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Property at 169 Fire Lane 12, Cato, NY 13080
CLOSED
$14,000
$355,000

169 Fire Lane 12Cato, NY, 13080

4 Beds1 Baths1,588 SqFt0.5164 Acres
LAKE RETREAT nestled on the picturesque western shores of Cross Lake! This ranch style cottage boasts 60 feet of prime lake frontage along Fire Lane 12, complete with a 96-foot Roll-a-Dock and an 8x8 side extension. Enjoy fabulous sunsets, exceptional fishing, and fantastic boating on Cross Lake, which connects to the NYS canal system, providing you access to just about anywhere. Inside, you'll find 3 cozy bedrooms with closets and a bath, along with an open-concept kitchen, dining, and living area. There is also a delightful 4th bedroom in the Loft, perfect for summertime guests or a quiet reading nook. The enclosed porch measures 8x26 and features cedar finishes and new windows to take in the breathtaking lake views. Recent updates include a new metal roof, bathroom shower, new windows, refrigerator, plus 16 inches of insulation in the attic crawl space and under the house. There is also a 2-car garage, and the property has its own well. There are 3 different heat sources, propane wall unit, wood stove, and electric heat in the bedrooms and bathroom. If you enjoy fishing, this is the one for you. The Dock will get you far enough out there that you won't even need a boat.

Est. Monthly

$1,683/MO

$355,000
$14,000

169 Fire Lane 12, Cato, NY

4 Beds1 Bath1,588 SqFt0.5164 Acres

LAKE RETREAT nestled on the picturesque western shores of Cross Lake! This ranch style cottage boasts 60 feet of prime lake frontage along Fire Lane 12, complete with a 96-foot Roll-a-Dock and an 8x8 side extension. Enjoy fabulous sunsets, exceptional fishing, and fantastic boating on Cross Lake, which connects to the NYS canal system, providing you access to just about anywhere. Inside, you'll find 3 cozy bedrooms with closets and a bath, along with an open-concept kitchen, dining, and living area. There is also a delightful 4th bedroom in the Loft, perfect for summertime guests or a quiet reading nook. The enclosed porch measures 8x26 and features cedar finishes and new windows to take in the breathtaking lake views. Recent updates include a new metal roof, bathroom shower, new windows, refrigerator, plus 16 inches of insulation in the attic crawl space and under the house. There is also a 2-car garage, and the property has its own well. There are 3 different heat sources, propane wall unit, wood stove, and electric heat in the bedrooms and bathroom. If you enjoy fishing, this is the one for you. The Dock will get you far enough out there that you won't even need a boat.

StatusClosed
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1952
Total Rooms7 rooms
Days on Market217 days

Est. Monthly Payment

$1,682.69

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

169 Fire Lane 12

Cato, NY 13080 • Cayuga
4
Beds
1
Bath
1,588
SqFt
0.5164
Acres
Status
Closed
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
195274 years ago
Total Rooms
7 rooms
Days on Market
217 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $5,659
Property History
  • Closed
    Dec 5, 2025 • NYSAMLS • S1593676
    $355,000
  • Price reduced
    Oct 24, 2025 • NYSAMLS • S1593676
    $369,000 → $355,000
  • Listed for sale
    May 2, 2025 • NYSAMLS • S1593676
    $389,900
Mortgage Calculator
Estimated monthly payment for this property
$1,682.69
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    S1593676
  • Listing Office
    Howard Hanna Real Estate
  • Last Updated
    62 days ago

Appliances

  • Appliances
    • Electric Water Heater
    • Gas Cooktop
    • Refrigerator

Climate & Systems

  • Heating
    • Propane
    • Stove
    • Wall Furnace

Interior Features

  • Flooring
    • Varies
    • Vinyl
  • Windows
    Thermal Windows
  • Interior Features
    • Cathedral Ceilings
    • Separate Formal Living Room
    • Living Dining Room
    • Bedroom On Main Level
    • Loft

Parking

  • Parking Features
    • Attached
    • Electricity
    • Garage
    • Workshop In Garage
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.5164 acres
  • Lot Features
    • Flood Zone
    • Rectangular
    • Rectangular Lot
  • Exterior Features
    • Dock
    • Enclosed Porch
    • Gravel Driveway
    • Porch
    • See Remarks
    • Propane Tank Leased

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    • Cottage
    • Ranch

Structure

  • Construction
    • Cedar
    • Wood Siding
  • Roof
    Metal
  • Foundation
    • Pillar Post Pier
    • Slab

Condition

  • Year Built
    1952
  • Condition
    Resale
  • Days on Market
    217 days
  • Water
    Well
  • Sewer
    Septic Tank
  • Electric
    Circuit Breakers
  • Utilities
    Cable Available

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
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