament! This home is a hidden gem with lake rights to dock a boat. What you see from the outside is only a small part of the story because the interior of this home has been fully remodeled into a fresh, modern, move in ready space that feels completely transformed the moment you walk in. Inside you will find brand new finishes, updated flooring, a beautifully redone kitchen, and a clean, contemporary bathroom that give the entire home a bright and stylish feel! Every detail has been thoughtfully updated, creating a comfortable and low maintenance living space from day one. Functionality is a huge bonus here with a first floor bedroom, full bathroom, and laundry all on the main level. This layout offers easy everyday living and is perfect for anyone looking to avoid stairs or simply enjoy the convenience of having the main living essentials all on one floor. Upstairs, the additional room offers great flexibility and could easily be used as a second bedroom, bonus room, home office, guest space, or hobby area depending on your needs. Whether you want to place a boat hoist, take your boat out for the day, or simply enjoy time by the water, this is a rare opportunity to enjoy lake living without the full waterfront price tag. Spend your summers on the water relaxing, swimming, or entertaining friends and family just minutes from your front door. Outside, the property includes a detached garage, ideal for parking, storage, or workshop space. The home truly has so much potential on the exterior. With some new siding and added curb appeal, you could easily bring the outside up to the same level as the beautiful interior and instantly build even more value. This is an ideal option for buyers looking for a turnkey interior, lake access, and the chance to add their own finishing touches outside. Whether you are searching for a year round home, a weekend getaway, or an rental investment opportunity, this property combines modern updates, a flexible layout, and future upside all in one.

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1940
Total Rooms6 rooms

Est. Monthly Payment

$1,410.14

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

3595 Owasco Drive

Owasco, NY 13021 • Cayuga
2
Beds
1
Bath
915
SqFt
0.2942
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
194086 years ago
Total Rooms
6 rooms
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $5,333
Property History
  • Listed for sale
    May 29, 2026 • NYSAMLS • S1685590
    $297,500
Mortgage Calculator
Estimated monthly payment for this property
$1,410.14
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1685590
  • Listing Office
    The Real Estate Agency
  • Last Updated
    7 hours ago

Appliances

  • Appliances
    • Dryer
    • Dishwasher
    • Gas Cooktop
    • Gas Water Heater
    • Microwave
    • Refrigerator
    • Washer

Climate & Systems

  • Heating
    • Gas
    • Forced Air

Interior Features

  • Flooring
    • Luxury Vinyl
    • Tile
    • Varies
  • Basement
    Partial
  • Interior Features
    • Den
    • Separate Formal Dining Room
    • Separate Formal Living Room
    • Galley Kitchen
    • Granite Counters
    • Bedroom On Main Level

Parking

  • Parking Features
    • Detached
    • Garage
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.2942 acres
  • Lot Features
    • Rectangular
    • Rectangular Lot
    • Residential Lot
  • Exterior Features
    Blacktop Driveway

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    • Cape Cod
    • Two Story

Structure

  • Construction
    Wood Siding
  • Foundation
    Block

Condition

  • Year Built
    1940
  • Condition
    Resale
  • Water
    Connected
  • Sewer
    Connected
  • Utilities
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 3766 Italy Hill Road, Jerusalem, NY 14418ACTIVE$267,900

    3766 Italy Hill Road, Jerusalem, NY 14418

    3 Beds2.5 Baths1,783 SqFt0.26 Acres

    LISTING BY KEUKA LAKE & LAND REALTY

  • 704 Wehrle Drive, Amherst, NY 14225ACTIVE$269,000OPEN 5/30

    704 Wehrle Drive, Amherst, NY 14225

    3 Beds1 Bath1,064 SqFt0.3719 Acres

    LISTING BY GIAMBRA REALTY CORP

  • 521 Kensington Road, Syracuse, NY 13210ACTIVE$269,000OPEN 6/6

    521 Kensington Road, Syracuse, NY 13210

    3 Beds1 Bath1,276 SqFt0.0872 Acres

    LISTING BY ROOFTOP REALTY GROUP LLC

  • 3318 Douglas Street, Leyden, NY 13433ACTIVE$269,000

    3318 Douglas Street, Leyden, NY 13433

    6 Beds2.5 Baths3,282 SqFt0.3607 Acres

    LISTING BY GOOD MORNING REALTY

  • 39 Mapleview Drive, Amherst, NY 14226ACTIVE$269,000

    39 Mapleview Drive, Amherst, NY 14226

    3 Beds2 Baths1,242 SqFt0.1754 Acres

    LISTING BY HUNT REAL ESTATE CORPORATION

  • 5509 Route 89, Varick, NY 14521ACTIVE$269,000

    5509 Route 89, Varick, NY 14521

    420 SqFt0.0465 Acres

    LISTING BY HOWARD HANNA S TIER INC

  • 385 Cape Horn Road, Gilboa, NY 12167ACTIVE$269,000

    385 Cape Horn Road, Gilboa, NY 12167

    2 Beds1.5 Baths1,490 SqFt2.73 Acres

    LISTING BY KELLER WILLIAMS UPSTATE NY PROPERTIES

  • 614 Owego Road, Candor, NY 13743ACTIVE$269,000

    614 Owego Road, Candor, NY 13743

    3 Beds1 Bath1,760 SqFt8.5 Acres

    LISTING BY BERKSHIRE HATHAWAY HOME SERVICES HERITAGE REALTY

  • 140 Central Avenue, Pomfret, NY 14063ACTIVE$269,000

    140 Central Avenue, Pomfret, NY 14063

    4 Beds1.5 Baths2,400 SqFt0.303 Acres

    LISTING BY HARTUNG REAL ESTATE

  • 184 Main Street, Otego, NY 13825ACTIVE$269,000

    184 Main Street, Otego, NY 13825

    3 Beds2 Baths1,888 SqFt1.23 Acres

    LISTING BY HOWARD HANNA