HOMESFARMSANDLAND
BuySell
    • Featured Properties
    • Property Showcases
    • Latest Blogs
      • Overview
      • Explore Open Houses
      • Discover Rental Living
      • Escape to Cabin Life
      • Unlock Multi-Family Living
      • Your Perfect Land Awaits
      • Embrace Farm Life
      • Overview
      • Find Rentals
      • Find Cabins
      • Browse Homes
      • Browse Farms
      • Browse Lands
    • Saved Properties
    • Overview
    • Buying Form
    • Buying Process
    • Mortgage Calculator
    • Overview
    • Selling Form
    • Selling Process
    • Free Home Evaluation
      • All of Otsego
      • Cooperstown
      • Oneonta
      • West Oneonta
      • Milford
      • Hartwick
      • Worcester
      • Unadilla
      • Laurens
      • Richfield Springs
      • All of Schoharie
      • Cobleskill
      • Middleburgh
      • Schoharie
      • Sharon Springs
      • Summit
      • Richmondville
      • Esperance
      • All of Chenango
      • Norwich
      • Oxford
      • Greene
      • Bainbridge
      • Sherburne
      • All of Delaware
      • Delhi
      • Stamford
      • Andes
      • Walton
      • Margaretville
      • Roxbury
      • Sidney
      • All of Greene
      • Catskill
      • Windham
      • Hunter
      • Cairo
      • Coxsackie
      • Athens
      • All of Broome
      • Binghamton
      • Vestal
      • Endicott
      • All of Oneida
      • New Hartford
      • Utica
      • Marcy
      • Clinton
      • All of Montgomery
      • Amsterdam
      • Fort Plain
      • Canajoharie
      • Fonda
      • All of Ulster
      • Kingston
      • New Paltz
      • Saugerties
      • Woodstock
      • Marlborough
    • Overview
    • Free Vendor List
    • Practical Guides
    • Need Funding?
    • Property Inspector
    • Down Payment Eligibility
    • Location Sharing?
      • Overview
      • Standard Operating Procedure
      • NYS Buyer-Seller
      • NYS Landlord-Tenant
      • Tenant Rights Notice
      • Fair Housing Notice
      • Privacy Policy
      • Location Services
      • Properties Preferences
      • Map Data Attribution
    • Who We Are
    • Meet the Team
Featured
Featured Properties
Property Showcases
Latest Blogs
Search
Advanced Search
Explore Open Houses
Discover Rental Living
Escape to Cabin Life
Unlock Multi-Family Living
Your Perfect Land Awaits
Embrace Farm Life
Search by Map
Find Rentals
Find Cabins
Browse Homes
Browse Farms
Browse Lands
Saved Properties
Buy
Buying Form
Buying Process
Mortgage Calculator
Sell
Selling Form
Selling Process
Free Home Evaluation
HOMESFARMSANDLAND
  • Otsego
  • Schoharie
  • Chenango
  • Delaware
  • Greene
  • Broome
  • Oneida
  • Montgomery
  • Ulster

Select a county to see cities

Resources
Free Vendor List
Practical Guides
Need Funding?
Property Inspector
Down Payment Eligibility
Location Sharing?
Disclosures
Standard Operating Procedure
NYS Buyer-Seller
NYS Landlord-Tenant
Tenant Rights Notice
Fair Housing Notice
Privacy Policy
Location Services
Properties Preferences
Map Data Attribution
About
Who We Are
Meet the Team

Let's Find Your Next Property.

HOMESFARMSANDLAND.COM

Kevin Lucero

Lic. Real Estate Salesperson

a Charlotteville Realty Team

Independently Owned & Operated

607-282-6242kevin@homesfarmsandland.com

Buying

  • Buying Form
  • Buying Process
  • Mortgage Calculator

Selling

  • Selling Form
  • Selling Process
  • Free Home Evaluation

About Us

  • Who We are
  • Meet the Team

Resources

  • Latest Blogs
  • Free Vendor List
  • PracticalGuides
  • Need Funding?
  • Property Inspector
  • Down Payment Eligibility

Communities

  • Otsego County
  • Schoharie County
  • Chenango County
  • Delaware County
  • Greene County
  • Broome County
  • Oneida County
  • Montgomery County
  • Ulster County

Disclosures

  • Standard Operating Procedure
  • NYS Buyer-Seller
  • NYS Landlord-Tenant
  • Tenant Rights Notice
  • Fair Housing Notice
  • Privacy Policy
  • Location Services
  • Properties Preferences
  • Map Data Attribution

© 2026 Homes, Farms & Land. All rights reserved.

