Charming 1890 Victorian in the heart of Waterloo village, with a covered wraparound porch and original character throughout. Originally built as a single-family home, this property is now set up as two units and offers real flexibility: live in one unit and rent the other, keep it as an investment, or easily convert it back to a single-family home. Whatever your plan, the potential is here. The first-floor unit showcases classic details, including original woodwork, built-ins, and a desk nook. A bright bonus space and in-unit laundry add everyday convenience. The second-floor unit features a completely updated kitchen with an island and seating, a roomy living room, plus an office nook at the top of the stairs. Each unit offers one bedroom and one full bath. Outside, the fully fenced backyard includes a play set and fire pit, and the blacktop driveway provides off-street parking. Appliances, play set, and fire pit are included! Set on a quiet neighborhood street within walking distance to the Village, Route 5 & 20, while being close to Seneca Falls, Geneva and the best of the Finger Lakes! This home is being sold as-is and has many original features and systems, so it’s ready for your updates and personal touches!