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      Property at 129 Fire Lane 13, Cato, NY 13080
      IN ESCROW
      $14,100
      $349,900

      129 Fire Lane 13Cato, NY, 13080

      4 Beds2 Baths1,275 SqFt0.1731 Acres
      Welcome to your ideal lakeside getaway located on Cross Lake at Fire Lane 13. This location offers breathtaking lake views with 61 feet of deeded waterfront, and your very own private dock (dock is new, valued at $9,000). Do not underestimate this house; it is significantly larger than it appears, and includes two distinct living areas, making it perfect for summer guests. The cottage comprises 4 bedrooms, 2 baths, 2 lofts, and 2 living rooms, featuring both wood & gas fireplaces, in addition there is an open-concept kitchen, living room and a lovely, enclosed porch and deck. Home is sold fully furnished! Whether you're looking for a weekend retreat or a year-round lake home, this is the one. Cross Lake is renowned for its stunning sunsets, exceptional fishing, and boating opportunities, and is linked to the NYS canal system, offering numerous additional avenues for exploration.
      1 / 33

      Est. Monthly

      $1,659/mo

      $349,900
      $14,100

      129 Fire Lane 13, Cato, NY

      4 Beds2 Baths1,275 SqFt0.1731 Acres

      Welcome to your ideal lakeside getaway located on Cross Lake at Fire Lane 13. This location offers breathtaking lake views with 61 feet of deeded waterfront, and your very own private dock (dock is new, valued at $9,000). Do not underestimate this house; it is significantly larger than it appears, and includes two distinct living areas, making it perfect for summer guests. The cottage comprises 4 bedrooms, 2 baths, 2 lofts, and 2 living rooms, featuring both wood & gas fireplaces, in addition there is an open-concept kitchen, living room and a lovely, enclosed porch and deck. Home is sold fully furnished! Whether you're looking for a weekend retreat or a year-round lake home, this is the one. Cross Lake is renowned for its stunning sunsets, exceptional fishing, and boating opportunities, and is linked to the NYS canal system, offering numerous additional avenues for exploration.

      StatusIn Escrow
      Property TypeResidential
      Property SubtypeSingle Family Residence
      Year Built1989
      Total Rooms10 rooms
      Days on Market297 days

      Est. Monthly Payment

      $1,658.52

      %
      %
      yr

      Private Mortgage Insurance

      Not required

      Affordability Checkoptional
      $

      Enter your annual income to check affordability

      Property Details

      Property Information

      129 Fire Lane 13

      Cato, NY 13080 • Cayuga
      4
      Beds
      2
      Baths
      1,275
      SqFt
      0.1731
      Acres
      Status
      In Escrow
      Property Type
      Residential
      Property Subtype
      Single Family Residence
      Year Built
      198937 years ago
      Total Rooms
      10 rooms
      Days on Market
      297 days
      Tax History
      Estimated values, may not reflect current amounts.
      • Annual Tax Amount
        $4,915
      Property History
      • Price reduced
        Nov 5, 2025 • NYSAMLS • S1625178
        $364,000 → $349,900
      • Listed for sale
        Jul 26, 2025 • NYSAMLS • S1625178
        $379,900
      Mortgage Calculator
      Estimated monthly payment for this property
      $1,658.52
      Down Payment
      Interest Rate
      Loan Term
      %
      %
      yearsyrs.
      Affordability Checkoptional
      $

      Enter your annual income to see if this home fits your budget

      Private Mortgage Insurance

      Not required — down payment above 20%
      MLS Information
      • Source
        NYSAMLS
      • MLS#
        S1625178
      • Listing Office
        Howard Hanna Real Estate
      • Last Updated
        139 days ago

      Appliances

      • Appliances
        • Electric Water Heater
        • Gas Cooktop
        • Gas Oven
        • Gas Range
        • Refrigerator

      Climate & Systems

      • Heating
        • Electric
        • Propane
        • Wood
        • Baseboard

      Interior Features

      • Flooring
        • Carpet
        • Laminate
        • Luxury Vinyl
        • Varies
      • Basement
        Crawl Space
      • Interior Features
        • Ceiling Fans
        • Cathedral Ceilings
        • Eat In Kitchen
        • Furnished
        • Separate Formal Living Room
        • Living Dining Room
        • Other
        • See Remarks
        • Bedroom On Main Level
        • Loft

      Parking

      • Parking Features
        • No Garage
        • Driveway

      Lot & Grounds

      • Lot Size
        0.1731 acres
      • Lot Features
        • Flood Zone
        • Rectangular
        • Rectangular Lot
        • Residential Lot
      • View
        Water
      • Patio & Porch
        Deck
      • Exterior Features
        • Awnings
        • Deck
        • Dock
        • Enclosed Porch
        • Gravel Driveway
        • Porch
        • See Remarks
        • Propane Tank Leased

      Type

      • Property Type
        Residential
      • Property Subtype
        Single Family Residence
      • Architectural Style
        • Cottage
        • Ranch

      Structure

      • Construction
        Vinyl Siding
      • Roof
        Asphalt
      • Foundation
        Block

      Condition

      • Year Built
        1989
      • Condition
        Resale
      • Days on Market
        297 days
      • Water
        Well
      • Sewer
        Septic Tank
      • Electric
        Circuit Breakers
      • Utilities
        Cable Available

      607-282-6242, (607) 282-6242, or +1 607 282 6242

      Kevin Lucero

      Kevin Lucero

      Lic. Real Estate Salesperson

      CallEmail
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