Property at 102 Shoreline Drive, Summit, NY 12175
OPEN 7/12
ACTIVE
$5,999
$489,000

102 Shoreline DriveSummit, NY, 12175

2 Beds1.5 Baths1,568 SqFt0.14 Acres
Welcome to 102 Shoreline Drive in Summit, New York--an exceptional opportunity to own a lovingly maintained lakefront retreat on the peaceful shores of Summit Lake. Offered for the very first time, this custom-built home (1998) combines comfort, character, and serene natural surroundings. Step inside to find original hardwood floors and an inviting open-concept layout that maximizes both space and light. The home features two bedrooms, plus a office or 3rd bedroom, galley kitchen, spacious breezeway connecting the home and garage along with one and a half baths--perfect for year-round living or a relaxing getaway. An attached two-car garage adds convenience and ample storage. At the lake front side of the home, a charming finished porch provides the perfect place to relax and take in tranquil lake views--ideal for morning coffee or unwinding at the end of the day. Thoughtful upgrades enhance both efficiency and peace of mind, including a modern mini-split heating and cooling system, and an on-demand hot water heater. Offered fully furnished, this home is truly move-in ready--just bring your personal touches and start enjoying lake life immediately. Summit Lake's tranquil setting is preserved by its electric-only boating policy, allowing you to enjoy kayaking, canoeing, swimming, fishing, and quiet electric boat cruising without the noise of gas-powered motors. Whether you're seeking a quiet escape or a place to gather with friends and family, this rare offering delivers the best of waterfront living in a serene, private setting. Many state forests are nearby for hunting and hiking, as well as the snowmobile trail system located right up the road. Don't miss your chance to own a piece of Summit Lake--properties like this seldom come on the market. 5 minutes from I-88 for commuting to the Capital Region or Oneonta. Cobleskill-Richmondville School District.
1 / 49

Est. Monthly

$2,318/MO

$489,000
$5,999

102 Shoreline Drive, Summit, NY

2 Beds1.5 Baths1,568 SqFt0.14 Acres

Welcome to 102 Shoreline Drive in Summit, New York--an exceptional opportunity to own a lovingly maintained lakefront retreat on the peaceful shores of Summit Lake. Offered for the very first time, this custom-built home (1998) combines comfort, character, and serene natural surroundings. Step inside to find original hardwood floors and an inviting open-concept layout that maximizes both space and light. The home features two bedrooms, plus a office or 3rd bedroom, galley kitchen, spacious breezeway connecting the home and garage along with one and a half baths--perfect for year-round living or a relaxing getaway. An attached two-car garage adds convenience and ample storage. At the lake front side of the home, a charming finished porch provides the perfect place to relax and take in tranquil lake views--ideal for morning coffee or unwinding at the end of the day. Thoughtful upgrades enhance both efficiency and peace of mind, including a modern mini-split heating and cooling system, and an on-demand hot water heater. Offered fully furnished, this home is truly move-in ready--just bring your personal touches and start enjoying lake life immediately. Summit Lake's tranquil setting is preserved by its electric-only boating policy, allowing you to enjoy kayaking, canoeing, swimming, fishing, and quiet electric boat cruising without the noise of gas-powered motors. Whether you're seeking a quiet escape or a place to gather with friends and family, this rare offering delivers the best of waterfront living in a serene, private setting. Many state forests are nearby for hunting and hiking, as well as the snowmobile trail system located right up the road. Don't miss your chance to own a piece of Summit Lake--properties like this seldom come on the market. 5 minutes from I-88 for commuting to the Capital Region or Oneonta. Cobleskill-Richmondville School District.

Upcoming
July 12, 2026

10:00 AM - 12:00 PM

Add to Calendar
StatusActive
Property TypeResidential
Property SubtypeSingle Family Residence
Year Built1998
Total Rooms6 rooms
Days on Market70 days

Est. Monthly Payment

$2,317.85

%
%
yr

Private Mortgage Insurance

Not required

Affordability Checkoptional
$

Enter your annual income to check affordability

Property Details

Property Information

102 Shoreline Drive

Summit, NY 12175 • Schoharie
2
Beds
1.5
Baths
1,568
SqFt
0.14
Acres

Open House

Upcoming Open House

July 12, 2026

10:00 AM - 12:00 PM
Status
Active
Property Type
Residential
Property Subtype
Single Family Residence
Year Built
199828 years ago
Total Rooms
6 rooms
Days on Market
70 days
Tax History
Estimated values, may not reflect current amounts.
  • Annual Tax Amount
    $5,376
Property History
  • Price reduced
    Jun 16, 2026 • GLOBAL MLS • 202615344
    $494,999 → $489,000
  • Price reduced
    May 17, 2026 • GLOBAL MLS • 202615344
    $499,995 → $494,999
  • Listed for sale
    Apr 18, 2026 • GLOBAL MLS • 202615344
    $499,995
Mortgage Calculator
Estimated monthly payment for this property
$2,317.85
Down Payment
Interest Rate
Loan Term
%
%
yearsyrs.
Affordability Checkoptional
$

