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      Property at 107 Factory Street, Schoharie, NY 12157
      ACTIVE
      $10,000
      $179,000

      107 Factory StreetSchoharie, NY, 12157

      5 Beds3 Baths2,000 SqFt0.78 Acres
      Investor alert! Great value that can easily be a two family home with separate entrance and driveway. Farmhouse Colonial with Wraparound Porch, Barn & dual road frontage located in quaint area of Gallupville. This charming 2,000 sq ft farmhouse colonial offers space, flexibility, and opportunity on a large, level lot with road frontage on both Factory Street and School Street, located in Schoharie School District. It has welcoming wraparound porch, and is ideal for buyers looking to restore and customize a classic home with multiple use possibilities. The home offers 5 bedrooms and 3 full bathrooms. A standout feature is the first floor primary bedroom with en-suite bath, complete with a kitchenette, separate entrance, and its own driveway, making it ideal for multi generational living, a home office, guest suite, or potential studio setup. Buyers must perform their own due diligence regarding two-family or accessory apartment use, including any required variances. The first floor includes two full bathrooms, a galley kitchen with pantry and eating area, dining room, utility room, and flexible living spaces. The living room features a wood stove and propane heater, providing supplemental heat and charm. Upstairs offers 4 bedrooms and a full bath, metal roof, 4 heating zones, Oil furnace with newer oil tank, Water heater 3 years old, two driveways, barn, wood shed, storage room, and additional outbuildings (in need of repair). Home requires some painting and updates, and the barn and outbuildings will need work, presenting a strong opportunity to build big equity to this versatile property. Sold as-is. Ideal for investors, renovators, or buyers seeking space, character, and flexible use potential. Just 45 minute commute to Capital District.
      1 / 58

      Est. Monthly

      $848/mo

      $179,000
      $10,000

      107 Factory Street, Schoharie, NY

      5 Beds3 Baths2,000 SqFt0.78 Acres

      Investor alert! Great value that can easily be a two family home with separate entrance and driveway. Farmhouse Colonial with Wraparound Porch, Barn & dual road frontage located in quaint area of Gallupville. This charming 2,000 sq ft farmhouse colonial offers space, flexibility, and opportunity on a large, level lot with road frontage on both Factory Street and School Street, located in Schoharie School District. It has welcoming wraparound porch, and is ideal for buyers looking to restore and customize a classic home with multiple use possibilities. The home offers 5 bedrooms and 3 full bathrooms. A standout feature is the first floor primary bedroom with en-suite bath, complete with a kitchenette, separate entrance, and its own driveway, making it ideal for multi generational living, a home office, guest suite, or potential studio setup. Buyers must perform their own due diligence regarding two-family or accessory apartment use, including any required variances. The first floor includes two full bathrooms, a galley kitchen with pantry and eating area, dining room, utility room, and flexible living spaces. The living room features a wood stove and propane heater, providing supplemental heat and charm. Upstairs offers 4 bedrooms and a full bath, metal roof, 4 heating zones, Oil furnace with newer oil tank, Water heater 3 years old, two driveways, barn, wood shed, storage room, and additional outbuildings (in need of repair). Home requires some painting and updates, and the barn and outbuildings will need work, presenting a strong opportunity to build big equity to this versatile property. Sold as-is. Ideal for investors, renovators, or buyers seeking space, character, and flexible use potential. Just 45 minute commute to Capital District.

      StatusActive
      Property TypeResidential
      Property SubtypeSingle Family Residence
      Year Built1830
      Total Rooms11 rooms
      Days on Market109 days

      Est. Monthly Payment

      $848.46

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      107 Factory Street

      Schoharie, NY 12157 • Schoharie
      5
      Beds
      3
      Baths
      2,000
      SqFt
      0.78
      Acres
      Status
      Active
      Property Type
      Residential
      Property Subtype
      Single Family Residence
      Year Built
      1830196 years ago
      Total Rooms
      11 rooms
      Days on Market
      109 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $4,122
      • School Taxes
        $2,001
      • Town/County Taxes
        $1,657
      Property History
      • Price reduced
        Mar 5, 2026 • GLOBAL MLS • 202610779
        $189,000 → $179,000
      • Listed for sale
        Jan 18, 2026 • GLOBAL MLS • 202610779
        $189,000
      Mortgage Calculator
      Estimated monthly payment for this property
      $848.46
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        Global MLS
      • MLS#
        202610779
      • Listing Office
        Keller Williams Realty Hudson Valley North
      • Last Updated
        47 days ago

      Kitchen & Laundry

      • Kitchen
        • Breakfast Room
        • Galley

      Appliances

      • Appliances
        • Refrigerator
        • Water Softener
        • Built-In Gas Oven

      Climate & Systems

      • Heating
        • Propane
        • Oil
        • Wood Stove
        • Baseboard
      • Fireplace
        Wood Burning Stove

      Interior Features

      • Flooring
        • Linoleum
        • Wood
        • Vinyl
      • Doors
        Storm Door(s)
      • Basement
        • Unfinished
        • Walk-Out Access
        • Interior Entry
      • Interior Features
        Crown Molding

      Parking

      • Parking Features
        • Other
        • Driveway
      • Parking Spaces
        8
      • Garage Spaces
        1

      Lot & Grounds

      • Lot Size
        0.78 acres
      • Lot Features
        • Cleared
        • Level
      • Fencing
        None
      • Patio & Porch
        • Porch
        • Wrap Around
      • Exterior Features
        • Barn
        • Other

      Type

      • Property Type
        Residential
      • Property Subtype
        Single Family Residence
      • Architectural Style
        Farmhouse

      Structure

      • Construction
        Vinyl Siding
      • Roof
        Metal
      • Foundation
        Stone

      Condition

      • Year Built
        1830
      • Days on Market
        109 days
      • Water
        Well
      • Sewer
        Septic Tank
      • Electric
        • 100 Amp Service
        • Circuit Breakers
      Also Listed On
      • NYSAMLS
        1 related listing
        Active$179,000

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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