HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 109 County Route 412, Westerlo, NY 12193
IN ESCROW
0
$309,900

109 County Route 412Westerlo, NY, 12193

3 Beds1 Baths1,176 SqFt4.7 Acres
Welcome to this cute and cozy ranch nestled on 4.7 peaceful acres in Berne-Knox-Westerlo School District. This freshly painted 3-bedroom, 1-bath home offers the perfect blend of comfort, simplicity, and scenic outdoor living with hardwood floors throughout. The layout is both functional and welcoming, ideal for everyday living or a quiet retreat from the hustle and bustle. Outside, the expansive level lot has been thoughtfully cleared, offering privacy and plenty of usable space for recreation, gardening, or simply enjoying nature. Two small ponds add a picturesque touch, perfect for relaxing views or outdoor enjoyment. Recent updates provide peace of mind and modern convenience, including a new roof and central air system installed in 2024, a new electrical panel and whole-house generator added in 2023, and new hot water tank elements installed in December 2025. Whether you're looking for a starter home, downsizing, or seeking a serene country setting, this move-in-ready ranch delivers comfort, reliability, and natural beauty in one appealing package.
1 / 21

Est. Monthly

$1,469/MO

$309,900

109 County Route 412, Westerlo, NY

3 Beds1 Bath1,176 SqFt4.7 Acres

Welcome to this cute and cozy ranch nestled on 4.7 peaceful acres in Berne-Knox-Westerlo School District. This freshly painted 3-bedroom, 1-bath home offers the perfect blend of comfort, simplicity, and scenic outdoor living with hardwood floors throughout. The layout is both functional and welcoming, ideal for everyday living or a quiet retreat from the hustle and bustle. Outside, the expansive level lot has been thoughtfully cleared, offering privacy and plenty of usable space for recreation, gardening, or simply enjoying nature. Two small ponds add a picturesque touch, perfect for relaxing views or outdoor enjoyment. Recent updates provide peace of mind and modern convenience, including a new roof and central air system installed in 2024, a new electrical panel and whole-house generator added in 2023, and new hot water tank elements installed in December 2025. Whether you're looking for a starter home, downsizing, or seeking a serene country setting, this move-in-ready ranch delivers comfort, reliability, and natural beauty in one appealing package.

StatusIn Escrow
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1970
Total Rooms5 rooms
Days on Market4 days

Est. Monthly Payment

$1,468.92

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

109 County Route 412

Westerlo, NY 12193 • Albany
3
Beds
1
Bath
1,176
SqFt
4.7
Acres
Status
In Escrow
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
197056 years ago
Total Rooms
5 rooms
Days on Market
4 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $4,080
Property History
  • Listed for sale
    Apr 25, 2026 • GLOBAL MLS • 202615814
    $309,900
Mortgage Calculator
Estimated monthly payment for this property
$1,468.92
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202615814
  • Listing Office
    HomeJoy Realty
  • Last Updated
    12 days ago

Kitchen & Laundry

  • Kitchen
    Eat-in Kitchen

Appliances

  • Appliances
    • Range
    • Refrigerator
    • Washer or Dryer
    • Water Softener
    • Oven

Climate & Systems

  • Heating
    • Oil
    • Baseboard
    • Hot Water

Interior Features

  • Flooring
    • Linoleum
    • Hardwood
  • Doors
    Storm Door(s)
  • Basement
    • Unfinished
    • Walk-Out Access
    • Full
    • Heated
    • Interior Entry
    • Sump Pump
  • Windows
    • Curtain Rods
    • Bay Window(s)
    • ENERGY STAR Qualified Windows
    • Screens
  • Interior Features
    • High Speed Internet
    • Paddle Fan
    • Eat-in Kitchen

Parking

  • Parking Features
    • Attached
    • Storage
    • Heated Garage
    • Garage Door Opener
    • Workshop in Garage
    • Paved
    • Driveway
    • Garage
  • Parking Spaces
    6
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    4.7 acres
  • Lot Features
    • Cleared
    • Meadow
    • Landscaped
    • Level
    • Private
    • Road Frontage
    • Other
  • View
    • Pasture
    • Pond
    • Trees or Woods
  • Fencing
    None
  • Patio & Porch
    Front Porch

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Ranch

Structure

  • Construction
    Vinyl Siding
  • Roof
    Asphalt
  • Foundation
    Block

Condition

  • Year Built
    1970
  • Condition
    Updated or Remodeled
  • Days on Market
    4 days
  • Water
    Well
  • Sewer
    Septic Tank
  • Electric
    • 200+ Amp Service
    • Circuit Breakers
    • Generator
  • Utilities
    Cable Available

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 96 Ceil Drive, Cheektowaga, NY 14227ACTIVE$279,000

    96 Ceil Drive, Cheektowaga, NY 14227

    3 Beds1.5 Baths1,306 SqFt0.18 Acres

    LISTING BY HUNT REAL ESTATE CORPORATION

  • 24 S Danby Road, Danby, NY 13864ACTIVE$279,000

    24 S Danby Road, Danby, NY 13864

    3 Beds1 Bath1,056 SqFt2.54 Acres

    LISTING BY BERKSHIRE HATHAWAY HOME SERVICES HERITAGE REALTY

  • 535 E Main Street, Batavia City, NY 14020ACTIVE$279,000

    535 E Main Street, Batavia City, NY 14020

    6 Beds3 Baths1,800 SqFt0.35 Acres

    LISTING BY RE/MAX REALTY GROUP

  • 153 Garner Avenue, Buffalo, NY 14213ACTIVE$279,000

    153 Garner Avenue, Buffalo, NY 14213

    2 Beds2 Baths864 SqFt0.0874 Acres

    LISTING BY TOWNE HOUSING REAL ESTATE

  • 25 Karen Lane, Cheektowaga, NY 14043ACTIVE$279,000

    25 Karen Lane, Cheektowaga, NY 14043

    3 Beds2 Baths1,268 SqFt0.12 Acres

    LISTING BY HUNT REAL ESTATE CORPORATION

  • 75 Firestone Street, Lackawanna, NY 14218ACTIVE$279,000

    75 Firestone Street, Lackawanna, NY 14218

    3 Beds2 Baths1,108 SqFt0.1614 Acres

    LISTING BY E XP REALTY

  • 17 Mohawk Place, Amsterdam, NY 12010ACTIVE$279,000

    17 Mohawk Place, Amsterdam, NY 12010

    6 Beds2.5 Baths3,600 SqFt0.13 Acres

    LISTING BY NEW SCOTLAND REALTY

  • 1468 W Danby Road, Newfield, NY 14867ACTIVE$279,000

    1468 W Danby Road, Newfield, NY 14867

    4 Beds2 Baths1,928 SqFt1.57 Acres

    LISTING BY HOWARD HANNA S TIER INC

  • 17 Tremont Street, Albany, NY 12205ACTIVE$279,000

    17 Tremont Street, Albany, NY 12205

    3 Beds1 Bath1,034 SqFt0.14 Acres

    LISTING BY KARTEN REAL ESTATE SERVICES LLC

  • 280 Gulf Road, Rensselaerville, NY 12147ACTIVE$279,000

    280 Gulf Road, Rensselaerville, NY 12147

    6 Beds2 Baths1,444 SqFt0.67 Acres

    LISTING BY COLDWELL BANKER PRIME PROPERTIES