Enter your annual income to see if this home fits your budget

Private Mortgage Insurance

Not required — down payment above 20%
MLS Information
  • Source
    Global MLS
  • MLS#
    202615344
  • Listing Office
    Summit Properties
  • Last Updated
    9 days ago

Kitchen & Laundry

  • Kitchen
    Galley

Appliances

  • Appliances
    • Refrigerator
    • Dishwasher
    • Microwave
    • Washer or Dryer
    • Oven
    • Instant Hot Water

Climate & Systems

  • Heating
    • Electric
    • Propane
    • Forced Air
    • Wood
  • Fireplace
    Living Room

Interior Features

  • Flooring
    • Carpet
    • Hardwood
  • Basement
    Full
  • Interior Features
    High Speed Internet

Parking

  • Parking Features
    Attached
  • Parking Spaces
    2
  • Garage Spaces
    2

Lot & Grounds

  • Lot Size
    0.14 acres
  • View
    • Lake
    • Trees or Woods
  • Patio & Porch
    • Enclosed
    • Front Porch
    • Wrap Around
  • Exterior Features
    None

Type

  • Property Type
    Residential
  • Property Subtype
    Single Family Residence
  • Architectural Style
    Custom

Structure

  • Construction
    Wood Siding
  • Roof
    Shingle

Condition

  • Year Built
    1998
  • Days on Market
    70 days
  • Water
    Well
  • Sewer
    Septic Tank
  • Electric
    200+ Amp Service

607-282-6242, (607) 282-6242, or +1 607 282 6242

Kevin Lucero

Kevin Lucero

Lic. Real Estate Salesperson

CallEmail
Picked for you

Similar Properties

Handpicked listings that match what you're looking at

View all →
  • 109 Terwillager Lane, Manlius, NY 13116ACTIVE$440,900

    109 Terwillager Lane, Manlius, NY 13116

    3 Beds2 Baths1,485 SqFt0.43 Acres

    LISTING BY HUNT REAL ESTATE ERA

  • L16 Black Bear Path, Corinth, NY 12822ACTIVE$442,000

    L16 Black Bear Path, Corinth, NY 12822

    3 Beds2 Baths1,422 SqFt2.25 Acres

    LISTING BY REALIZE BROKERS

  • 237 Crim Road, Parish, NY 13131ACTIVE$444,900

    237 Crim Road, Parish, NY 13131

    3 Beds2 Baths1,374 SqFt10.74 Acres

    LISTING BY ACROPOLIS REALTY GROUP LLC

  • 11 Andrews Way, South Bristol, NY 14424ACTIVE$444,900

    11 Andrews Way, South Bristol, NY 14424

    2 Beds2.5 Baths1,833 SqFt0.09 Acres

    LISTING BY HOWARD HANNA

  • 1 White Springs Circle, Geneva Town, NY 14456ACTIVE$444,900

    1 White Springs Circle, Geneva Town, NY 14456

    3 Beds2.5 Baths2,022 SqFt0.75 Acres

    LISTING BY HOWARD HANNA

  • 6324 State Route 9, Chester, NY 12817ACTIVE$444,900

    6324 State Route 9, Chester, NY 12817

    6 Beds3 Baths2,916 SqFt0.45 Acres

    LISTING BY KW PLATFORM

  • 113 Park Place, Ithaca City, NY 14850ACTIVE$445,000

    113 Park Place, Ithaca City, NY 14850

    3 Beds2 Baths1,602 SqFt0.3 Acres

    LISTING BY RE/MAX IN MOTION

  • 6792 Mount Baldy Road, Westfield, NY 14787ACTIVE$445,000

    6792 Mount Baldy Road, Westfield, NY 14787

    3 Beds2 Baths2,040 SqFt5 Acres

    LISTING BY PROPERTY MATCH USA, LLC

  • 1686 Julianne Drive, Schodack, NY 12033ACTIVE$445,000OPEN 6/28

    1686 Julianne Drive, Schodack, NY 12033

    4 Beds2 Baths2,194 SqFt0.46 Acres

    LISTING BY VERA COHEN REALTY, LLC

  • 100 Shirley Road, Syracuse, NY 13224ACTIVE$445,000

    100 Shirley Road, Syracuse, NY 13224

    3 Beds3 Baths2,317 SqFt0.3557 Acres

    LISTING BY HUNT REAL ESTATE ERA