Welcome to the Cottage in the city! Discover affordable living in the heart of Troy's desirable Albia neighborhood. While located on Pawling Avenue, this charming home is tucked away on a private lane for added tranquility. The main level features an inviting open floor plan encompassing the living room, kitchen, and dining area, along with a convenient first-floor bedroom, full bath, and laundry/pantry space. Upstairs, you will find a spacious bedroom and an additional nursery, den, or third bedroom. Notable updates include a newer natural gas furnace, an updated electrical panel, fresh flooring, select new windows, a replaced water service line, and a new grinder pump. Step outside to enjoy a large, private front porch and a fully fenced yard. A must-see for those seeking value and comfort!