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a Charlotteville Realty Team

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607-282-6242kevin@homesfarmsandland.com

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      © 2026 Homes, Farms & Land. All rights reserved.

      Property at 317 Clay Street, Watertown City, NY 13601
      ACTIVE
      0
      $229,900

      317 Clay StreetWatertown City, NY, 13601

      4 Beds4,969 SqFt0.2015 Acres
      Here is a terrific investment opportunity and the majority of the work has been done allowing you to immediately turn a profit. Add a bit more sweat equity and there is a whole additional house that could bring in even more income!!! Truly this is a unique and financially sound opportunity! The 4 unit building has been almost completely renovated and is fully occupied. The house in the back has been gutted to the studs and just needs to be finished back to its full potential. Please ask your agent for a full list of the updates that have been done. This one will not go VA as it is a 5 unit property and will require a commercial loan if financing.
      1 / 30

      Est. Monthly

      $1,090/mo

      $229,900

      317 Clay Street, Watertown City, NY

      4 Beds4,969 SqFt0.2015 Acres

      Here is a terrific investment opportunity and the majority of the work has been done allowing you to immediately turn a profit. Add a bit more sweat equity and there is a whole additional house that could bring in even more income!!! Truly this is a unique and financially sound opportunity! The 4 unit building has been almost completely renovated and is fully occupied. The house in the back has been gutted to the studs and just needs to be finished back to its full potential. Please ask your agent for a full list of the updates that have been done. This one will not go VA as it is a 5 unit property and will require a commercial loan if financing.

      StatusActive
      Property TypeMulti Family
      Property SubtypeCommercial
      Year Built1950
      Days on Market206 days

      Est. Monthly Payment

      $1,089.72

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      317 Clay Street

      Watertown City, NY 13601 • Jefferson
      4
      Beds
      —
      Baths
      4,969
      SqFt
      0.2015
      Acres
      Status
      Active
      Property Type
      Multi Family
      Property Subtype
      Commercial
      Year Built
      195076 years ago
      Days on Market
      206 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $3,073
      Property History
      • Listed for sale
        Mar 23, 2026 • NYSAMLS • S1668446
        $229,900
      • Listed for sale
        Oct 16, 2025 • NYSAMLS • S1645263
        $229,900
      Mortgage Calculator
      Estimated monthly payment for this property
      $1,089.72
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        S1645263
      • Listing Office
        Keller Williams Northern New York
      • Last Updated
        16 days ago

      Appliances

      • Appliances
        • Electric Oven
        • Electric Range
        • Electric Water Heater
        • Refrigerator

      Climate & Systems

      • Heating
        • Gas
        • Forced Air

      Interior Features

      • Flooring
        • Carpet
        • Hardwood
        • Tile
        • Varies
        • Vinyl
      • Basement
        Full

      Parking

      • Parking Features
        • Two Spaces
        • No Garage

      Lot & Grounds

      • Lot Size
        0.2015 acres
      • Lot Features
        • Rectangular
        • Rectangular Lot
        • Residential Lot
      • Exterior Features
        Gravel Driveway

      Type

      • Property Type
        Multi Family
      • Property Subtype
        Commercial

      Structure

      • Construction
        Wood Siding
      • Roof
        Asphalt

      Condition

      • Year Built
        1950
      • Condition
        • Resale
        • Fixer
      • Days on Market
        206 days
      • Water
        Connected
      • Sewer
        Connected
      • Utilities
        • Sewer Connected
        • Water Connected
      Also Listed On
      • NYSAMLS
        1 related listing
        Active$229,900

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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