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Property at 21 Church Street, Waterloo, NY 13165
IN ESCROW
0
$188,000

21 Church StreetWaterloo, NY, 13165

8 Beds4 Baths3,396 SqFt0.18 Acres
Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.
1 / 16

Est. Monthly

$891/MO

$188,000

21 Church Street, Waterloo, NY

8 Beds4 Baths3,396 SqFt0.18 Acres

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

StatusIn Escrow
Property TypeResidential
Property SubtypeMulti Family
Year Built1900
Days on Market30 days

Est. Monthly Payment

$891.12

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

21 Church Street

Waterloo, NY 13165 • Seneca
8
Beds
4
Baths
3,396
SqFt
0.18
Acres
Status
In Escrow
Property Type
Residential
Property Subtype
Multi Family
Year Built
1900126 years ago
Days on Market
30 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $3,822
Property History
  • Listed for sale
    Apr 30, 2026 • NYSAMLS • R1676789
    $188,000
Mortgage Calculator
Estimated monthly payment for this property
$891.12
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1676789
  • Listing Office
    Howard Hanna
  • Last Updated
    19 days ago

Appliances

  • Appliances
    Gas Water Heater

Climate & Systems

  • Heating
    • Gas
    • Baseboard
    • Hot Water

Interior Features

  • Flooring
    • Laminate
    • Varies
    • Vinyl
  • Basement
    Full
  • Windows
    Thermal Windows

Parking

  • Parking Features
    • Gravel
    • Off Site

Lot & Grounds

  • Lot Size
    0.18 acres
  • Lot Features
    • Corner Lot
    • Near Public Transit
    • Rectangular
    • Rectangular Lot
    • Residential Lot
  • Patio & Porch
    • Open
    • Porch

Type

  • Property Type
    Residential
  • Property Subtype
    Multi Family
  • Architectural Style
    Fourplex

Structure

  • Construction
    • Attic Crawl Hatchways Insulated
    • Wood Siding
  • Roof
    Asphalt
  • Foundation
    Stone

Condition

  • Year Built
    1900
  • Condition
    Resale
  • Days on Market
    30 days
  • Water
    Connected
  • Sewer
    Connected
  • Electric
    Circuit Breakers
  • Utilities
    • Cable Available
    • High Speed Internet Available
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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