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Property at 120 Prospect Street, Amsterdam, NY 12177
CLOSED
0
$324,900

120 Prospect StreetAmsterdam, NY, 12177

4 Beds1.5 Baths2,176 SqFt0.49 Acres
Welcome to a 1920s era Craftsman-style built home on nearly a half-acre in sought after Tribes Hill, where original charm meets thoughtful updates. Hardwood floors lead you through rooms that feel both lived-in and well-cared-for. The screened front porch, complete with wainscoting ceiling, is the kind of space where morning coffee or evening conversations just happen naturally. Inside, the updated kitchen brings newer stainless steel appliances with butcher block counters into a layout that works. First-floor laundry access, rear entry mud room, formal dining and spacious living room offer plenty of space for large gatherings. Four adequately sized bedrooms give you flexibility, and the 1.5 bathrooms include updates that blend with the home's character. There's a cedar closet for seasonal storage, a full walk-up attic for future possibilities, and a dry basement offering peace of mind. Even the dog gets a dedicated space...a charming dog house tucked under the stairwell. The updates are the kind that matter when you're planning to stay awhile: new roof overhead, high-efficiency oil fed HVAC keeping costs down, newer vinyl replacement windows, updated electric panels, new well pump, and Culligan filtration. A pellet stove insert adds warmth and supplemental heat. Outside, a newer above ground pool and a second 100'x100' parcel with a 2-car garage and yard space give you tons of room to spread out. Here's what sets this one apart: the current owners completed full structural and pest inspections before listing, addressing concerns upfront and making reports available for your review. It's the kind of transparency that lets you move forward with confidence instead of uncertainty. Fonda-Fultonville Central School District.
1 / 64

Est. Monthly

$1,540/MO

$324,900

120 Prospect Street, Amsterdam, NY

4 Beds1.5 Baths2,176 SqFt0.49 Acres

Welcome to a 1920s era Craftsman-style built home on nearly a half-acre in sought after Tribes Hill, where original charm meets thoughtful updates. Hardwood floors lead you through rooms that feel both lived-in and well-cared-for. The screened front porch, complete with wainscoting ceiling, is the kind of space where morning coffee or evening conversations just happen naturally. Inside, the updated kitchen brings newer stainless steel appliances with butcher block counters into a layout that works. First-floor laundry access, rear entry mud room, formal dining and spacious living room offer plenty of space for large gatherings. Four adequately sized bedrooms give you flexibility, and the 1.5 bathrooms include updates that blend with the home's character. There's a cedar closet for seasonal storage, a full walk-up attic for future possibilities, and a dry basement offering peace of mind. Even the dog gets a dedicated space...a charming dog house tucked under the stairwell. The updates are the kind that matter when you're planning to stay awhile: new roof overhead, high-efficiency oil fed HVAC keeping costs down, newer vinyl replacement windows, updated electric panels, new well pump, and Culligan filtration. A pellet stove insert adds warmth and supplemental heat. Outside, a newer above ground pool and a second 100'x100' parcel with a 2-car garage and yard space give you tons of room to spread out. Here's what sets this one apart: the current owners completed full structural and pest inspections before listing, addressing concerns upfront and making reports available for your review. It's the kind of transparency that lets you move forward with confidence instead of uncertainty. Fonda-Fultonville Central School District.

StatusClosed
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1920
Total Rooms13 rooms
Days on Market44 days

Est. Monthly Payment

$1,540.02

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

120 Prospect Street

Amsterdam, NY 12177 • Montgomery
4
Beds
1.5
Baths
2,176
SqFt
0.49
Acres
Status
Closed
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
1920106 years ago
Total Rooms
13 rooms
Days on Market
44 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $2,598
  • School Taxes
    $1,693
  • Town/County Taxes
    $1,584
Property History
  • Closed
    Jun 29, 2026 • GLOBAL MLS • 202617409
    $324,900
  • Listed for sale
    May 16, 2026 • GLOBAL MLS • 202617409
    $324,900
Mortgage Calculator
Estimated monthly payment for this property
$1,540.02
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202617409
  • Listing Office
    Hunt ERA
  • Last Updated
    7 days ago

Kitchen & Laundry

  • Kitchen
    • Eat-in Kitchen
    • Galley
    • Modern Kitchen

Appliances

  • Appliances
    • Refrigerator
    • Dishwasher
    • Dryer
    • Freezer
    • Microwave
    • Ice Maker
    • Electric Oven
    • Washer or Dryer
    • Water Softener
    • Electric Water Heater
    • Built-In Electric Oven
    • ENERGY STAR Qualified Appliances

Climate & Systems

  • Heating
    • Electric
    • Oil
    • Pellet Stove
    • Baseboard
    • Forced Air
  • Fireplace
    • Insert
    • Pellet Stove

Interior Features

  • Flooring
    • Laminate
    • Hardwood
  • Basement
    • Unfinished
    • Full
  • Windows
    Double Pane Windows
  • Interior Features
    • High Speed Internet
    • Paddle Fan
    • Other
    • Solid Surface Counters
    • Eat-in Kitchen

Parking

  • Parking Features
    • Garage Door Opener
    • Paved
    • Garage
  • Parking Spaces
    4
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.49 acres
  • Lot Features
    • Cleared
    • Landscaped
    • Level
    • Road Frontage
    • Sloped
    • Views
    • Garden
  • View
    • River
    • Trees or Woods
  • Fencing
    • Back Yard
    • Chain Link
    • Full
    • Gate
    • Wood
  • Patio & Porch
    • Porch
    • Deck
    • Enclosed
    • Screened
    • Front Porch
    • Covered
  • Exterior Features
    Drive-Paved

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Craftsman

Structure

  • Construction
    • Aluminum Siding
    • Vinyl Siding
    • Drywall
    • Plaster
  • Roof
    • Asphalt
    • Shingle
  • Foundation
    Stone

Condition

  • Year Built
    1920
  • Condition
    Updated or Remodeled
  • Days on Market
    44 days
  • Water
    Well
  • Sewer
    Septic Tank
  • Electric
    • 200+ Amp Service
    • Circuit Breakers
  • Utilities
    Cable Available

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
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