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      Property at 169 Fire Lane 12, Cato, NY 13080
      CLOSED
      $14,000
      $355,000

      169 Fire Lane 12Cato, NY, 13080

      4 Beds1 Baths1,588 SqFt0.5164 Acres
      LAKE RETREAT nestled on the picturesque western shores of Cross Lake! This ranch style cottage boasts 60 feet of prime lake frontage along Fire Lane 12, complete with a 96-foot Roll-a-Dock and an 8x8 side extension. Enjoy fabulous sunsets, exceptional fishing, and fantastic boating on Cross Lake, which connects to the NYS canal system, providing you access to just about anywhere. Inside, you'll find 3 cozy bedrooms with closets and a bath, along with an open-concept kitchen, dining, and living area. There is also a delightful 4th bedroom in the Loft, perfect for summertime guests or a quiet reading nook. The enclosed porch measures 8x26 and features cedar finishes and new windows to take in the breathtaking lake views. Recent updates include a new metal roof, bathroom shower, new windows, refrigerator, plus 16 inches of insulation in the attic crawl space and under the house. There is also a 2-car garage, and the property has its own well. There are 3 different heat sources, propane wall unit, wood stove, and electric heat in the bedrooms and bathroom. If you enjoy fishing, this is the one for you. The Dock will get you far enough out there that you won't even need a boat.

      Est. Monthly

      $1,683/mo

      $355,000
      $14,000

      169 Fire Lane 12, Cato, NY

      4 Beds1 Bath1,588 SqFt0.5164 Acres

      LAKE RETREAT nestled on the picturesque western shores of Cross Lake! This ranch style cottage boasts 60 feet of prime lake frontage along Fire Lane 12, complete with a 96-foot Roll-a-Dock and an 8x8 side extension. Enjoy fabulous sunsets, exceptional fishing, and fantastic boating on Cross Lake, which connects to the NYS canal system, providing you access to just about anywhere. Inside, you'll find 3 cozy bedrooms with closets and a bath, along with an open-concept kitchen, dining, and living area. There is also a delightful 4th bedroom in the Loft, perfect for summertime guests or a quiet reading nook. The enclosed porch measures 8x26 and features cedar finishes and new windows to take in the breathtaking lake views. Recent updates include a new metal roof, bathroom shower, new windows, refrigerator, plus 16 inches of insulation in the attic crawl space and under the house. There is also a 2-car garage, and the property has its own well. There are 3 different heat sources, propane wall unit, wood stove, and electric heat in the bedrooms and bathroom. If you enjoy fishing, this is the one for you. The Dock will get you far enough out there that you won't even need a boat.

      StatusClosed
      Property TypeResidential
      Property SubtypeSingle Family Residence
      Year Built1952
      Total Rooms7 rooms
      Days on Market217 days

      Est. Monthly Payment

      $1,682.69

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      169 Fire Lane 12

      Cato, NY 13080 • Cayuga
      4
      Beds
      1
      Bath
      1,588
      SqFt
      0.5164
      Acres
      Status
      Closed
      Property Type
      Residential
      Property Subtype
      Single Family Residence
      Year Built
      195274 years ago
      Total Rooms
      7 rooms
      Days on Market
      217 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $5,659
      Property History
      • Closed
        Dec 5, 2025 • NYSAMLS • S1593676
        $355,000
      • Price reduced
        Oct 24, 2025 • NYSAMLS • S1593676
        $369,000 → $355,000
      • Listed for sale
        May 2, 2025 • NYSAMLS • S1593676
        $389,900
      Mortgage Calculator
      Estimated monthly payment for this property
      $1,682.69
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        S1593676
      • Listing Office
        Howard Hanna Real Estate
      • Last Updated
        33 days ago

      Appliances

      • Appliances
        • Electric Water Heater
        • Gas Cooktop
        • Refrigerator

      Climate & Systems

      • Heating
        • Propane
        • Stove
        • Wall Furnace

      Interior Features

      • Flooring
        • Varies
        • Vinyl
      • Windows
        Thermal Windows
      • Interior Features
        • Cathedral Ceilings
        • Separate Formal Living Room
        • Living Dining Room
        • Bedroom On Main Level
        • Loft

      Parking

      • Parking Features
        • Attached
        • Electricity
        • Garage
        • Workshop In Garage
      • Garage Spaces
        2

      Lot & Grounds

      • Lot Size
        0.5164 acres
      • Lot Features
        • Flood Zone
        • Rectangular
        • Rectangular Lot
      • Exterior Features
        • Dock
        • Enclosed Porch
        • Gravel Driveway
        • Porch
        • See Remarks
        • Propane Tank Leased

      Type

      • Property Type
        Residential
      • Property Subtype
        Single Family Residence
      • Architectural Style
        • Cottage
        • Ranch

      Structure

      • Construction
        • Cedar
        • Wood Siding
      • Roof
        Metal
      • Foundation
        • Pillar Post Pier
        • Slab

      Condition

      • Year Built
        1952
      • Condition
        Resale
      • Days on Market
        217 days
      • Water
        Well
      • Sewer
        Septic Tank
      • Electric
        Circuit Breakers
      • Utilities
        Cable Available

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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