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Kevin Lucero

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a Charlotteville Realty Team

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607-282-6242kevin@homesfarmsandland.com

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Property at 20 & 20.5 Charles Street, Cortland, NY 13045
ACTIVE
0
$249,000

20 & 20.5 Charles StreetCortland, NY, 13045

2 Beds5,652 SqFt0.13 Acres
Located in the City of Cortland, this investment property features two separate buildings with a total of six apartments and 15 bedrooms, offering strong income potential for the right buyer. With a desirable multi-unit setup and ample rental capacity, the property presents an excellent opportunity for investors looking to expand their portfolio or take on a value-add project. Conveniently situated close to downtown Cortland, local shops, and restaurants, this property has the potential to become a solid long-term investment with improvements and modernization.
1 / 13

Est. Monthly

$1,180/MO

$249,000

20 & 20.5 Charles Street, Cortland, NY

2 Beds5,652 SqFt0.13 Acres

Located in the City of Cortland, this investment property features two separate buildings with a total of six apartments and 15 bedrooms, offering strong income potential for the right buyer. With a desirable multi-unit setup and ample rental capacity, the property presents an excellent opportunity for investors looking to expand their portfolio or take on a value-add project. Conveniently situated close to downtown Cortland, local shops, and restaurants, this property has the potential to become a solid long-term investment with improvements and modernization.

StatusActive
Property TypeMulti Family
Property SubtypeOther
Year Built1900
Days on Market21 days

Est. Monthly Payment

$1,180.25

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

20 & 20.5 Charles Street

Cortland, NY 13045 • Cortland
2
Beds
—
Baths
5,652
SqFt
0.13
Acres
Status
Active
Property Type
Multi Family
Property Subtype
Other
Year Built
1900126 years ago
Days on Market
21 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $8,182
Property History
  • Listed for sale
    May 19, 2026 • NYSAMLS • S1682938
    $249,000
Mortgage Calculator
Estimated monthly payment for this property
$1,180.25
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1682938
  • Listing Office
    Berkshire Hathaway Home Services Heritage Realty
  • Last Updated
    20 days ago

Appliances

  • Appliances
    • Electric Oven
    • Electric Range
    • Gas Oven
    • Gas Range
    • Gas Water Heater
    • Refrigerator

Climate & Systems

  • Heating
    • Electric
    • Gas
    • Baseboard
    • Forced Air

Interior Features

  • Flooring
    • Hardwood
    • Varies
  • Basement
    Full
  • Interior Features
    Ceiling Fans

Parking

  • Parking Features
    • Three Or More Spaces
    • No Garage

Lot & Grounds

  • Lot Size
    0.13 acres
  • Lot Features
    • Rectangular
    • Rectangular Lot
    • Residential Lot
  • Exterior Features
    Blacktop Driveway

Type

  • Property Type
    Multi Family
  • Property Subtype
    Other

Structure

  • Construction
    Wood Siding
  • Roof
    Asphalt

Condition

  • Year Built
    1900
  • Condition
    Resale
  • Days on Market
    21 days
  • Water
    Connected
  • Sewer
    Connected
  • Electric
    Circuit Breakers
  • Utilities
    • Cable Available
    • High Speed Internet Available
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

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