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Property at 43 Church Street, Worcester, NY 12197
ACTIVE
0
$309,000

43 Church StreetWorcester, NY, 12197

4 Beds2 Baths3,200 SqFt0.39 Acres
Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character. This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout. Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors. The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens—perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a versatile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area. Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet. Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek. The outdoor space also features a custom playhouse with swings. The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage. Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!
1 / 33

Est. Monthly

$1,465/MO

$309,000

43 Church Street, Worcester, NY

4 Beds2 Baths3,200 SqFt0.39 Acres

Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character. This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout. Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors. The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens—perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a versatile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area. Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet. Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek. The outdoor space also features a custom playhouse with swings. The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage. Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1880
Total Rooms11 rooms
Days on Market20 days

Est. Monthly Payment

$1,464.65

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

43 Church Street

Worcester, NY 12197 • Otsego
4
Beds
2
Baths
3,200
SqFt
0.39
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1880146 years ago
Total Rooms
11 rooms
Days on Market
20 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,676
Property History
  • Listed for sale
    Jun 11, 2026 • NYSAMLS • R1687337
    $309,000
Mortgage Calculator
Estimated monthly payment for this property
$1,464.65
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1687337
  • Listing Office
    Keller Williams Upstate NY Properties
  • Last Updated
    19 days ago

Appliances

  • Appliances
    • Dishwasher
    • Exhaust Fan
    • Electric Oven
    • Electric Range
    • Oil Water Heater
    • Refrigerator
    • Range Hood

Climate & Systems

  • Heating
    • Oil
    • Other
    • See Remarks
    • Wood
    • Baseboard
    • Hot Water
    • Radiant

Interior Features

  • Flooring
    • Carpet
    • Ceramic Tile
    • Hardwood
    • Varies
  • Basement
    • Crawl Space
    • Partial
  • Interior Features
    • Bathroom Rough In
    • Cathedral Ceilings
    • Separate Formal Dining Room
    • Eat In Kitchen
    • Separate Formal Living Room
    • Granite Counters
    • Great Room
    • Kitchen Island
    • Main Level Primary
    • Primary Suite

Parking

  • Parking Features
    • Attached
    • Garage
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.39 acres
  • Lot Features
    • Irregular Lot
    • Residential Lot
  • Patio & Porch
    • Covered
    • Deck
    • Porch
  • Exterior Features
    • Blacktop Driveway
    • Deck

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    • Historic Antique
    • Two Story

Structure

  • Construction
    • Vinyl Siding
    • Wood Siding
  • Roof
    • Asphalt
    • Shingle
  • Foundation
    • Other
    • See Remarks
    • Stone

Condition

  • Year Built
    1880
  • Condition
    Resale
  • Days on Market
    20 days
  • Water
    Connected
  • Sewer
    Septic Tank
  • Utilities
    • Electricity Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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