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a Charlotteville Realty Team

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      Property at 165 Elm Street, Cortland, NY 13045
      ACTIVE
      0
      $169,000

      165 Elm StreetCortland, NY, 13045

      3 Beds1.5 Baths1,008 SqFt0.1185 Acres
      Charming 3-bedroom, 1.5-bath ranch situated on a corner lot, with the added benefit of an included adjacent parcel that expands the yard space. This home features a fenced-in backyard with a 16x32 in-ground swimming pool, spacious deck with sliding glass doors for easy indoor-outdoor living, pool shed with loft storage above, and plenty of room for outdoor entertaining. Conveniently located near Dexter Park, this property offers both comfort and potential, making it an excellent starter home. Recent updates include a mini-split heating and air conditioning system installed in the living room in 2025, upgraded heating converted from electric to natural gas hot water baseboard heat, and a new hot water heater in 2024. The partially finished basement features radiant flooring for added comfort. The durable metal roof is approximately 5 years old. A basement half bath is currently non-functioning but could be restored with a new up flush unit. This home combines practical updates, outdoor amenities, and additional yard space in a desirable location. This home is a must-see!
      1 / 24

      Est. Monthly

      $801/mo

      $169,000

      165 Elm Street, Cortland, NY

      3 Beds1.5 Baths1,008 SqFt0.1185 Acres

      Charming 3-bedroom, 1.5-bath ranch situated on a corner lot, with the added benefit of an included adjacent parcel that expands the yard space. This home features a fenced-in backyard with a 16x32 in-ground swimming pool, spacious deck with sliding glass doors for easy indoor-outdoor living, pool shed with loft storage above, and plenty of room for outdoor entertaining. Conveniently located near Dexter Park, this property offers both comfort and potential, making it an excellent starter home. Recent updates include a mini-split heating and air conditioning system installed in the living room in 2025, upgraded heating converted from electric to natural gas hot water baseboard heat, and a new hot water heater in 2024. The partially finished basement features radiant flooring for added comfort. The durable metal roof is approximately 5 years old. A basement half bath is currently non-functioning but could be restored with a new up flush unit. This home combines practical updates, outdoor amenities, and additional yard space in a desirable location. This home is a must-see!

      StatusActive
      Property TypeResidential
      Property SubtypeSingle Family Residence
      Year Built1978
      Total Rooms6 rooms
      Days on Market1 day

      Est. Monthly Payment

      $801.06

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      165 Elm Street

      Cortland, NY 13045 • Cortland
      3
      Beds
      1.5
      Baths
      1,008
      SqFt
      0.1185
      Acres
      Status
      Active
      Property Type
      Residential
      Property Subtype
      Single Family Residence
      Year Built
      197848 years ago
      Total Rooms
      6 rooms
      Days on Market
      1 day
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $4,756
      Property History
      • Listed for sale
        May 7, 2026 • NYSAMLS • S1676475
        $169,000
      Mortgage Calculator
      Estimated monthly payment for this property
      $801.06
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        S1676475
      • Listing Office
        Hage Real Estate
      • Last Updated
        1 hour ago

      Appliances

      • Appliances
        • Dryer
        • Electric Oven
        • Electric Range
        • Gas Water Heater
        • Refrigerator
        • Washer

      Climate & Systems

      • Heating
        • Gas
        • Baseboard
        • Hot Water

      Interior Features

      • Flooring
        • Carpet
        • Varies
        • Vinyl
      • Doors
        Sliding Doors
      • Basement
        Partially Finished
      • Interior Features
        • Ceiling Fans
        • Eat In Kitchen
        • Separate Formal Living Room
        • Sliding Glass Doors

      Parking

      • Parking Features
        No Garage

      Lot & Grounds

      • Lot Size
        0.1185 acres
      • Lot Features
        • Corner Lot
        • Rectangular
        • Rectangular Lot
      • Fencing
        Full
      • Patio & Porch
        Deck
      • Exterior Features
        • Deck
        • Fully Fenced
        • Gravel Driveway
        • Pool

      Type

      • Property Type
        Residential
      • Property Subtype
        Single Family Residence
      • Architectural Style
        Ranch

      Structure

      • Construction
        • Spray Foam Insulation
        • Vinyl Siding
        • Pre Cast Concrete
      • Roof
        Metal

      Condition

      • Year Built
        1978
      • Condition
        Resale
      • Days on Market
        1 day
      • Water
        Connected
      • Sewer
        Connected
      • Utilities
        • Electricity Available
        • Electricity Connected
        • High Speed Internet Available
        • Sewer Connected
        • Water Connected

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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