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Property at 420 Otsego st, German Flatts, NY 13357
IN ESCROW
0
$154,900

420 Otsego stGerman Flatts, NY, 13357

3 Beds1.5 Baths1,116 SqFt0.12 Acres
Welcome to a residence where charm and practicality intertwine in the most delightful fashion — a three-bedroom gem nestled within the heart of the Mohawk Valley that proves exceptional living need not come with an extraordinary price tag. Step through the generous front porch — a stage perfectly set for morning coffee rituals and evening conversations — and discover over eleven hundred square feet of thoughtfully appointed living space. Gleaming hardwood floors cascade through the main level, catching natural light that pours through vinyl windows, creating an atmosphere that is undeniably bright and irresistibly inviting. Both bathrooms have been meticulously renovated with fresh flooring, elegant tile surrounds, and stylish new vanities, delivering a modern sensibility that elevates the entire home. Beneath your feet lies a basement offering boundless potential for storage, workshop endeavors, or future finished living space — a canvas awaiting your imagination. Behind the home, a spacious two-car garage stands ready to shelter vehicles, hobbies, and seasonal treasures alike, providing the kind of parking convenience that savvy buyers covet. The infrastructure tells its own reassuring story: new copper plumbing courses through the walls, a water softener system ensures pristine water quality, and a four-year-young hot water heater delivers reliable comfort. Beyond these walls, Ilion Park beckons for weekend strolls, Central Valley Academy serves growing families, and Herkimer County Community College provides accessible higher education nearby. Rarely does sensible pricing meet such genuine quality. Schedule your private showing before this opportunity slips gracefully into someone else's story.
1 / 31

Est. Monthly

$734/mo

$154,900

420 Otsego st, German Flatts, NY

3 Beds1.5 Baths1,116 SqFt0.12 Acres

Welcome to a residence where charm and practicality intertwine in the most delightful fashion — a three-bedroom gem nestled within the heart of the Mohawk Valley that proves exceptional living need not come with an extraordinary price tag. Step through the generous front porch — a stage perfectly set for morning coffee rituals and evening conversations — and discover over eleven hundred square feet of thoughtfully appointed living space. Gleaming hardwood floors cascade through the main level, catching natural light that pours through vinyl windows, creating an atmosphere that is undeniably bright and irresistibly inviting. Both bathrooms have been meticulously renovated with fresh flooring, elegant tile surrounds, and stylish new vanities, delivering a modern sensibility that elevates the entire home. Beneath your feet lies a basement offering boundless potential for storage, workshop endeavors, or future finished living space — a canvas awaiting your imagination. Behind the home, a spacious two-car garage stands ready to shelter vehicles, hobbies, and seasonal treasures alike, providing the kind of parking convenience that savvy buyers covet. The infrastructure tells its own reassuring story: new copper plumbing courses through the walls, a water softener system ensures pristine water quality, and a four-year-young hot water heater delivers reliable comfort. Beyond these walls, Ilion Park beckons for weekend strolls, Central Valley Academy serves growing families, and Herkimer County Community College provides accessible higher education nearby. Rarely does sensible pricing meet such genuine quality. Schedule your private showing before this opportunity slips gracefully into someone else's story.

StatusIn Escrow
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1920
Total Rooms8 rooms
Days on Market31 days

Est. Monthly Payment

$734.22

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

420 Otsego st

German Flatts, NY 13357 • Herkimer
3
Beds
1.5
Baths
1,116
SqFt
0.12
Acres
Status
In Escrow
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1920106 years ago
Total Rooms
8 rooms
Days on Market
31 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $3,839
Property History
  • Listed for sale
    Apr 20, 2026 • NYSAMLS • S1674923
    $154,900
Mortgage Calculator
Estimated monthly payment for this property
$734.22
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1674923
  • Listing Office
    Keller-Williams Mohawk Valley
  • Last Updated
    2 days ago

Appliances

  • Appliances
    • Dryer
    • Electric Oven
    • Electric Range
    • Electric Water Heater
    • Refrigerator
    • Washer

Climate & Systems

  • Heating
    • Oil
    • Forced Air

Interior Features

  • Flooring
    • Carpet
    • Hardwood
    • Tile
    • Varies
  • Basement
    Full
  • Interior Features
    Eat In Kitchen

Parking

  • Parking Features
    • Detached
    • Garage
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.12 acres
  • Lot Features
    • Rectangular
    • Rectangular Lot
  • Exterior Features
    Blacktop Driveway

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Cape Cod

Structure

  • Construction
    Wood Siding
  • Roof
    • Architectural
    • Shingle
  • Foundation
    • Poured
    • Stone

Condition

  • Year Built
    1920
  • Condition
    Resale
  • Days on Market
    31 days
  • Water
    Connected
  • Sewer
    Connected
  • Utilities
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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