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      Property at 20-22 Belmont Circle, Oneonta, NY 13820
      CLOSED
      $50,000
      $299,000

      20-22 Belmont CircleOneonta, NY, 13820

      2 Beds2 Baths2,256 SqFt0.19 Acres
      Welcome to this inviting 2/3 bedroom, 2 bath Colonial tucked into a quiet Oneonta neighborhood on a double lot. The main level flows beautifully from the warm, welcoming living room with a cozy decorative fireplace and mini split for A/C to the formal dining room, which connects to the kitchen with granite counters. The 16 x 16 sun-filled 3 season sunroom with vaulted ceilings has a natural gas fireplace and mini-split along with a walk out to back yard making it perfect for relaxing or entertaining. Sliding glass doors from the sunroom open to a Trex deck and covered porch with new indoor/outdoor carpet, ideal for morning coffee or evening gatherings. This level also offers a bedroom, a full bath, and a flexible room that could serve as an additional bedroom, home office, or guest suite. Upstairs, currently used as the primary suite but could easily be converted into additional bedrooms. There are two spacious rooms that offer additional flexibility—perfect for a second living area, office, playroom or bedrooms. Beyond them, the private primary suite with electric fireplace, a walk-in closet and a generous bathroom with a soaking tub, double vanity, and separate shower. Also on the 2nd floor is a built in A/C unit. The full, unfinished basement includes a laundry area with utility sink, work bench and ample storage. Outside, you'll find a 2-car garage attached with a breezeway and a fully fenced backyard—great for pets, play, or gardening. Conveniently located near SUNY Oneonta, Hartwick College, A.O. Fox Hospital, and the conveniences that the city of Oneonta has to offer!

      Est. Monthly

      $1,417/mo

      $299,000
      $50,000

      20-22 Belmont Circle, Oneonta, NY

      2 Beds2 Baths2,256 SqFt0.19 Acres

      Welcome to this inviting 2/3 bedroom, 2 bath Colonial tucked into a quiet Oneonta neighborhood on a double lot. The main level flows beautifully from the warm, welcoming living room with a cozy decorative fireplace and mini split for A/C to the formal dining room, which connects to the kitchen with granite counters. The 16 x 16 sun-filled 3 season sunroom with vaulted ceilings has a natural gas fireplace and mini-split along with a walk out to back yard making it perfect for relaxing or entertaining. Sliding glass doors from the sunroom open to a Trex deck and covered porch with new indoor/outdoor carpet, ideal for morning coffee or evening gatherings. This level also offers a bedroom, a full bath, and a flexible room that could serve as an additional bedroom, home office, or guest suite. Upstairs, currently used as the primary suite but could easily be converted into additional bedrooms. There are two spacious rooms that offer additional flexibility—perfect for a second living area, office, playroom or bedrooms. Beyond them, the private primary suite with electric fireplace, a walk-in closet and a generous bathroom with a soaking tub, double vanity, and separate shower. Also on the 2nd floor is a built in A/C unit. The full, unfinished basement includes a laundry area with utility sink, work bench and ample storage. Outside, you'll find a 2-car garage attached with a breezeway and a fully fenced backyard—great for pets, play, or gardening. Conveniently located near SUNY Oneonta, Hartwick College, A.O. Fox Hospital, and the conveniences that the city of Oneonta has to offer!

      StatusClosed
      Property TypeResidential
      Property SubtypeSingle Family Residence
      Year Built1950
      Total Rooms11 rooms
      Days on Market226 days

      Est. Monthly Payment

      $1,417.25

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      20-22 Belmont Circle

      Oneonta, NY 13820 • Otsego
      2
      Beds
      2
      Baths
      2,256
      SqFt
      0.19
      Acres
      Status
      Closed
      Property Type
      Residential
      Property Subtype
      Single Family Residence
      Year Built
      195076 years ago
      Total Rooms
      11 rooms
      Days on Market
      226 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $7,208
      Property History
      • Closed
        Feb 23, 2026 • NYSAMLS • R1621076
        $299,000
      • Price reduced
        Aug 5, 2025 • NYSAMLS • R1621076
        $349,000 → $299,000
      • Listed for sale
        Jul 12, 2025 • NYSAMLS • R1621076
        $349,000
      Mortgage Calculator
      Estimated monthly payment for this property
      $1,417.25
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        R1621076
      • Listing Office
        Keller Williams Upstate NY Properties
      • Last Updated
        25 days ago

      Appliances

      • Appliances
        • Dryer
        • Dishwasher
        • Electric Oven
        • Electric Range
        • Gas Water Heater
        • Microwave
        • Refrigerator
        • Washer

      Climate & Systems

      • Heating
        • Electric
        • Gas
        • Baseboard
        • Hot Water

      Interior Features

      • Flooring
        • Carpet
        • Hardwood
        • Tile
        • Varies
      • Basement
        Full
      • Interior Features
        • Ceiling Fans
        • Separate Formal Dining Room
        • Convertible Bedroom

      Parking

      • Parking Features
        • Attached
        • Garage
      • Garage Spaces
        2

      Lot & Grounds

      • Lot Size
        0.19 acres
      • Lot Features
        • Rectangular
        • Rectangular Lot
        • Residential Lot
      • Patio & Porch
        Patio
      • Exterior Features
        • Blacktop Driveway
        • Patio

      Type

      • Property Type
        Residential
      • Property Subtype
        Single Family Residence
      • Architectural Style
        Colonial

      Structure

      • Construction
        Vinyl Siding
      • Foundation
        Block

      Condition

      • Year Built
        1950
      • Condition
        Resale
      • Days on Market
        226 days
      • Water
        Connected
      • Sewer
        Connected
      • Utilities
        • Sewer Connected
        • Water Connected

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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