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      Property at 109 Mill Street, Theresa, NY 13691
      ACTIVE
      $5,000
      $285,000

      109 Mill StreetTheresa, NY, 13691

      4 Beds2 Baths2,187 SqFt0.2443 Acres
      **Riverside Retreat for Nature Lovers!** Welcome to your dream escape! This spacious 4-bedroom, 2-bath home offers 2,187 sq ft of comfort and charm, perfectly positioned on 133 feet of pristine waterfront with stunning river views. Whether you're kayaking at sunrise or hosting backyard BB Qs under the stars, this property is a haven for outdoor enthusiasts. Inside, enjoy gleaming hardwood floors throughout the main level, a modern kitchen with updated appliances, and a cozy layout that blends style with functionality. The main bedroom features its own private bath for added comfort. Step outside to a fully fenced yard—ideal for pets, gardening, or simply soaking in the scenery. Fish in Indian river from your own back yard. With budget-friendly municipal power, an attached 1-car garage, and easy access to nature, this home checks all the boxes for peaceful living with adventure at your doorstep. Short walk to the post office, library, eateries and only 15 mins from Fort Drum. **Your waterfront lifestyle starts here—schedule a showing today!**
      1 / 31

      Est. Monthly

      $1,351/mo

      $285,000
      $5,000

      109 Mill Street, Theresa, NY

      4 Beds2 Baths2,187 SqFt0.2443 Acres

      **Riverside Retreat for Nature Lovers!** Welcome to your dream escape! This spacious 4-bedroom, 2-bath home offers 2,187 sq ft of comfort and charm, perfectly positioned on 133 feet of pristine waterfront with stunning river views. Whether you're kayaking at sunrise or hosting backyard BB Qs under the stars, this property is a haven for outdoor enthusiasts. Inside, enjoy gleaming hardwood floors throughout the main level, a modern kitchen with updated appliances, and a cozy layout that blends style with functionality. The main bedroom features its own private bath for added comfort. Step outside to a fully fenced yard—ideal for pets, gardening, or simply soaking in the scenery. Fish in Indian river from your own back yard. With budget-friendly municipal power, an attached 1-car garage, and easy access to nature, this home checks all the boxes for peaceful living with adventure at your doorstep. Short walk to the post office, library, eateries and only 15 mins from Fort Drum. **Your waterfront lifestyle starts here—schedule a showing today!**

      StatusActive
      Property TypeResidential
      Property SubtypeSingle Family Residence
      Year Built1860
      Total Rooms10 rooms
      Days on Market69 days

      Est. Monthly Payment

      $1,350.89

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      109 Mill Street

      Theresa, NY 13691 • Jefferson
      4
      Beds
      2
      Baths
      2,187
      SqFt
      0.2443
      Acres
      Status
      Active
      Property Type
      Residential
      Property Subtype
      Single Family Residence
      Year Built
      1860166 years ago
      Total Rooms
      10 rooms
      Days on Market
      69 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $3,748
      Property History
      • Price reduced
        Apr 13, 2026 • NYSAMLS • S1666179
        $290,000 → $285,000
      • Listed for sale
        Mar 11, 2026 • NYSAMLS • S1666179
        $290,000
      Mortgage Calculator
      Estimated monthly payment for this property
      $1,350.89
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        S1666179
      • Listing Office
        Happily Ever After Realty Corp
      • Last Updated
        35 days ago

      Appliances

      • Appliances
        • Dryer
        • Dishwasher
        • Exhaust Fan
        • Electric Oven
        • Electric Range
        • Electric Water Heater
        • Microwave
        • Refrigerator
        • Range Hood
        • Washer

      Climate & Systems

      • Heating
        • Propane
        • Forced Air

      Interior Features

      • Flooring
        • Carpet
        • Ceramic Tile
        • Hardwood
        • Varies
      • Doors
        Sliding Doors
      • Basement
        • Full
        • Sump Pump
      • Interior Features
        • Ceiling Fans
        • Cathedral Ceilings
        • Separate Formal Living Room
        • Home Office
        • Kitchen Family Room Combo
        • Living Dining Room
        • Sliding Glass Doors
        • Solid Surface Counters
        • Natural Woodwork
        • Bedroom On Main Level
        • Convertible Bedroom
        • Main Level Primary

      Parking

      • Parking Features
        • Attached
        • Garage
        • Garage Door Opener
      • Garage Spaces
        1

      Lot & Grounds

      • Lot Size
        0.2443 acres
      • Lot Features
        Irregular Lot
      • View
        Water
      • Fencing
        Full
      • Patio & Porch
        Deck
      • Exterior Features
        • Blacktop Driveway
        • Deck
        • Enclosed Porch
        • Fully Fenced
        • Porch
        • Propane Tank Leased

      Type

      • Property Type
        Residential
      • Property Subtype
        Single Family Residence
      • Architectural Style
        • Historic Antique
        • Transitional

      Structure

      • Construction
        • Frame
        • Spray Foam Insulation
        • Vinyl Siding
      • Roof
        Metal
      • Foundation
        Stone

      Condition

      • Year Built
        1860
      • Condition
        Resale
      • Days on Market
        69 days
      • Water
        Connected
      • Sewer
        Connected
      • Electric
        Circuit Breakers
      • Utilities
        • Cable Available
        • Electricity Connected
        • Sewer Connected
        • Water Connected

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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