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a Charlotteville Realty Team

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      Property at 20 & 20.5 Charles Street, Cortland, NY 13045
      ACTIVE
      0
      $249,000

      20 & 20.5 Charles StreetCortland, NY, 13045

      2 Beds5,652 SqFt0.13 Acres
      Located in the City of Cortland, this investment property features two separate buildings with a total of six apartments and 15 bedrooms, offering strong income potential for the right buyer. With a desirable multi-unit setup and ample rental capacity, the property presents an excellent opportunity for investors looking to expand their portfolio or take on a value-add project. Conveniently situated close to downtown Cortland, local shops, and restaurants, this property has the potential to become a solid long-term investment with improvements and modernization.
      1 / 13

      Est. Monthly

      $1,180/mo

      $249,000

      20 & 20.5 Charles Street, Cortland, NY

      2 Beds5,652 SqFt0.13 Acres

      Located in the City of Cortland, this investment property features two separate buildings with a total of six apartments and 15 bedrooms, offering strong income potential for the right buyer. With a desirable multi-unit setup and ample rental capacity, the property presents an excellent opportunity for investors looking to expand their portfolio or take on a value-add project. Conveniently situated close to downtown Cortland, local shops, and restaurants, this property has the potential to become a solid long-term investment with improvements and modernization.

      StatusActive
      Property TypeMulti Family
      Property SubtypeOther
      Year Built1900

      Est. Monthly Payment

      $1,180.25

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      20 & 20.5 Charles Street

      Cortland, NY 13045 • Cortland
      2
      Beds
      —
      Baths
      5,652
      SqFt
      0.13
      Acres
      Status
      Active
      Property Type
      Multi Family
      Property Subtype
      Other
      Year Built
      1900126 years ago
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $8,182
      Property History
      • Listed for sale
        May 19, 2026 • NYSAMLS • S1682938
        $249,000
      Mortgage Calculator
      Estimated monthly payment for this property
      $1,180.25
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        S1682938
      • Listing Office
        Berkshire Hathaway Home Services Heritage Realty
      • Last Updated
        28 minutes ago

      Appliances

      • Appliances
        • Electric Oven
        • Electric Range
        • Gas Oven
        • Gas Range
        • Gas Water Heater
        • Refrigerator

      Climate & Systems

      • Heating
        • Electric
        • Gas
        • Baseboard
        • Forced Air

      Interior Features

      • Flooring
        • Hardwood
        • Varies
      • Basement
        Full
      • Interior Features
        Ceiling Fans

      Parking

      • Parking Features
        • Three Or More Spaces
        • No Garage

      Lot & Grounds

      • Lot Size
        0.13 acres
      • Lot Features
        • Rectangular
        • Rectangular Lot
        • Residential Lot
      • Exterior Features
        Blacktop Driveway

      Type

      • Property Type
        Multi Family
      • Property Subtype
        Other

      Structure

      • Construction
        Wood Siding
      • Roof
        Asphalt

      Condition

      • Year Built
        1900
      • Condition
        Resale
      • Water
        Connected
      • Sewer
        Connected
      • Electric
        Circuit Breakers
      • Utilities
        • Cable Available
        • High Speed Internet Available
        • Sewer Connected
        • Water Connected

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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