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Property at 107 Factory Street, Schoharie, NY 12157
ACTIVE
$5,000
$174,000

107 Factory StreetSchoharie, NY, 12157

5 Beds3 Baths2,000 SqFt0.78 Acres
Investor alert! Great value that can easily be a two family home with separate entrance and driveway. Farmhouse Colonial with Wraparound Porch, Barn & dual road frontage located in quaint area of Gallupville. This charming 2,000 sq ft farmhouse colonial offers space, flexibility, and opportunity on a large, level lot with road frontage on both Factory Street and School Street, located in Schoharie School District. It has welcoming wraparound porch, and is ideal for buyers looking to restore and customize a classic home with multiple use possibilities. The home offers 5 bedrooms and 3 full bathrooms. A standout feature is the first floor primary bedroom with en-suite bath, complete with a kitchenette, separate entrance, and its own driveway, making it ideal for multi generational living, a home office, guest suite, or potential studio setup. Buyers must perform their own due diligence regarding two-family or accessory apartment use, including any required variances. The first floor includes two full bathrooms, a galley kitchen with pantry and eating area, dining room, utility room, and flexible living spaces. The living room features a wood stove and propane heater, providing supplemental heat and charm. Upstairs offers 4 bedrooms and a full bath, metal roof, 4 heating zones, Oil furnace with newer oil tank, Water heater 3 years old, two driveways, barn, wood shed, storage room, and additional outbuildings (in need of repair). Home requires some painting and updates, and the barn and outbuildings will need work, presenting a strong opportunity to build big equity to this versatile property. Sold as-is. Ideal for investors, renovators, or buyers seeking space, character, and flexible use potential. Just 45 minute commute to Capital District.
1 / 58

Est. Monthly

$825/MO

$174,000
$5,000

107 Factory Street, Schoharie, NY

5 Beds3 Baths2,000 SqFt0.78 Acres

Investor alert! Great value that can easily be a two family home with separate entrance and driveway. Farmhouse Colonial with Wraparound Porch, Barn & dual road frontage located in quaint area of Gallupville. This charming 2,000 sq ft farmhouse colonial offers space, flexibility, and opportunity on a large, level lot with road frontage on both Factory Street and School Street, located in Schoharie School District. It has welcoming wraparound porch, and is ideal for buyers looking to restore and customize a classic home with multiple use possibilities. The home offers 5 bedrooms and 3 full bathrooms. A standout feature is the first floor primary bedroom with en-suite bath, complete with a kitchenette, separate entrance, and its own driveway, making it ideal for multi generational living, a home office, guest suite, or potential studio setup. Buyers must perform their own due diligence regarding two-family or accessory apartment use, including any required variances. The first floor includes two full bathrooms, a galley kitchen with pantry and eating area, dining room, utility room, and flexible living spaces. The living room features a wood stove and propane heater, providing supplemental heat and charm. Upstairs offers 4 bedrooms and a full bath, metal roof, 4 heating zones, Oil furnace with newer oil tank, Water heater 3 years old, two driveways, barn, wood shed, storage room, and additional outbuildings (in need of repair). Home requires some painting and updates, and the barn and outbuildings will need work, presenting a strong opportunity to build big equity to this versatile property. Sold as-is. Ideal for investors, renovators, or buyers seeking space, character, and flexible use potential. Just 45 minute commute to Capital District.

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1830
Total Rooms11 rooms
Days on Market151 days

Est. Monthly Payment

$824.76

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

107 Factory Street

Schoharie, NY 12157 • Schoharie
5
Beds
3
Baths
2,000
SqFt
0.78
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1830196 years ago
Total Rooms
11 rooms
Days on Market
151 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,122
  • School Taxes
    $2,001
  • Town/County Taxes
    $1,657
Property History
  • Price reduced
    Jun 8, 2026 • GLOBAL MLS • 202610779
    $179,000 → $174,000
  • Price reduced
    Mar 5, 2026 • GLOBAL MLS • 202610779
    $189,000 → $179,000
  • Listed for sale
    Jan 18, 2026 • GLOBAL MLS • 202610779
    $189,000
Mortgage Calculator
Estimated monthly payment for this property
$824.76
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202610779
  • Listing Office
    Keller Williams Realty Hudson Valley North
  • Last Updated
    11 days ago

Kitchen & Laundry

  • Kitchen
    • Breakfast Room
    • Galley

Appliances

  • Appliances
    • Refrigerator
    • Water Softener
    • Built-In Gas Oven

Climate & Systems

  • Heating
    • Propane
    • Oil
    • Wood Stove
    • Baseboard
  • Fireplace
    Wood Burning Stove

Interior Features

  • Flooring
    • Linoleum
    • Wood
    • Vinyl
  • Doors
    Storm Door(s)
  • Basement
    • Unfinished
    • Walk-Out Access
    • Interior Entry
  • Interior Features
    Crown Molding

Parking

  • Parking Features
    • Other
    • Driveway
  • Parking Spaces
    8
  • Garage Spaces
    1

Lot & Grounds

  • Lot Size
    0.78 acres
  • Lot Features
    • Cleared
    • Level
  • Fencing
    None
  • Patio & Porch
    • Porch
    • Wrap Around
  • Exterior Features
    • Barn
    • Other

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Farmhouse

Structure

  • Construction
    Vinyl Siding
  • Roof
    Metal
  • Foundation
    Stone

Condition

  • Year Built
    1830
  • Days on Market
    151 days
  • Water
    Well
  • Sewer
    Septic Tank
  • Electric
    • 100 Amp Service
    • Circuit Breakers
Also Listed On
  • NYSAMLS
    1 related listing
    Active$174,000

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
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