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Property at 268 Chestnut Street, Oneonta, NY 13820
ACTIVE
0
$193,500

268 Chestnut StreetOneonta, NY, 13820

4 Beds2 Baths2,136 SqFt0.1 Acres
Opportunity and flexibility come together in this well-maintained up-and-down duplex located in the City of Oneonta. Whether you're seeking an owner-occupied investment, a traditional rental property, or a home with income potential, this property offers a variety of possibilities. The first-floor apartment features two bedrooms, one full bathroom, a galley-style kitchen, and generously sized rooms throughout. In addition, there is a bonus room currently used as a home office, providing valuable extra space for remote work, hobbies, storage, or a variety of other uses. The layout offers flexibility without sacrificing comfort. The second-floor apartment also offers two bedrooms and one full bathroom, along with a separate powder room. Recent improvements include a newer stand-up shower and the addition of an in-unit washer and dryer. The versatile floor plan allows the second bedroom to be opened to the living area through double doors, creating an expansive living room or keeping it configured as a private bedroom depending on your needs. Both apartments feature galley-style kitchens and large bedrooms, making the units appealing to tenants and owner-occupants alike. Located in the City's MU-2 zoning district, the property is eligible for a City of Oneonta short-term rental permit, providing additional investment flexibility. Previous ownership utilized the property as an owner-occupied residence, demonstrating the property's adaptability for a variety of living and income-producing arrangements. Conveniently situated near downtown Oneonta, SUNY Oneonta, Hartwick College, shopping, dining, and local amenities, 268 Chestnut Street is a versatile property with strong appeal for investors and owner-occupants alike.
1 / 25

Est. Monthly

$917/MO

$193,500

268 Chestnut Street, Oneonta, NY

4 Beds2 Baths2,136 SqFt0.1 Acres

Opportunity and flexibility come together in this well-maintained up-and-down duplex located in the City of Oneonta. Whether you're seeking an owner-occupied investment, a traditional rental property, or a home with income potential, this property offers a variety of possibilities. The first-floor apartment features two bedrooms, one full bathroom, a galley-style kitchen, and generously sized rooms throughout. In addition, there is a bonus room currently used as a home office, providing valuable extra space for remote work, hobbies, storage, or a variety of other uses. The layout offers flexibility without sacrificing comfort. The second-floor apartment also offers two bedrooms and one full bathroom, along with a separate powder room. Recent improvements include a newer stand-up shower and the addition of an in-unit washer and dryer. The versatile floor plan allows the second bedroom to be opened to the living area through double doors, creating an expansive living room or keeping it configured as a private bedroom depending on your needs. Both apartments feature galley-style kitchens and large bedrooms, making the units appealing to tenants and owner-occupants alike. Located in the City's MU-2 zoning district, the property is eligible for a City of Oneonta short-term rental permit, providing additional investment flexibility. Previous ownership utilized the property as an owner-occupied residence, demonstrating the property's adaptability for a variety of living and income-producing arrangements. Conveniently situated near downtown Oneonta, SUNY Oneonta, Hartwick College, shopping, dining, and local amenities, 268 Chestnut Street is a versatile property with strong appeal for investors and owner-occupants alike.

StatusActive
Property TypeResidential
Property SubtypeMulti Family
Year Built1900

Est. Monthly Payment

$917.19

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

268 Chestnut Street

Oneonta, NY 13820 • Otsego
4
Beds
2
Baths
2,136
SqFt
0.1
Acres
Status
Active
Property Type
Residential
Property Subtype
Multi Family
Year Built
1900126 years ago
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,746
Property History
  • Listed for sale
    Jun 21, 2026 • NYSAMLS • R1689794
    $193,500
Mortgage Calculator
Estimated monthly payment for this property
$917.19
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1689794
  • Listing Office
    Oneonta Realty LLC
  • Last Updated
    1 hour ago

Appliances

  • Appliances
    Gas Water Heater

Climate & Systems

  • Heating
    • Gas
    • Baseboard
    • Hot Water

Interior Features

  • Flooring
    • Carpet
    • Hardwood
    • Laminate
    • Varies
    • Vinyl
  • Basement
    Full

Parking

  • Parking Features
    Two Or More Spaces

Lot & Grounds

  • Lot Size
    0.1 acres
  • Lot Features
    • Irregular Lot
    • Residential Lot
  • Patio & Porch
    Deck
  • Exterior Features
    Deck

Type

  • Property Type
    Residential
  • Property Subtype
    Multi Family

Structure

  • Construction
    Vinyl Siding

Condition

  • Year Built
    1900
  • Condition
    Resale
  • Water
    Connected
  • Sewer
    Connected
  • Utilities
    • Electricity Connected
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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