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a Charlotteville Realty Team

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607-282-6242kevin@homesfarmsandland.com

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Property at 626 W Cottage Lane, DeRuyter, NY 13052
ACTIVE
0
$178,000

626 W Cottage LaneDeRuyter, NY, 13052

2 Beds1 Baths714 SqFt0.15 Acres
An inviting opportunity to own a seasonal cottage with deeded access to De Ruyter Reservoir. This access to the lake is across the private road. Docks and structures are prohibited in the easement, but it is perfect to launch your canoe or kayak. Located near the southwest corner of this popular man-made lake which played an important role in providing water to the Erie Canal. Absolutely loaded with potential. Whether getting on the water is your preference or you want an awesome getaway, this fits the bill! There is a neighborhood water district and a private septic system in front. There are 2 bedrooms, 1 full bath, a living area and kitchen. Outside is a front screened area, rear deck, and shed for storage. The driveway is grown over. This listing is being sold in "as is" condition. A wonderful retreat, spring through fall, in beautiful Central New York!
1 / 19

Est. Monthly

$844/MO

$178,000

626 W Cottage Lane, DeRuyter, NY

2 Beds1 Bath714 SqFt0.15 Acres

An inviting opportunity to own a seasonal cottage with deeded access to De Ruyter Reservoir. This access to the lake is across the private road. Docks and structures are prohibited in the easement, but it is perfect to launch your canoe or kayak. Located near the southwest corner of this popular man-made lake which played an important role in providing water to the Erie Canal. Absolutely loaded with potential. Whether getting on the water is your preference or you want an awesome getaway, this fits the bill! There is a neighborhood water district and a private septic system in front. There are 2 bedrooms, 1 full bath, a living area and kitchen. Outside is a front screened area, rear deck, and shed for storage. The driveway is grown over. This listing is being sold in "as is" condition. A wonderful retreat, spring through fall, in beautiful Central New York!

StatusActive
Property TypeLand
Property SubtypeCabin
Year Built1968

Est. Monthly Payment

$843.72

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

626 W Cottage Lane

DeRuyter, NY 13052 • Madison
2
Beds
1
Bath
714
SqFt
0.15
Acres
Status
Active
Property Type
Land
Property Subtype
Cabin
Year Built
196858 years ago
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $3,975
Property History
  • Listed for sale
    Jul 4, 2026 • NYSAMLS • S1695835
    $178,000
Mortgage Calculator
Estimated monthly payment for this property
$843.72
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1695835
  • Listing Office
    Oak Tree Real Estate
  • Last Updated
    10 minutes ago

Appliances

  • Appliances
    • Electric Cooktop
    • Electric Oven
    • Electric Range
    • Electric Water Heater
    • Refrigerator

Climate & Systems

  • Heating
    • Electric
    • Baseboard

Interior Features

  • Flooring
    • Carpet
    • Varies
    • Vinyl
  • Doors
    Sliding Doors
  • Basement
    None
  • Interior Features
    • Ceiling Fans
    • Sliding Glass Doors
    • Bedroom On Main Level

Parking

  • Parking Features
    No Garage

Lot & Grounds

  • Lot Size
    0.15 acres
  • Lot Features
    • Irregular Lot
    • Residential Lot
    • Rural Lot
    • Level
  • View
    Scenic
  • Patio & Porch
    • Deck
    • Porch
    • Screened
  • Exterior Features
    • Dirt Driveway
    • Deck
    • Porch

Type

  • Property Type
    Land
  • Property Subtype
    Cabin
  • Architectural Style
    Cottage

Structure

  • Roof
    Metal
  • Foundation
    Pillar Post Pier

Condition

  • Year Built
    1968
  • Water
    Well
  • Sewer
    Septic Tank
  • Electric
    Circuit Breakers
  • Utilities
    • Electricity Available
    • Water Available
    • Electricity Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
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