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a Charlotteville Realty Team

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607-282-6242kevin@homesfarmsandland.com

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Property at 2438 State Highway 3, Fine, NY 13648
ACTIVE
$3,000
$173,000

2438 State Highway 3Fine, NY, 13648

4 Beds2 Baths3,432 SqFt2 Acres
Spacious 4-bedroom, 2-bath home with bonus room offering flexible living options! The bonus room is ideal for a home office, playroom, or additional living space. The primary bedroom features a private porch, perfect for enjoying your morning coffee or unwinding in the evening. This well-maintained property offers numerous recent updates, including a 2-year-old pellet stove for efficient heating, along with a propane hookup and 400-pound propane tank for an additional heat source. A brand-new 2-stall carport, built in the summer of 2025, adds convenience and value. Extensive landscaping improvements have been completed, including stone removal and land leveling to enhance usability and curb appeal. The home also includes some recent electrical updates. Located just a short drive from popular fishing locations, this move-in-ready home combines comfort, functionality, and a great outdoor lifestyle. Schedule your showing today!
1 / 30

Est. Monthly

$820/MO

$173,000
$3,000

2438 State Highway 3, Fine, NY

4 Beds2 Baths3,432 SqFt2 Acres

Spacious 4-bedroom, 2-bath home with bonus room offering flexible living options! The bonus room is ideal for a home office, playroom, or additional living space. The primary bedroom features a private porch, perfect for enjoying your morning coffee or unwinding in the evening. This well-maintained property offers numerous recent updates, including a 2-year-old pellet stove for efficient heating, along with a propane hookup and 400-pound propane tank for an additional heat source. A brand-new 2-stall carport, built in the summer of 2025, adds convenience and value. Extensive landscaping improvements have been completed, including stone removal and land leveling to enhance usability and curb appeal. The home also includes some recent electrical updates. Located just a short drive from popular fishing locations, this move-in-ready home combines comfort, functionality, and a great outdoor lifestyle. Schedule your showing today!

StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1900
Total Rooms9 rooms
Days on Market132 days

Est. Monthly Payment

$820.02

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

2438 State Highway 3

Fine, NY 13648 • St Lawrence
4
Beds
2
Baths
3,432
SqFt
2
Acres
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1900126 years ago
Total Rooms
9 rooms
Days on Market
132 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $3,348
Property History
  • Price reduced
    Jun 4, 2026 • NYSAMLS • S1658539
    $176,000 → $173,000
  • Listed for sale
    Jan 26, 2026 • NYSAMLS • S1658539
    $189,000
Mortgage Calculator
Estimated monthly payment for this property
$820.02
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1658539
  • Listing Office
    Marble Key Realty LLC
  • Last Updated
    3 days ago

Appliances

  • Appliances
    • Dryer
    • Dishwasher
    • Electric Water Heater
    • Gas Oven
    • Gas Range
    • Microwave
    • Refrigerator
    • Washer

Climate & Systems

  • Heating
    • Oil
    • Forced Air

Interior Features

  • Flooring
    • Carpet
    • Ceramic Tile
    • Varies
  • Basement
    None
  • Interior Features
    • Eat In Kitchen
    • Home Office
    • Country Kitchen
    • Kitchen Island
    • Bedroom On Main Level

Parking

  • Parking Features
    Carport
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    2 acres
  • Lot Features
    Irregular Lot
  • Exterior Features
    Gravel Driveway

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Two Story

Structure

  • Construction
    Vinyl Siding
  • Foundation
    Poured

Condition

  • Year Built
    1900
  • Condition
    Resale
  • Days on Market
    132 days
  • Water
    Well
  • Sewer
    Septic Tank

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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