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Property at 156 Main Street, Worcester, NY 12197
ACTIVE
$10,000
$89,000

156 Main StreetWorcester, NY, 12197

1 Beds2 Baths1,750 SqFt0.12 Acres
Mixed-use Main Street building featuring retail space on the first floor and a second-floor apartment with separate exterior entrance. The second-floor apartment offers a spacious layout including a living room, eat-in kitchen, two bedrooms, and one full bathroom. Rooms connect in a functional layout with natural light throughout, and hardwood flooring is present in portions of the apartment. The apartment has its own exterior entrance and back deck access overlooking the wooded backyard. The street-level commercial space offers large display windows and an open showroom that flows into additional work and storage rooms toward the rear. A half bathroom is located on the main level. The full basement is partially finished and includes two potential livable areas and an additional half bath, though it requires significant renovation. Basement access is available through the storefront interior and from the rear deck. A multi-level rear deck provides access to the basement, storefront, and second-floor apartment. The backyard is narrow but deep and borders Worcester Heritage Park, offering a unique in-town setting. Located within the Worcester business district with visibility along Main Street. Approximately 20 minutes to Oneonta and 25 minutes to Cooperstown. This property offers flexibility for a business owner to operate downstairs while living upstairs, for an investor to rent one or both spaces, or for conversion to multiple residential units if desired. Being sold as-is and requiring renovation and updating, it presents an opportunity to restore and add value in a visible in-town location with easy access to I-88.
1 / 24

Est. Monthly

$422/MO

$89,000
$10,000

156 Main Street, Worcester, NY

1 Bed2 Baths1,750 SqFt0.12 Acres

Mixed-use Main Street building featuring retail space on the first floor and a second-floor apartment with separate exterior entrance. The second-floor apartment offers a spacious layout including a living room, eat-in kitchen, two bedrooms, and one full bathroom. Rooms connect in a functional layout with natural light throughout, and hardwood flooring is present in portions of the apartment. The apartment has its own exterior entrance and back deck access overlooking the wooded backyard. The street-level commercial space offers large display windows and an open showroom that flows into additional work and storage rooms toward the rear. A half bathroom is located on the main level. The full basement is partially finished and includes two potential livable areas and an additional half bath, though it requires significant renovation. Basement access is available through the storefront interior and from the rear deck. A multi-level rear deck provides access to the basement, storefront, and second-floor apartment. The backyard is narrow but deep and borders Worcester Heritage Park, offering a unique in-town setting. Located within the Worcester business district with visibility along Main Street. Approximately 20 minutes to Oneonta and 25 minutes to Cooperstown. This property offers flexibility for a business owner to operate downstairs while living upstairs, for an investor to rent one or both spaces, or for conversion to multiple residential units if desired. Being sold as-is and requiring renovation and updating, it presents an opportunity to restore and add value in a visible in-town location with easy access to I-88.

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1890
Total Rooms11 rooms
Days on Market122 days

Est. Monthly Payment

$421.86

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

156 Main Street

Worcester, NY 12197 • Otsego
1
Bed
2
Baths
1,750
SqFt
0.12
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1890136 years ago
Total Rooms
11 rooms
Days on Market
122 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $1,825
Property History
  • Price reduced
    Jul 2, 2026 • NYSAMLS • R1664348
    $99,000 → $89,000
  • Listed for sale
    Mar 3, 2026 • NYSAMLS • R1664877
    $127,000
Mortgage Calculator
Estimated monthly payment for this property
$421.86
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1664877
  • Listing Office
    Keller Williams Upstate NY Properties
  • Last Updated
    12 hours ago

Appliances

  • Appliances
    • Electric Oven
    • Electric Range
    • Electric Water Heater
    • Refrigerator

Climate & Systems

  • Heating
    • Electric
    • Forced Air

Interior Features

  • Flooring
    • Hardwood
    • Varies
    • Vinyl
  • Basement
    Full
  • Interior Features
    • Eat In Kitchen
    • Home Office
    • Other
    • See Remarks

Parking

  • Parking Features
    • No Garage
    • No Driveway

Lot & Grounds

  • Lot Size
    0.12 acres
  • Lot Features
    • Rectangular
    • Rectangular Lot
  • Patio & Porch
    Deck
  • Exterior Features
    Deck

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    • Other
    • Two Story
    • See Remarks

Structure

  • Construction
    • Frame
    • Wood Siding
  • Roof
    Shingle
  • Foundation
    Stone

Condition

  • Year Built
    1890
  • Condition
    Resale
  • Days on Market
    122 days
  • Water
    Connected
  • Sewer
    Septic Tank
  • Utilities
    • Electricity Connected
    • Water Connected
Also Listed On
  • NYSAMLS
    1 related listing
    Active$89,000

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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