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Property at 109 Water St., Milo, NY 14527
ACTIVE
$83,400
$372,000

109 Water St.Milo, NY, 14527

Unit • 1092 Beds2 Baths1,205 SqFt
Welcome to refined downtown living in the heart of the picturesque Finger Lakes! This exceptional, spacious condo offers a rare opportunity for a low-maintenance, sophisticated lifestyle. Ideal for those seeking a year-round residence or a luxurious "lock-and-leave" second home, this property delivers convenience and elegance. Step inside a light-filled open-concept floor plan designed for seamless entertaining and daily comfort. The chef's kitchen features custom cabinetry, granite countertops, and top-tier stainless steel appliances. Gleaming hardwood floors flow throughout the main living areas, leading to a generous primary suite with a spa-like bathroom and ample walk-in closet space. Enjoy the best of Penn Yan with unparalleled walkability. Stroll to charming local boutiques, acclaimed restaurants, and the scenic beauty of Keuka Lake just moments from your door. This property is a private sanctuary amidst a vibrant small-town atmosphere. Key Features: • Modern, high-end finishes and an open floor plan • Gourmet kitchen with professional-grade appliances • Walkability to downtown Penn Yan and lakefront attractions • Low-maintenance "lock-and-leave" lifestyle • Secure building access Don't miss this rare opportunity to own a piece of the Finger Lakes lifestyle. Schedule your private tour of this exceptional property today!

Est. Monthly

$1,763/MO

$372,000
$83,400

109 Water St., Milo, NY

Unit • 1092 Beds2 Baths1,205 SqFt

Welcome to refined downtown living in the heart of the picturesque Finger Lakes! This exceptional, spacious condo offers a rare opportunity for a low-maintenance, sophisticated lifestyle. Ideal for those seeking a year-round residence or a luxurious "lock-and-leave" second home, this property delivers convenience and elegance. Step inside a light-filled open-concept floor plan designed for seamless entertaining and daily comfort. The chef's kitchen features custom cabinetry, granite countertops, and top-tier stainless steel appliances. Gleaming hardwood floors flow throughout the main living areas, leading to a generous primary suite with a spa-like bathroom and ample walk-in closet space. Enjoy the best of Penn Yan with unparalleled walkability. Stroll to charming local boutiques, acclaimed restaurants, and the scenic beauty of Keuka Lake just moments from your door. This property is a private sanctuary amidst a vibrant small-town atmosphere. Key Features: • Modern, high-end finishes and an open floor plan • Gourmet kitchen with professional-grade appliances • Walkability to downtown Penn Yan and lakefront attractions • Low-maintenance "lock-and-leave" lifestyle • Secure building access Don't miss this rare opportunity to own a piece of the Finger Lakes lifestyle. Schedule your private tour of this exceptional property today!

StatusActive
Property TypeResidential
Property SubtypeCondominium
Year Built2025
Total Rooms6 rooms
Days on Market205 days

Est. Monthly Payment

$1,763.27

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

109 Water St.

Milo, NY 14527 • Yates
2
Beds
2
Baths
1,205
SqFt
—
Acres
Status
Active
Property Type
Residential
Property Subtype
Condominium
Year Built
20251 year ago
Total Rooms
6 rooms
Days on Market
205 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $3,409
Property History
  • Price reduced
    Apr 17, 2026 • NYSAMLS • R1648493
    $455,400 → $372,000
  • Listed for sale
    Nov 20, 2025 • NYSAMLS • R1648493
    $465,000
Mortgage Calculator
Estimated monthly payment for this property
$1,763.27
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    NYSAMLS
  • MLS#
    R1648493
  • Listing Office
    The Iversen Realty Group
  • Last Updated
    56 days ago

Appliances

  • Appliances
    • Dryer
    • Dishwasher
    • Exhaust Fan
    • Electric Oven
    • Electric Range
    • Electric Water Heater
    • Microwave
    • Refrigerator
    • Range Hood
    • Tankless Water Heater
    • Washer

Climate & Systems

  • Heating
    • Ductless
    • Heat Pump
    • Zoned
    • Electric
    • Forced Air

Interior Features

  • Flooring
    • Carpet
    • Ceramic Tile
    • Hardwood
    • Resilient
    • Varies
  • Doors
    Sliding Doors
  • Basement
    None
  • Windows
    Thermal Windows
  • Interior Features
    • Ceiling Fans
    • Kitchen Family Room Combo
    • Living Dining Room
    • Pantry
    • Quartz Counters
    • Sliding Glass Doors
    • Storage
    • Bedroom On Main Level
    • Bath In Primary Bedroom

Parking

  • Parking Features
    • No Garage
    • Open
    • Other
    • See Remarks

Lot & Grounds

  • Lot Features
    • Near Public Transit
    • Rectangular
    • Rectangular Lot
    • Residential Lot

Type

  • Property Type
    Residential
  • Property Subtype
    Condominium

Structure

  • Construction
    • Attic Crawl Hatchways Insulated
    • Composite Siding
    • Foam Insulation
    • Other
    • Shake Siding
    • Vinyl Siding
    • Pex Plumbing
  • Foundation
    Slab

Condition

  • Year Built
    2025
  • Condition
    Resale
  • Days on Market
    205 days
  • Water
    Connected
  • Sewer
    Connected
  • Electric
    Circuit Breakers
  • Utilities
    • Cable Available
    • Electricity Connected
    • High Speed Internet Available
    • Sewer Connected
    • Water Connected

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
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