HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 51 Pioneer Street, Otsego, NY 13326
CLOSED
0
$459,000

51 Pioneer StreetOtsego, NY, 13326

2,648 SqFt0.04 Acres
Discover a rare and versatile Residential/Commercial investment opportunity in the heart of downtown Cooperstown. This meticulously decorated property features one retail space along with one residential space, offering the perfect blend of business and living potential. The home includes three bedrooms, bonus room for additional sleeping and one and a half baths, while the full finished walk-out basement has been thoughtfully converted into a beautiful studio apartment that can also serve as additional retail or office space. With commercial and residential zoning and multiple private entrances, the possibilities are nearly endless—ideal for retail, office use, apartments, restaurants, or a seamless live/work setup. The property also includes a full walk-up attic, providing excellent storage or future expansion potential. Outside, you’ll find two to three parking spaces conveniently located behind the building in the alley, along with a small, fenced backyard for added privacy or outdoor enjoyment. Situated just a short walk from downtown shopping, dining, and the scenic beauty of Otsego Lake, this prime location enhances both lifestyle and business appeal. To make your transition even easier, the sellers are including all furnishings, making this a true turnkey opportunity where the world is your oyster.

Est. Monthly

$2,176/MO

$459,000

51 Pioneer Street, Otsego, NY

2,648 SqFt0.04 Acres

Discover a rare and versatile Residential/Commercial investment opportunity in the heart of downtown Cooperstown. This meticulously decorated property features one retail space along with one residential space, offering the perfect blend of business and living potential. The home includes three bedrooms, bonus room for additional sleeping and one and a half baths, while the full finished walk-out basement has been thoughtfully converted into a beautiful studio apartment that can also serve as additional retail or office space. With commercial and residential zoning and multiple private entrances, the possibilities are nearly endless—ideal for retail, office use, apartments, restaurants, or a seamless live/work setup. The property also includes a full walk-up attic, providing excellent storage or future expansion potential. Outside, you’ll find two to three parking spaces conveniently located behind the building in the alley, along with a small, fenced backyard for added privacy or outdoor enjoyment. Situated just a short walk from downtown shopping, dining, and the scenic beauty of Otsego Lake, this prime location enhances both lifestyle and business appeal. To make your transition even easier, the sellers are including all furnishings, making this a true turnkey opportunity where the world is your oyster.

StatusClosed
Property TypeCommercial Sale
Property SubtypeMixed Use
Year Built1826
Days on Market75 days

Est. Monthly Payment

$2,175.65

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

51 Pioneer Street

Otsego, NY 13326 • Otsego
—
Beds
—
Baths
2,648
SqFt
0.04
Acres
Status
Closed
Property Type
Commercial Sale
Property Subtype
Mixed Use
Year Built
1826200 years ago
Days on Market
75 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,482
Property History
  • Closed
    Jun 15, 2026 • NYSAMLS • R1670186
    $459,000
  • Listed for sale
    Apr 1, 2026 • NYSAMLS • R1670186
    $459,000
Mortgage Calculator
Estimated monthly payment for this property
$2,175.65
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1670186
  • Listing Office
    Howard Hanna
  • Last Updated
    1 day ago

Climate & Systems

  • Heating
    • Oil
    • Forced Air

Parking

  • Parking Spaces
    2

Lot & Grounds

  • Lot Size
    0.04 acres
  • Lot Features
    • Rectangular
    • Rectangular Lot

Type

  • Property Type
    Commercial Sale
  • Property Subtype
    Mixed Use

Structure

  • Construction
    Stone
  • Roof
    Flat

Condition

  • Year Built
    1826
  • Condition
    Resale
  • Days on Market
    75 days
  • Water
    None
  • Sewer
    Public Sewer
  • Utilities
    • Electricity Available
    • Sewer Connected
Also Listed On
  • NYSAMLS
    1 related listing
    Closed$459,000

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 2220 Central Avenue, Colonie, NY 12304ACTIVE$415,000

    2220 Central Avenue, Colonie, NY 12304

    LandMixed Use1.02 Acres

    LISTING BY THE PEOPLE'S REAL ESTATE GROUP

  • L10.10 Cheese Hill Road, Rensselaerville, NY 12147ACTIVE$420,000

    L10.10 Cheese Hill Road, Rensselaerville, NY 12147

    LandMixed Use25.7 Acres

    LISTING BY KEVIN LUCERO

  • 184 Central Avenue, Albany, NY 12206ACTIVE$420,000

    184 Central Avenue, Albany, NY 12206

    2,880 SqFt0.03 Acres

    LISTING BY KW PLATFORM

  • 1056 Central Avenue, Albany, NY 12205ACTIVE$425,000

    1056 Central Avenue, Albany, NY 12205

    1,865 SqFt0.23 Acres

    LISTING BY NEWCOMB REALTY GROUP LLC

  • 1 William Street, Hagaman, NY 12086ACTIVE$425,000

    1 William Street, Hagaman, NY 12086

    2,200 SqFt0.35 Acres

    LISTING BY INGLENOOK REALTY INC

  • 5-7 N 2nd Street, Fulton, NY 13069ACTIVE$425,000

    5-7 N 2nd Street, Fulton, NY 13069

    6,210 SqFt0.0507 Acres

    LISTING BY HOWARD HANNA REAL ESTATE

  • 6451 Olean Rd Road, Wales, NY 14139ACTIVE$429,000

    6451 Olean Rd Road, Wales, NY 14139

    5 Beds4 Baths3,792 SqFt0.37 Acres

    LISTING BY RE/MAX PRECISION

  • 265 Main Street, Delhi, NY 13753ACTIVE$429,000

    265 Main Street, Delhi, NY 13753

    3 Beds1.5 Baths4,173 SqFt1.4 Acres

    LISTING BY KELLER WILLIAMS UPSTATE NY PROPERTIES

  • 856 Ridge Road, Lackawanna, NY 14218ACTIVE$430,000

    856 Ridge Road, Lackawanna, NY 14218

    4,760 SqFt0.086 Acres

    LISTING BY HUNT REAL ESTATE CORPORATION

  • 3189 Main Street, Buffalo, NY 14214ACTIVE$430,000

    3189 Main Street, Buffalo, NY 14214

    4,156 SqFt0.15 Acres

    LISTING BY HOWARD HANNA WNY INC.