HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 342 Bear Gulch Road, Summit, NY 12175
ACTIVE
0
$219,900

342 Bear Gulch RoadSummit, NY, 12175

2 Beds1 Baths831 SqFt0.14 Acres
Welcome to 342 Bear Gulch Rd in Summit, NY-a delightful 2-bedroom, 1-bath bungalow offering 28 feet of private frontage on scenic Bear Gulch Lake. This inviting three-season retreat combines rustic charm with modern comfort, featuring an open floor plan, cathedral ceilings, natural woodwork, and a cozy pellet stove. The living and dining area extends seamlessly to a lake-facing deck, where you can start your mornings with coffee or wind down with sunset views over the water. Step outside to your private grassy sitting area by the shore, complete with access for small motorboats, kayaks, and paddleboards-perfect for fishing, relaxing, and summer fun. The property also features cedar shake siding, durable vinyl and wood flooring, updated kitchen appliances, and high-speed internet, ensuring you can stay connected while enjoying lake life. Situated in the Cobleskill-Richmondville School District, this property offers both privacy and convenience. You're just a short drive to Cobleskill's shops and restaurants, with easy access to outdoor recreation across Schoharie County. Explore nearby attractions in Albany or historic Cooperstown, both within reach for day trips. Whether you're seeking a peaceful getaway, investment opportunity, or affordable lakefront retreat, this Bear Gulch Lake bungalow is a rare find in Upstate New York lake living.
1 / 36

Est. Monthly

$1,042/mo

$219,900

342 Bear Gulch Road, Summit, NY

2 Beds1 Bath831 SqFt0.14 Acres

Welcome to 342 Bear Gulch Rd in Summit, NY-a delightful 2-bedroom, 1-bath bungalow offering 28 feet of private frontage on scenic Bear Gulch Lake. This inviting three-season retreat combines rustic charm with modern comfort, featuring an open floor plan, cathedral ceilings, natural woodwork, and a cozy pellet stove. The living and dining area extends seamlessly to a lake-facing deck, where you can start your mornings with coffee or wind down with sunset views over the water. Step outside to your private grassy sitting area by the shore, complete with access for small motorboats, kayaks, and paddleboards-perfect for fishing, relaxing, and summer fun. The property also features cedar shake siding, durable vinyl and wood flooring, updated kitchen appliances, and high-speed internet, ensuring you can stay connected while enjoying lake life. Situated in the Cobleskill-Richmondville School District, this property offers both privacy and convenience. You're just a short drive to Cobleskill's shops and restaurants, with easy access to outdoor recreation across Schoharie County. Explore nearby attractions in Albany or historic Cooperstown, both within reach for day trips. Whether you're seeking a peaceful getaway, investment opportunity, or affordable lakefront retreat, this Bear Gulch Lake bungalow is a rare find in Upstate New York lake living.

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1950
Total Rooms5 rooms
Days on Market23 days

Est. Monthly Payment

$1,042.32

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

342 Bear Gulch Road

Summit, NY 12175 • Schoharie
2
Beds
1
Bath
831
SqFt
0.14
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
195076 years ago
Total Rooms
5 rooms
Days on Market
23 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $3,173
  • School Taxes
    $1,713
  • Town/County Taxes
    $1,460
Mortgage Calculator
Estimated monthly payment for this property
$1,042.32
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202616332
  • Listing Office
    Charlotteville Realty
  • Listing Agent
    Christy L Dahms
  • Last Updated
    21 days ago

Kitchen & Laundry

  • Kitchen
    Country Kitchen

Appliances

  • Appliances
    • Range
    • Refrigerator
    • Microwave

Climate & Systems

  • Heating
    • Electric
    • Pellet Stove
    • Baseboard
    • Heat Pump
  • Fireplace
    • Pellet Stove
    • Living Room

