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Property at 118 W Cayuga Street, Oswego, NY 13126
ACTIVE
$5,000
$114,900

118 W Cayuga StreetOswego, NY, 13126

3 Beds1 Baths1,192 SqFt0.1276 Acres
Listed at $119,900, this three bedroom home on West Cayuga sits between two of Oswego's strongest anchors. Franklin Square's historic district is a quick drive one direction, SUNY Oswego is a few minutes the other way, and the rest of town is well within five minutes. Built in 1900 and recently freshened up, the 1,192 square foot home offers three bedrooms, a full bath, new flooring through much of the interior, and new kitchen appliances. The footprint is efficient and the layout works whether you're moving in or renting it out. Out back, a nice deck adds real outdoor space for the warmer months, set on a low-maintenance lot. For a first-time buyer, an investor with an eye on student rentals near SUNY, or a landlord adding to a long-term portfolio, the numbers here deserve a serious look. Three bedrooms, recent updates, and a location this central rarely come together at this price.
1 / 29

Est. Monthly

$545/MO

$114,900
$5,000

118 W Cayuga Street, Oswego, NY

3 Beds1 Bath1,192 SqFt0.1276 Acres

Listed at $119,900, this three bedroom home on West Cayuga sits between two of Oswego's strongest anchors. Franklin Square's historic district is a quick drive one direction, SUNY Oswego is a few minutes the other way, and the rest of town is well within five minutes. Built in 1900 and recently freshened up, the 1,192 square foot home offers three bedrooms, a full bath, new flooring through much of the interior, and new kitchen appliances. The footprint is efficient and the layout works whether you're moving in or renting it out. Out back, a nice deck adds real outdoor space for the warmer months, set on a low-maintenance lot. For a first-time buyer, an investor with an eye on student rentals near SUNY, or a landlord adding to a long-term portfolio, the numbers here deserve a serious look. Three bedrooms, recent updates, and a location this central rarely come together at this price.

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1900
Total Rooms5 rooms
Days on Market41 days

Est. Monthly Payment

$544.62

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

118 W Cayuga Street

Oswego, NY 13126 • Oswego
3
Beds
1
Bath
1,192
SqFt
0.1276
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1900126 years ago
Total Rooms
5 rooms
Days on Market
41 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $2,396
Property History
  • Price reduced
    Jun 25, 2026 • NYSAMLS • S1679326
    $119,900 → $114,900
  • Listed for sale
    May 21, 2026 • NYSAMLS • S1679326
    $119,900
Mortgage Calculator
Estimated monthly payment for this property
$544.62
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1679326
  • Listing Office
    Hunt Real Estate Era
  • Last Updated
    6 days ago

Appliances

  • Appliances
    • Dryer
    • Gas Cooktop
    • Gas Water Heater
    • Washer

Climate & Systems

  • Heating
    • Gas
    • Forced Air

Interior Features

  • Flooring
    • Hardwood
    • Tile
    • Varies
    • Vinyl
  • Basement
    Full
  • Interior Features
    Eat In Kitchen

Parking

  • Parking Features
    No Garage

Lot & Grounds

  • Lot Size
    0.1276 acres
  • Lot Features
    • Rectangular
    • Rectangular Lot
    • Residential Lot
  • Exterior Features
    Blacktop Driveway

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Colonial

Structure

  • Construction
    • Frame
    • Vinyl Siding
  • Foundation
    Stone

Condition

  • Year Built
    1900
  • Condition
    Resale
  • Days on Market
    41 days
  • Water
    Connected
  • Sewer
    Connected
  • Utilities
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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