HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 1560 Division Street, Charlton, NY 12010
CLOSED
$25,000
$524,900

1560 Division StreetCharlton, NY, 12010

4 Beds3.5 Baths2,528 SqFt5.04 Acres
Tucked away on 5 acres, this inviting home offers a perfect blend of comfort, space & privacy. The living room is filled with natural light, featuring bright windows, a cathedral ceiling & skylights for an airy, open feel. A cozy family room flows into the kitchen, which includes space for a coffee bar & wine fridge, plus a breakfast nook & peninsula with seating. Upstairs, enjoy brand new carpet for a fresh feel. The spacious primary suite includes a walk-in closet, sliding doors to your own private deck & en-suite bath with dual vanity, tiled shower. The finished basement offers space for a game room, gym & storage. Step outside to a freshly stained deck overlooking the private backyard & enjoy the 3 bay heated garage.

Est. Monthly

$2,488/mo

$524,900
$25,000

1560 Division Street, Charlton, NY

4 Beds3.5 Baths2,528 SqFt5.04 Acres

Tucked away on 5 acres, this inviting home offers a perfect blend of comfort, space & privacy. The living room is filled with natural light, featuring bright windows, a cathedral ceiling & skylights for an airy, open feel. A cozy family room flows into the kitchen, which includes space for a coffee bar & wine fridge, plus a breakfast nook & peninsula with seating. Upstairs, enjoy brand new carpet for a fresh feel. The spacious primary suite includes a walk-in closet, sliding doors to your own private deck & en-suite bath with dual vanity, tiled shower. The finished basement offers space for a game room, gym & storage. Step outside to a freshly stained deck overlooking the private backyard & enjoy the 3 bay heated garage.

StatusClosed
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1987
Total Rooms15 rooms
Days on Market75 days

Est. Monthly Payment

$2,488.01

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

1560 Division Street

Charlton, NY 12010 • Saratoga
4
Beds
3.5
Baths
2,528
SqFt
5.04
Acres
Status
Closed
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
198739 years ago
Total Rooms
15 rooms
Days on Market
75 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $7,838
  • School Taxes
    $6,242
  • Town/County Taxes
    $1,596
Property History
  • Closed
    Sep 9, 2025 • GLOBAL MLS • 202519801
    $524,900
  • Price reduced
    Jul 15, 2025 • GLOBAL MLS • 202519801
    $549,900 → $524,900
  • Back on market
    Jun 26, 2025 • GLOBAL MLS • 202519801
    $524,900
Mortgage Calculator
Estimated monthly payment for this property
$2,488.01
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202519801
  • Listing Office
    KW Platform
  • Last Updated
    250 days ago

Kitchen & Laundry

  • Kitchen
    Eat-in Kitchen

Appliances

  • Appliances
    • Range
    • Refrigerator
    • Dishwasher
    • Microwave
    • Washer or Dryer
    • Wine Cooler

Climate & Systems

  • Heating
    • Oil
    • Forced Air
  • Fireplace
    • Pellet Stove
    • Family Room

Interior Features

  • Flooring
    • Carpet
    • Ceramic Tile
    • Hardwood
  • Doors
    Sliding Doors
  • Basement
    • Full
    • Finished
    • Heated
    • Sump Pump
  • Interior Features
    • Walk-In Closet(s)
    • Cathedral Ceiling(s)
    • Paddle Fan
    • Eat-in Kitchen

Parking

  • Parking Features
    • Attached
    • Detached
    • Heated Garage
    • Off Street
    • Driveway
    • Garage
  • Parking Spaces
    10
  • Garage Spaces
    5

Lot & Grounds

  • Lot Size
    5.04 acres
  • Lot Features
    • Meadow
    • Landscaped
    • Level
    • Private
  • Patio & Porch
    • Deck
    • Front Porch
  • Exterior Features
    None

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    • Contemporary
    • Custom

Structure

  • Construction
    Wood Siding
  • Roof
    • Asphalt
    • Shingle

Condition

  • Year Built
    1987
  • Days on Market
    75 days
  • Water
    Well
  • Sewer
    Septic Tank
  • Electric
    • 200+ Amp Service
    • Circuit Breakers
  • Utilities
    Cable Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 5414 Hamilton Pt, Richmond, NY 14471ACTIVE$474,900

    5414 Hamilton Pt, Richmond, NY 14471

    3 Beds1 Bath820 SqFt0.17 Acres

    LISTING BY HOWARD HANNA

  • 900 Northumberland Street, Morristown, NY 13664ACTIVE$474,900

    900 Northumberland Street, Morristown, NY 13664

    3 Beds2 Baths1,718 SqFt0.55 Acres

    LISTING BY LAKE ONTARIO REALTY, LLC

  • 1707 Pompey Center Road, Fabius, NY 13063ACTIVE$474,900

    1707 Pompey Center Road, Fabius, NY 13063

    9 Beds5.5 Baths2,182 SqFt10.39 Acres

    LISTING BY WEICHERT, REALTORS-TBG

  • 11991 Route 19, Hume, NY 14735ACTIVE$474,900

    11991 Route 19, Hume, NY 14735

    5 Beds2 Baths3,296 SqFt12 Acres

    LISTING BY NEXT HOME BRIXWOOD

  • 143 Pawnee Drive, Webb, NY 13420ACTIVE$474,900

    143 Pawnee Drive, Webb, NY 13420

    2 Beds2 Baths992 SqFt0.39 Acres

    LISTING BY ROCKY POINT PROPERTIES, INC.

  • 4 Wallingford Court, Moreau, NY 12831ACTIVE$474,900

    4 Wallingford Court, Moreau, NY 12831

    4 Beds2.5 Baths1,968 SqFt1.4 Acres

    LISTING BY RED DOOR REALTY NY INC

  • 2797 Gunn Road, Troupsburg, NY 14885ACTIVE$474,900

    2797 Gunn Road, Troupsburg, NY 14885

    4 Beds3 Baths3,380 SqFt36.5 Acres

    LISTING BY HOWARD HANNA

  • 4146 W Lake Road, Chautauqua, NY 14757ACTIVE$474,900

    4146 W Lake Road, Chautauqua, NY 14757

    3 Beds3 Baths1,512 SqFt0.71 Acres

    LISTING BY REAL ESTATE ADVANTAGE

  • 241 Sand Creek Road, Colonie, NY 12205ACTIVE$474,900

    241 Sand Creek Road, Colonie, NY 12205

    3 Beds1.5 Baths1,892 SqFt3.4 Acres

    LISTING BY HOWARD HANNA CAPITAL INC

  • 14452 Stafford Street, Sterling, NY 13156ACTIVE$474,900

    14452 Stafford Street, Sterling, NY 13156

    5 Beds2 Baths1,868 SqFt9.1 Acres

    LISTING BY CENTURY 21 LEAH'S SIGNATURE