Interior Features

  • Flooring
    • Wood
    • Vinyl
  • Basement
    None
  • Windows
    • Blinds
    • Double Pane Windows
    • Screens
  • Interior Features
    • Cathedral Ceiling(s)
    • High Speed Internet
    • Paddle Fan

Parking

  • Parking Features
    Driveway
  • Parking Spaces
    1

Lot & Grounds

  • Lot Size
    0.14 acres
  • Lot Features
    • Level
    • Mountain(s)
    • Private
    • Road Frontage
    • Sloped
    • Views
  • View
    Lake
  • Fencing
    None
  • Patio & Porch
    Deck
  • Exterior Features
    None

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    • Ranch
    • Bungalow
    • Cottage
    • Camp

Structure

  • Construction
    • Wood Siding
    • Shingle Siding
    • Cedar
    • Tex 11 Siding
  • Roof
    • Asphalt
    • Shingle
  • Foundation
    Pillar or Post or Pier

Condition

  • Year Built
    1950
  • Condition
    Updated or Remodeled
  • Days on Market
    23 days
  • Water
    Well
  • Sewer
    Septic Tank
  • Electric
    • 100 Amp Service
    • Circuit Breakers
Also Listed On
  • NYSAMLS
    1 related listing
    In Escrow$219,900

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 1859 State Highway 206, Masonville, NY 13804ACTIVE$198,000

    1859 State Highway 206, Masonville, NY 13804

    3 Beds1 Bath1,284 SqFt0.5 Acres

    LISTING BY HOWARD HANNA

  • 66 Woodrow Avenue, Irondequoit, NY 14609ACTIVE$198,000

    66 Woodrow Avenue, Irondequoit, NY 14609

    3 Beds1 Bath1,224 SqFt0.09 Acres

    LISTING BY KELLER WILLIAMS REALTY GREATER ROCHESTER

  • 1601 Clementian Street, Utica, NY 13501ACTIVE$198,000

    1601 Clementian Street, Utica, NY 13501

    4 Beds1.5 Baths1,492 SqFt0.1237 Acres

    LISTING BY SENSHINE REAL ESTATE LLC

  • 4 Wendel Street, Lancaster, NY 14043ACTIVE$198,000

    4 Wendel Street, Lancaster, NY 14043

    3 Beds1.5 Baths1,137 SqFt0.7461 Acres

    LISTING BY AVANT REALTY LLC

  • 377 NYS Route 22, Ticonderoga, NY 12883ACTIVE$198,000

    377 NYS Route 22, Ticonderoga, NY 12883

    1 Bed1 Bath857 SqFt0.1 Acres

    LISTING BY JULIE & CO REALTY LLC

  • 316 Washington Avenue, Oneida, NY 13421ACTIVE$198,500

    316 Washington Avenue, Oneida, NY 13421

    4 Beds2.5 Baths2,580 SqFt0.14 Acres

    LISTING BY KAY REAL ESTATE

  • 713 Townsend Place, Niagara Falls, NY 14301ACTIVE$198,500

    713 Townsend Place, Niagara Falls, NY 14301

    3 Beds1 Bath1,200 SqFt0.0595 Acres

    LISTING BY FRONTIER REALTY GROUP LLC

  • 47 Bambi Lane, Gates, NY 14624ACTIVE$199,000

    47 Bambi Lane, Gates, NY 14624

    3 Beds1.5 Baths1,454 SqFt0.26 Acres

    LISTING BY EMPIRE REALTY GROUP

  • 4649 Maiden Lane, Gorham, NY 14424ACTIVE$199,000

    4649 Maiden Lane, Gorham, NY 14424

    2 Beds1 Bath598 SqFt0.058 Acres

    LISTING BY GRIFFITH REALTY GROUP

  • 34 Chapel Street, Cuba, NY 14727ACTIVE$199,000

    34 Chapel Street, Cuba, NY 14727

    3 Beds2 Baths1,384 SqFt0.21 Acres

    LISTING BY ERA TEAM VP REAL ESTATE - ARCADE